Hypno's kick up the backside debt diary....

hypno06

Sea78 wrote: »

Oh no!! Surely if they do, you could ring the bank and ask for a gesture of goodwill? Nightmare!

LOL - I have a court date with them of 12th July - I think goodwill is the last thing they will offer me :rotfl:

Snaggles

If you've corrected it straight away you shouldn't get charged hypno - most banks only charge you if you are over your limit at close of business (the actual time will vary from bank to bank but you would be VERY unlucky to get caught out. The fact that you can still move money and it has hit the account today probably means 'close of business' hasn't happened yet). There's another word for it but I've had half a glass of champagne and my head has stopped working lol! Oh, reconciliation, I think......

blackangeluk

Evening Hypno

First of all fantabulosis on paying such a huge amount this month, :T, god I wish I was as resourceful as you! Bet you feel so pleased about it all - Well done!

Hope you don't get a nasty letter of the bank - they seem to forget goodwill these days me thinks!

Well done to your kids as well, and how sweet that she shared it, I'm not sure mine would have done the same.

:beer:

hypno06

I would not expect to be charged but if I am, the worst case scenario is that I ask for it to be added to the huge amount I am claiming next month in court I suppose.

Not going to worry about it, but very glad that I noticed it immediately and was able to correct it, otherwise it would only be next week when I was wondering why it was taking so long to show in my account or when the bank letter lands on my mat, that I would have known!

Champagne sounds nice - hope it is well chilled.

hypno06

Hi BAUK, how are you this evening?

Snaggles

It's been in the fridge for 3 weeks lol! I can't tell the difference between champagne and cheap cava to be honest, but it was a present so we thought we would toast our new arrival in style!

hypno06

Raising a virtual glass to the Snaggles clan as we speak.

Cheers and here's to health, wealth and happiness for little Natasha Martin Lewis Snaggles :beer:

blackangeluk

hypno06 wrote: »

Hi BAUK, how are you this evening?

Hi, I'm fine after my earlier moan about DH :mad:

Had a lovely day off with the kids which was spent doing stuff that I normally do on a Saturday, When they were playing in the garden I pilfered their bedroom for toys and clothes to sell and am very pleased with my stash :T

Currently sat looking at Zebra material wondering whether if I just staple it together it will look ok. I wasn't blessed with sewing skills :rotfl:

Mmmm, champagne.....would be lovely:rolleyes:

blackangeluk

Snaggles wrote: »

It's been in the fridge for 3 weeks lol! I can't tell the difference between champagne and cheap cava to be honest, but it was a present so we thought we would toast our new arrival in style!

Me too, bubbles are bubbles.

Hope you enjoy your tipple :beer:

Snaggles

hypno06 wrote: »

Raising a virtual glass to the Snaggles clan as we speak.

Cheers and here's to health, wealth and happiness for little Natasha Martin Lewis Snaggles :beer:

That's exactly what it says on her birth certificate! :rotfl:

Thanks though - I'd settle for health and happiness, but wealth would be very nice too!