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For my DDs

1235715

Comments

  • hi Joanne you're doing really well :) i'm going to subscribe if you don't mind and follow your journey....you asked about paying for things in cash before as well. When i first started on my DF journey i took out cash every month, i'd have an envelope for petrol, clothes, grocery etc and left my card at home it really helped me stick to budget. I also joined the grocery challenge where everyone was so helpful and nice! I managed to get my grocery bill down from £500 + :eek: to around half of that each month :)

    great news on the rebate too btw :)
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Nice one on the rebate! It all helps. :)
    Trying for daily wins, and a little security in an insecure world.
  • Hiddenidenity
    Hiddenidenity Posts: 5,423 Forumite
    2joanne wrote: »
    Hidden Identity...OMG I've just clicked your link...amazing amazing amzing receipes.....how do you make the curry in a hurry paste - or have i just got so excited to reply to you that I havent read on enough!!!!
    :j
    Also .....how in the world do you do a shop for £15????? What is this "creating a store cupboard" you mention...is there a magic store cupboard list somewhere you could let me have??!!!

    Having fought and lost the battle with the weekly shop on many occasions....I know this is the single biggest expense that currently I have any control over...anything you can suggest to help me would be FAB!!!


    Sorry I didnt pop back, things arent great here :o

    Did you find the recipes? theres quite a lot on there for homemade bread/soups/meals etc :) I've just caught up with your posts and your doing fab :)
  • 2joanne
    2joanne Posts: 134 Forumite
    Sorry I didnt pop back, things arent great here :o

    Did you find the recipes? theres quite a lot on there for homemade bread/soups/meals etc :) I've just caught up with your posts and your doing fab :)

    Hi ya - yes found everything - have 6 curry in a hurry pastes frozen...have loved the chicken bhuna and am following 7 steps closely...am balancing the books and have an emergency fund too in addition to all the other good work i've done!....you've been an inspiration!!

    You should be proud of what you've built so far...early days, early hiccups are no doubt part of building something great...you're doing grand...you've inspired me and I'm in it for the long haul with you.....:T
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • 2joanne
    2joanne Posts: 134 Forumite
    hi Joanne you're doing really well :) i'm going to subscribe if you don't mind and follow your journey....you asked about paying for things in cash before as well. When i first started on my DF journey i took out cash every month, i'd have an envelope for petrol, clothes, grocery etc and left my card at home it really helped me stick to budget. I also joined the grocery challenge where everyone was so helpful and nice! I managed to get my grocery bill down from £500 + :eek: to around half of that each month :)

    great news on the rebate too btw :)

    Hi thanks for the tip on taking cash out...I'd been a bit nervous about doing it and havent taken the plunge yet...instead I've been keeping receipts and religiously updating my spreadsheet every night...so far so good!! Good to know that it works for you so that i can give it a go if i find it difficult to stick to the updating!

    Great to have you on board and following...the support is making the world of difference!:)
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • 2joanne
    2joanne Posts: 134 Forumite
    Long day, poorly sick DD no 2....but nonetheless an NSD....and gorgeous DH threw together a wonderfully cheap but delicious tea...chicken thighs, dried oregano, cherry toms, olive oil, all roasted in oven for approx 1.5 hrs served with baby new pots...yum yum approx 91 p a portion....fab fab fab! I swear we're eating better and healthier now we have a shopping list and a meal planner! I could kick myself for not doing it sooner!!!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Wow, your tea sounds lovely. Keep up the good work with the meal planning and shopping list. It has worked for me (along with a bit of will power) I found that by eating at mealtimes and drinking water I've lost a few lbs already since the June Grocery Challenge began. It's quite a rarity!

    I need to get working on my shopping list for next week. I'd love to see your mealplan at some point to get some inspiration :)

    K xx
    Trying for daily wins, and a little security in an insecure world.
  • 2joanne
    2joanne Posts: 134 Forumite
    Wow, your tea sounds lovely. Keep up the good work with the meal planning and shopping list. It has worked for me (along with a bit of will power) I found that by eating at mealtimes and drinking water I've lost a few lbs already since the June Grocery Challenge began. It's quite a rarity!

    I need to get working on my shopping list for next week. I'd love to see your mealplan at some point to get some inspiration :)

    K xx


    Happy to share!

    I'll have type up for you at the weekend when i'm planning next weeks but what i' ve found is working is stock taking before i start thinking about what we'll be eating and then planning around this - i'm also making extra every meal and freezing the extra - so we're saving pounds and precious time too!!

    I'll see what i can do xx
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
  • Kitchenbunny
    Kitchenbunny Posts: 2,085 Forumite
    Part of the Furniture 1,000 Posts Photogenic Combo Breaker
    Yeah, that's what I do. I've created my mealplan for the week and posted it on the Old Style Board - I'm going to stick to it this time :D

    How is everything going? Haven't heard from you in a while.

    K xx
    Trying for daily wins, and a little security in an insecure world.
  • 2joanne
    2joanne Posts: 134 Forumite
    Hiya....yes, I,ve been a little quiet of late....I could list a gazillion of excuses but honestly I can feel my motivation waning a little....it's a mix of things work stuff, holiday approaching but if I,m really honest...just a real lack of prioritisation on my part...on the good news front tax rebate has landed...BUT so has an unexpected bill to the tune of 250 for the car but at least no credit card in sight of being used! I,m a little disappointed in myself too....I,ve been budgeting so well that I,ve relaxed a little and already this week I,ve bought lunch three times and wasted £12 instead of taking my packed lunch in....

    K I haven't fogrgotten that I promised u some meal planners...u might av to bear with me..working all weekend so may be a few days before I can load but I will try!!!

    Think I'll av a browse over the pages on here an re find my inspiration!!!

    Thanks for ur continued support!!
    LBM 8/6/12
    Tesco:gone Wardrobe credit: gone
    Barclays £3669.71; Car £8820; 1st D £15000; Total:£9135.21/£36692 25%
    DFD Nov 2015
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