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Return to Solvency
Comments
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Thanks all and especially Mrs PG for the tip re MBN^ Each time any of my predators ask for a review I recycle a previous letter but also send them an updated SOA, this is very waring. So from now on, I'll try your tip and just send a my situation hasn't changed letter instead and see if that works.
Mr T have agreed to continue with the plan for 6 months. I've yet to write to MBN^ so will try this new way out with them, even though I have an updated SOA having just done it for Mr T. I'll let you know if it works
Over the last few weeks my immune system has had a battering, first another water infection, then a gum/jaw one and now tonsillitis. To say I'm feeling a bit sorry for myself is an understatement. No call from the hospital as yet but just as well as they won't operate if I'm fighting an infection. Part of the problem is that I have to stop all natural remedies for 2 weeks prior to the operation, so as I can get called at any time, I've had to stop now. I'm seriously considering dosing myself up with vitamins and minerals in an attempt to get my immune system back on track. I'm eating as healthily as I can but some days just have to rely on OH as I feel too rough. It really is a catch 22 situation. Roll on Christmas as I'm off for 2 weeks this year and intend to take advantage of the break.
Things have been tight financially this month but I've managed, cash back payout helped. Its pay day tomorrow and I'm treating myself to lunch with friends. This weekend I need to post DDs present so she has something to open on Christmas Day. Then last few bits for Christmas and DGD1s birthday before money runs out again. I'm not going on the works do this year as a) its expensive, b) I don't really enjoy them c) my health isn't really up to it this year I'm going on a cheaper lunch with a small group of colleagues instead and then going for a quiet drink with my favourite work mate.
This obviously all depends on the hospital situation
hope all is well with any readers
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Sorry to hear you have been so poorly. I seem to remember you felt good when you were having Gazpacho last time. Does that count as a natural remedy?!
I'm also not going to my works Christmas do. There are actually 2 of them as they seem to have split into camps - ones who like the Boss and ones who don't. I really don't want to get involved, and one of them is to a fish restaurant and I don't like fish!! It's all more hassle (and money!) than it's worth XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I can't have gazpacho at the moment because its irritating my bladder but have made a big pot of healthy veg soup with plenty of garlic. If things continue the way they are I'm going to have to give in and be signed off as sick because its just one thing after another lately and I just don't feel up to my job. I'm trying to keep it together until the Christmas break though and hoping hospital come through in January.
I've been awake since 4.30 and now it's time to get up for work could do with going back to sleep. Fingers crossed for a quiet day today
Granny xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Is it worth soldiering on granny? If you do it might leave you feeling more poorly for the Christmas break, and that would be such a shame....All those grandchildren to hugTotal debt at October 2008: £67,213.30
Total debt today: £0 - debt and mortgage free 29th November 2013 :T
Sealed Pot Challenge member 14
Save £12K in 2014 - £6,521.90/£6K member 138
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I'm with Piq here. You sound so poorly. I think you need to give in, call in sick and go back to bed Granny before you make yourself worse xxxLBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
Total Debts JUL 2020 £00.00
Cleared Jul 2020 £96796.75:T
Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 4280 -
I agree, take time off before you make yourself even worse XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Doctors and get signed off young lady
This is not sensible course to follow
Also not sure vits and minerals are natural remedies? Just sensible
Hope hospital comes through so you can focus on that
Doctors though mind.Start info Dec11 :eek:
H@lifax [STRIKE]£13813.45[/STRIKE] paid Sep14 paid 23 months early :T
Mortgage [STRIKE]£206400[/STRIKE] :eek: £199750 Mortgage £112500
B@rclays £[STRIKE]25000[/STRIKE] paid 4 years 5 months early. S@ntander £[STRIKE]9300[/STRIKE] paid 2 years 2 months early
2013 8lb lost 2014 need to lose 14lb. Lost 4 so far!;)0 -
Sorry to hear you're still not too good, this cold weather doesn't help with bugs flying around left, right and centre! If I were you, I would be signed off sick. Nothing is worth compromising your health especially when it's already not 100%. Hugs xxxxMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
Total- £1362.23
Goal pay off 1% of current mortgage in 1 year. £1650
EF- first goal £300
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debtfreewannabe321 wrote: »Sorry to hear you're still not too good, this cold weather doesn't help with bugs flying around left, right and centre! If I were you, I would be signed off sick. Nothing is worth compromising your health especially when it's already not 100%. Hugs xxxx
Seconded..and you know all your friends in the box really DO know best!:DMFiT-T4 Member No. 96 - 2022 is my MF goal
Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T0 -
Yes I add my voice to the take some time off now chorus.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0
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