📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Hypno's kick up the backside debt diary....

1144145147149150581

Comments

  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Definately attacking the credit cards first. Oh to be able to have a low LOB card or a 0% balance transfer available!!

    Have just had a shock - DS brought home details of the end of term stuff - sports day, leavers performance etc and it suddenly dawned on me that they break up next week :eek: Where has the time gone - one minute I am clearing away Christmas dinner and having LBMs and the next I am talking about being mortgage free in 12 years and the kids are about to break up from school.

    Need to go and put the kettle on to get over the shock :o
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    Hey ya guys and gals, just got in and been catching up with the mornings events! sounds interesting! 6.59% BA!! thats shocking and i guess it is one of their product transfer products. Their rewards for loyalty is shocking. there is much much better out there and this may stop you from going fully interest only, if not then investigate part and part where you have a percentage of your mortgage at interest only and a percentage at repayment.

    Good to hear about the totally df date hypno but grrrr to the hoover.
    Lots of work to do but will pop back occasionally to say hi.
    Hugs to all
    P
    xx
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    hi P, I hope you have had a good day. did you remember to email sportingbet about your freebie for tomorrow? If not, do it now otherwise you won't get your free one!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • pania
    pania Posts: 8,258 Forumite
    yup did it this morning!! can't wait until tomorrow to matched bet it again!!
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Right, off to begin the Mummy Taxi shift.....

    might be back on later, but doubt it, because OH is having a cortisone injection in his shoulder and he is always a complete grump for a few days afterwards :mad: As a result, I will hand over exclusive rights to the laptop to stop him grumping at me and the children!!

    Hope you all have a good evening x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • ZTD
    ZTD Posts: 24,327 Forumite
    Seaxwyn wrote: »
    "something extra" do you think he could possibly have meant sugar?


    Not neccesarily - he might actually prefer it sourer...

    Have you tried - might be a "bitter man" in the making... ;)
    "Follow the money!" - Deepthroat (AKA William Mark Felt Sr - Associate Director of the FBI)
    "We were born and raised in a summer haze." Adele 'Someone like you.'
    "Blowing your mind, 'cause you know what you'll find, when you're looking for things in the sky."
    OMD 'Julia's Song'
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Hi Z, he does like it just as it is - straight from the jar with a little dried fruit and cereal.

    It is a big success so far - thanks for giving us the idea!!
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    hypno06 wrote: »
    Oh to be able to have a low LOB card or a 0% balance transfer available!!

    Are you absolutely sure you can't? Sorry if I've said this before, but I was refused for a loan and a couple of cards earlier this year, but then accepted for one in May. Have you really exhausted all the options?
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • pania
    pania Posts: 8,258 Forumite
    Glad the yogurts going down a treat, fantastic idea!! when i get a sec i may give it a go....picture me daydreaming wistfully. :rolleyes:
    Have you tried him on dates in yogurt?:eek: well you never know!! :rotfl:
    debt @05/11/11 £12210.63!! slowly chipping away!!
    :heart2:impossible is nothing.:heart2:
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    Well so far this year I have been rejected for a current account, rejected for a M&S low LOB card and it is only in May that I was rejected for a 0% barclaycard.

    Unless you have any ideas I think I will have to wait until the end of the year before I try again, sadly.
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.4K Banking & Borrowing
  • 253.3K Reduce Debt & Boost Income
  • 453.8K Spending & Discounts
  • 244.4K Work, Benefits & Business
  • 599.7K Mortgages, Homes & Bills
  • 177.2K Life & Family
  • 258K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.