Help! Debt

In_Search_Of_Me

oh dear a disaster zone child then!! Car boot may not be great as people so miffed with footie that they're all in mournin & may cheer up by next week! Hope you had a good DFW day!

pink_fairy_7

Hi

Egg loan payment out of my account today so balance down to £15,003. I think that I will make a £20 overpayment today with money from Amazon sales (£21.02) and that will get the balance under £15K.
Listed some more stuff on ebay last night so hopefully some more money towards cc's next week.
Payday next week can't wait.:D

Keep up the good work all DFW's

pink fairy x

pink_fairy_7

Hi
Did a Mystery Shopping job on the way to work yesterday morning. That will be £7 payment and a free product for £2.99. Received a £3 voucher from Mcvities as I complained about some mini cheddars. Used that towards a £33.02 shop at Asda. Recycled another phone found in a box. That should be another payment due from envirophone in about 3 weeks.
A no spend day today. Had a profitable weekend (ish)
Payday Wednesday so will be able to make cc payments. Can't wait:D

I must stop wishing the weeks away!!

pink fairy xx

pink_fairy_7

Paid some more off the cc's today. Will update sig. in a minute. Received £2.50 worth of coupons through the post off of the freebies board. Sold a book on Amazon only £2.35 profit but better than nothing.
Giving up on ebay at the moment as nothing seems to be going very well

pink fairy x

EllieB_2

PinkFairy - please don't take this the wrong way I know you are trying to deal with your debts - but exactly how much do you still owe? Is it still around the £40K mark? if so - I don't want to sound harsh -how are you going to even start paying that back? Making savings in your budget will help you not going more into debt but it won't wipe out the debt you already have.
You should really consider bankruptcy. Hope that doesn't come as a shock to you. Have you that about that as an option?

pink_fairy_7

Why would I consider bankruptcy? I want to pay off all my debts myself and I will do. If you had read all of the thread you would know that I have cleared over £6k already. Every month the balances are reducing. This has been done by reducing outgoings and increasing incomings.

Every other post on this thread has been positive not negative and thats what we try to be at all times on the DFW board

pink fairy

gallygirl

I agree with pink fairy. She's doing great, and needs to be applauded :T :T :T :T for grapsing the bull by the horns.

Bankruptcy is for those who have no other option. PF does and gets my vote :money:

pink_fairy_7

Thanks ali007

pink fairy x

In_Search_Of_Me

Keep up the good work pf!! 6000 is no mean feat is it! Ellie B am sure you were trying to help & were no doubt shocked by the amount of debt but bankrupcy is by no means the easy option & will have implications for years, esp with some jobs! pf, like many of us, are getting debt free the long slog way...will take us ages but we're all learning new ways of saving money & we will get there in the end, even though it does at times seem insurmountable!! (?sp!) Makes it even more fab when we reach little goals along the way though!! How is DD PF? No more disasters I hope?!! Hope you've had a good week?

pink_fairy_7

Thanks ff (and a long hard slog it is:D )

Both DD's are fine at the moment (touch wood) Little one and her brother have both gone off to France with their dad tonight.

I now have two weeks off work and I'm so happy. Going to try and make it the cheapest two weeks hols I've ever had.

Are you still tired from the lack of sleep? When you back to work? Urgh sorry to ask.

pink fairy xx