Hypno's kick up the backside debt diary....

hypno06

Well P, you are not really gatecrashing a challenge - isn't the whole point of this board to pay off our debts??

As for being female.......are you saying that I am having an identity crisis as well as all my other problems It is not an excuse Missy!! You are not even blonde.......:D

Right, first one down to £35k/25k buys the coffees :j

Have now done 5 reclaim letters and about to do the mortgage one. It will be costing me £50 for statements all in, so I hope it is a worthwhile investment!!

livinginhope

Morning hypno
Just wanted to say hi and good luck with the challenge,I would love to join you on something like that,but I would be fighting a losing battle and would definately fail
Have a great day,sun is out and it's really warm out there
Happy belated birthday to DD,how old is she?

LIH

blackangeluk

Hi Hypno - Well done on your chocolate challenge and getting the re-claim letters out :T :T

Can I hijack thread also and join in the race, I would love to get mine down to £18k by Christmas, not sure if I will manage it as it is quite a lot to aim for, but thinking it will keep my inspiration going....pretty please can I join.....

I raided a load of stuff from my mum's to put on ebay at the weekend and they are totting up nicely now

hypno06

Hi LIH, nice to see that total down below £100k. You'll get there......

DD was 13 yesterday :eek:
The sun is shining here too, but I am shut away in my cabin working........sort of!

OH has just come home so I may have to relinquish use of the laptop temperarily in order that he can get stuff on ebay.......

livinginhope

hypno06 wrote: »

Hi LIH, nice to see that total down below £100k. You'll get there......

Thanks hypno,I couldn't quite believe the total when i saw it we haven't paid that much off,so don't know how it's reduced to that amount have spoken to Payplan and they insist it's right,so I'm not arguing :j we did pay them £3.5k a couple of weeks ago,but that wouldn't have reduced it that much :rolleyes:
LIH

GettingThingsDone

OH has just come home so I may have to relinquish use of the laptop temperarily in order that...

I wonder what you were going to say then!

Sea78

Hypno - would I be able to join the challenge too? I'm involved in quite a few at the mo, but I think this is a more long term one isn't it.

I'm not sure what to aim for. I'd love sub £30K by the end of the year, but am not sure if this is a little high to aim for.

Sea xx

pania

hi Hypno. sorry for the female thing, will take my slap on the wrist while thinking of another excuse for my stupitidy!!:rotfl: :rotfl: must be having a silly day today!:D
OK so DH is home, quickly grab him, tie him to a chair leaving just his lower arms free and place laptop beneath fingers!! Good luck with getting stuff on ebay, and welldone with the letters!
right best get on and do some housework. going to put music on loud and get going with it!!
have a good one, if i've not re-emerged in 3 hours send the firebrigade round as i'll be buried under cricket gear/warhammer models (OH's obsession, best not to ask)/washing up!!
P
xx

hypno06

Right you are warned that the following contains lots of expletives.....


:mad: &%$$$£@*****%$£££"@@@***:mad: &***&^%%$$£"***@@@@@:mad:

Took my eye off the ball for a tinsy winsy time and as a result have not been on top of things (as you know for many reasons) and the upshot is that our debt has increased by £1087 :mad:

So, my DFD according to the snowball has increased by 2 months.....

I have updated my signatures to shame myself into checking everything daily again.

Whats more, and most galling of all, is that Seaxwyn is even closer by default (unfortunate use of word there) to reaching £35k before me.

:mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad: :mad:

I am shocked, angry, upset, all those usual things. But if a kick up the bum is what I need, then this is certainly it.

OliveOyl_2

Oh Hugs to you.
How very dispiriting.

I wish I could say something something positive and uplifting such as you say to so many others in such an encouraging way.
.
So kick yourself, get back up and hope that OH earned £1K in overtime going in on his precious holiday?