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Hypno's kick up the backside debt diary....

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  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Yoghurt is fab!! But the dates are mine. All mine!!

    So far the yoghurts have been tried with strawberry jam (went down well), blackcurrants and honey (not well), that cereal stuff I bought at the market (yum yum and forming the basis of my breakfast!) and banana and honey (DS wasn't keen, but DD loved it).

    I have bought UHT milk in bulk this week, so plenty more to be made, and tried, yet!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Hiya
    Great to see you're doing so well. Today we worked out that original mortgage should have ended in 2019 but that was before all the over spending etc etc. Anyway, today I decided that we'd pay what we now owe by the same day which is 12 years off like you. Maybe we should plan a joint party! Good luck with your plans xx
    January budget
    Nothing left!
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Better start saving my pennies in a jar for the party food :beer:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • LJD1_2
    LJD1_2 Posts: 2,173 Forumite
    Lol, but we'll only have snacks that are buy one get one free and everyone has to bring a bottle!
    January budget
    Nothing left!
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    hypno06 wrote: »
    Well so far this year I have been rejected for a current account, rejected for a M&S low LOB card and it is only in May that I was rejected for a 0% barclaycard.

    Unless you have any ideas I think I will have to wait until the end of the year before I try again, sadly.

    Oh bad luck. No I don't have any ideas. The one that accepted me was Egg but I think you already have an egg card, non? Sorry to have mentioned it.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Seaxwyn wrote: »
    Oh bad luck. No I don't have any ideas. The one that accepted me was Egg but I think you already have an egg card, non? Sorry to have mentioned it.

    Don't worry about it!! Yes, we both have egg cards and egg loans - fully egged up!!!

    I really thought I might be accepted for the Barclaycard, but wasn't. When I got rejected for that I sort of gave up. Only so many knockbacks a girl can take!!!

    How has the work gone today?
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    It's a roller coaster isn't it - so many surges of optimism and knockbacks along the way. I remember each and every application, refused and accepted.

    Work has not gone well, I've done very little and feel really bad about everything today. I'm going to spend the evening getting stuff finally packed up for my accountant - as well as trying to put together a powerpoint for my daughter (have appealed for help on the techie board for that!) Then hope tomorrow I will have more of a work ethic.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    I started off with a list this morning and although have not got anywhere near through it, I think I have made progress!Hopefully you will have a super productive day tomorrow.

    However, with me it seems to be all or nothing, so I hope tomorrow I can make more progress, otherwise I will be sat on the sofa all day looking at the list, making more coffee, looking at the list again, making more coffee, and so on!

    Talking of which......the kettle beckons.........back soon!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ZTD
    ZTD Posts: 24,327 Forumite
    hypno06 wrote: »
    Hi Z, he does like it just as it is - straight from the jar with a little dried fruit and cereal.

    Well adding the honey might make it too sweet.
    hypno06 wrote: »
    It is a big success so far - thanks for giving us the idea!!

    No problemo.

    As long as it's stopped them whinging..... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    ZTD wrote: »
    No problemo.

    As long as it's stopped them whinging..... ;)

    Well, for a few minutes anyway!!

    Mind you, I am watching "Honey we're killing the kids" at the moment - almost makes me feel like a supermum! Home made yoghurt, flapjacks and EVERYTHING :rotfl:
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
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