Stepping out of debt and into the light!

LunaLady

This debt busting is becoming really addictive. I cannot wait to get my balance to zero so I can start saving for the deposit for our home.

LunaLady

Another NSD day here - thats three so far in June :dance:

Kitchenbunny

Nice one on the NSD! Wish I could have managed one but had to buy bacon, marg and some eggs as probably going to have to make a birthday cake this weekend.

Nice one!

K xx

badger_

Well done on your NSD

LunaLady

Another NSD - making 4 for June so far.

Have come down with a horrid cold though and feel rubbish. Have made a small payment to Very (£22.13). Work seemed to drag on today. Luckily I have the weekend to try and get a bit better as I have a busy week next week.

Have re-jigged my budget today so that all my regular spending, DD's, SO etc are covered and all the money I have is allocated to something. I am hoping this will work well for me. It also means that according to it I have £283 spare a month which I can put toward my debt.

I also have some biggish payments due from Quidco at some point, which will make a nice payment off my balance. I am going to try and keep paying enough to cover the minimum payment as well as the interest so I dont keep taking 2 steps forward then a step back.

Sat here watching the England game - the whole street has gone England mad with flags and banners. The rain and the wind means they are a bit bedraggled though.

Hope everyone has a good weekend.

Kitchenbunny

I actually enjoyed the England game, although there were a few moments where I had to leave the room because I thought "here we go again..." Still it was a good match Good job on the NSD - I managed another one yesterday too.

Have a good weekend!

K xx

badger_

Sorry to hear you're not feeling well, hope you feel better soon x

LunaLady

Feeling alot better after a good nights sleep - hoping its just a 24 hour bug and by this afternoon I will on fighting form.

I have also decided along with the budget I am going to withdraw £40 on Fridays (I get paid weekly) and that will be my spending money for a week to pick up anything we need, including DD'd preschool fees and any shopping that we need, as well as paying the milkman.. If I have anything left over I will put it in my sealed tin. It will be my own weekly spending challenge which can run from Friday - Friday. I do a monthly shop online so that wont be included in the challenge.

I withdrew £40 and I still have £40 left.

LunaLady

Today will be a spend day though as I am taking the children swimming and we normally sop at a cafe for a drink afterwards.

We are also off to the library and DS1 wants to borrow a film for the week.

Hiddenidenity

Well done on the NSD and the extra payments

Glad your feeling better too x