Post Office easy access 3.17% AER account (now closed to new applications)

talexuser

Thanks again. It still would have taken 3 days to transfer the rest through Faster Payments then. I might try ringing them next time because I'm not that mobile to get to a branch that easily.

innovate

It's only pennies, but doing it by Faster Transfer is your best bet because your balance on day 1 would be £25K, day 2 £50K, and day 3 £75K.

You couldn't do a payment by card for £75K any faster (in fact, probably a lot slower), and probably not by any other means either - unless you pay for a CHAPS transfer, which would defeat the object [of making most interest] somewhat.

Phoning your bank to make a transfer also could cost a lot of money, unless you find an 0800 number.

talexuser

Cheers. :beer:

drlabman

Just curious. I opened an account and was not given a sort code and account number there and then. In fact the message I got was that they would need to contact me to complete the opening. Then I got an email to say the account was open, without any contact or request for documents. I've received the user id and pin code and transferred my first £1 yesterday. Any idea why I wasn't given a sort code? I've also read something that they send paperwork after the first deposit. What's that all about?

innovate

Crikey, there seems to be no way to find out your sort code and account number when you are logged into your account. Am I missing something?

SnowMan

innovate wrote: »

Crikey, there seems to be no way to find out your sort code and account number when you are logged into your account. Am I missing something?

How strange. I think you are right.

Thing that I found strange was you can easily end up mistakenly applying for a rod fishing license when trying to log into your account :T

There can't be many savings accounts where that is a possibility.

drlabman

This is one of the strangest accounts I've ever held. No sort code, no instruction how to transfer using FP. Transferred in £1 as a test to start with, using my debit card a couple of days ago. Balance in the PO account shows £1, but no £1 debit showing in my bank account (NatWest)!

The account details given online are lacking useful info e.g. can't tell whether I selected monthly or annual interest.

This is my first account with the PO and I'm not getting a warm fuzzy so far.

Gromitt

Your sort code is most likely going to be: 90-78-68, which is Bank of Ireland Post Office Financial Serv.

If you didn't get an account number at sign up, view your direct debit details of your nominated bank account. It'll look something like this:

Destination: PO SAVINGS
Reference: INT SAVER XXXXXXXX

Where 'XXXXXXXX' is your account number.

I'd transfer only £1 to start with to ensure this is correct and not just applies to my account only.

talexuser

Yes, there are a few wrinkles, I would like to see better login security myself, but nothing is a deal breaker so far, and these are the hoops we have to jump through sometimes for our market leading rate nowadays! :mad:

talexuser

Gromitt wrote: »

Your sort code is most likely going to be: 90-78-68.

Yep, mine too.