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Return to Solvency

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  • lucielle
    lucielle Posts: 11,509 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Another fab post Granny.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • missrlr
    missrlr Posts: 2,192 Forumite
    What a difference a year makes!
    Here's to 2015 and further gains to be made on all fronts!
    Start info Dec11 :eek:
    H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
    Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
    B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
    2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)
  • beanielou
    beanielou Posts: 95,562 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    What a lovely post granny :):cry:
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Thanks all.

    Small signature update done, debt total includes my cash spend credit card that I intend paying off this month so has gone up slightly but I wanted it to be an accurate picture of 1st Jan.

    Scales showed I put on 7.5lbs during the festivities but I've lost most of that since cutting back since 1st Jan.

    less than 7 weeks now until Oz.

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Argh, OH has come home in a foul mood of all proportions. I'm off to bed early - argh.

    There I feel better now just putting it down in words x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Just seen my dietitian eventually after asking to be referred in April 2012!

    She wants me to come off the plan DD has devised for me as she doesn't think it's nutritionally sound! She didn't even ask me what/how much I was eating, so how she can say that I don't know. She did say she wants me to keep a food, weight and exercise diary, so she'll know this info when I go back. I'm seeing her again in 2.5wks. I wanted to tell her to naff off but as I may need her help when I come back from Oz I didnt. Instead I'm going to continue as I am, write the diary as requested and maybe change next appointment to when I get back. Haven't told DD as she doesn't know her plan is working so don't want to get into discussions with her. She'll be livid when I tell her. She's always said dietitians rubbish nutritionists, without first checking their credentials. DD is as qualified as a dietitian is in this country, she'd just need to apply to practice and take the relevant exam.

    Writing this more as a record to self to remember what was said.
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • satchmo1
    satchmo1 Posts: 3,222 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    PMT alert....if I hadn't committed myself to dry January, I'd have immersed myself in a bottle of red after DH decided he hadn't been a prat in a while and didn't want to get out of practice.



    I reckon you and DD know your nutritional stuff, and I'd go along with your cunning plan until after Oz so long as you add in a multivitamin just to be on the safe side.
    What would you get if all you got was what you were thankful for?
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Oh dear Satch, there must be some sort of man 'flu' that affects their mood going around. Highly contagious PMT x

    I already take a really good quality multi vit with extra minerals etc. what annoyed me more than anything was she commented before asking what the plan DD had devised, just jumped on nutritionists not being properly qualified.
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Off to visit DM. For a few days, how long depends on her comments. Wish me luck people.

    Just over 5 wks until Oz now :j
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Verbatim
    Verbatim Posts: 4,831 Forumite
    Part of the Furniture 1,000 Posts
    GL! I'd be interested to know the diet you're following as you're having a lot more/ quicker success than me.
    CCs @0% £24k Dec 05 £19,621.41 Au £13400 S 12600 Oct £11,981 £9481 £7500 Nov £7250 D £7100 Jan 6950 F £5800 Mar£5400 May £4830 June £4660 July £4460 Aug £3200, S £900, £0 18/9/07 DFW Nerd 042
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