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Determined this is my last debt diary

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  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Although my sig hasn't changed I am plugging away behind the scenes trying to save money!

    The house stuff will likely cost around 1000 euro so rather than putting that amount away this month I have it sitting in my bank account ready to pay the estate agent. Can't wait for the flat to go on the market. I am getting impatient now!

    DD was sick yesterday and my mother minded both children. I didn't know what to do re: payment of the childminder so I just gave her the full amount for the 2 days today.

    We won't know ourselves when they are both in school and the childcare costs go down!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I know what you mean about the childcare costs. I can't wait till September when we will be saving as Poppy gets 15 hours free a week. Then when we have another we will have the nursery costs all over again but Poppy will be at school then.
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    I know what you mean about the childcare costs. I can't wait till September when we will be saving as Poppy gets 15 hours free a week. Then when we have another we will have the nursery costs all over again but Poppy will be at school then.

    Max got his free year this year so next year I will have to pay, plus Evie will be 2 days at pre-school, plus the childminder. 2014/2015 will be my expensive school year. After that though, Evie will be in her free year and Max will be at school so just after school costs.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Am only just starting to feel normal now, have had tonsillitis since last Wed and my sister had a baby on Fri and I'm not allowed visit :(

    On the plus side, I haven't been spending much and have lost 1/2 stone!
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    Just minimum payments again this month. I am estimating that once I get to April I will start to make more dents into the debt. At the moment though, my eye is on getting below 13k. I think I will get below it by the end of April. Savings are coming along nicely, although it doesn't reflect in my sig, because I am putting money aside for the estate agent costs, rather than using my credit card for it.

    Had to give the estate agents a bit of a kick today as they weren't really communicating with me, so apparently the house report is being undertaken tomorrow. I just want to get the flat on the market now.
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you are feeling better and that the estate agents get a move on!
  • clearmydebts
    clearmydebts Posts: 6,485 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker I've been Money Tipped!
    wendz86 wrote: »
    Hope you are feeling better and that the estate agents get a move on!

    Hi Wendz,

    Yes, feeling a lot better today, thanks to the antibiotics! I hope the EA get a move on too. I just want the flat on the market! Actually, I want to skip that bit. I just want to have the money in my bank so I can view houses. Lol :)

    How are you keeping?
    Total (Aug 19):€58,567 Now:€26,947
    DFD:Nov 22/June 22
    Mortgage: €199,712
    MFD: March 2042/July 2034
  • wendz86
    wendz86 Posts: 7,171 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Haha yes that will definitely be the best bit looking at new houses!

    I am good thanks :).
  • Lara44
    Lara44 Posts: 2,961 Forumite
    I hope they get a wriggle on, CMD! I'm sure you just want to have a nice big asking price offer in hand :D It will be great to get under 13k and be getting a new house :j Forward progress on all counts!

    Are you feeling a bit better? Hope you have managed to get some new baby cuddles x
    :A :heartpuls June 2014 / £2014 in 2014 / £735.97 / 36.5%
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Any news on the house front? Hope the EA get their finger out for you. Have you seen your niece now?
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
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