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Return to Solvency

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  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Returned to dentist this week, things much improved. I too have cracked lower back molar that will need repairing/refilling soon but have agreed as its not currently causing me any problems I will monitor it and leave it be at the mo

    I'm very tired today, work is quite busy and time demanding, HE seems to be continuing to improve and actually accepted my report first time with no alterations today and said good job!!!!

    I'm looking forward to the long weekend and have booked a week off at the end of the month. Next week I have to go to another office for urgent matter and then back there 3 days later so thinking of going to see mum in between trips

    Nothing much to report debt wise, money is low as usual but may be a bit easier this month, fingers crossed. Set target of 15 nsd in the month but hoping for more today was the first :)

    Granny day on Monday was lovely as usual, with DGD2 continuing to be such a delight to be with. We went for a walk around the shops, small spend, lots of fun with her charming everyone in sight. Baby is due in 6 weeks, so really close now

    I've been thinking it was Friday all day today so am going to be quite upset when I wake up tomorrow and realise its only Thurs

    Hope life is treating you all well

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    A brilliant magician was performing on an ocean liner.

    But every time he did a trick, a talking cat in the audience would scream, "It's a trick. It's not magic. You're a big phony!"

    Then one night during a storm, the ship sank while the magician was performing. And who should end up in the same lifeboat together, all alone, but the talking cat and the magician!

    For three days, they glared at each other, neither one saying a word to the other.



    Finally the cat sighed and said, "All right, smart-aleck. You and your darn tricks. What did you do with the ship?"

    26360889.0.m.jpg
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • *Robin*
    *Robin* Posts: 3,364 Forumite
    Tenth Anniversary 1,000 Posts Combo Breaker Stoptober Survivor
    ..Great joke, Granny :rotfl:

    Glad your tooth has settled down. Long may the status quo continue. :)
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Lovely to see you're still cracking the jokes Granny.. I also like that one about marriage...it does take work.

    Enjoying the sun?
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Morning Robin and Briz, thanks for the messages

    Another busy week, that seems to have flown by and now I have a lovely nice long weekend to relax. Sadly Briz I was so busy at work I didn't actually get to enjoy the sun and now its gone into hiding.

    Not much happening debt wise here but will try to do an update soon as its my 1 year anniversary at the end of the week. I've changed a lot in that year and although still skint my DFD is closer than ever.

    NSD #2 yesterday and hoping today will be one too as I'm going shopping with OHs wallet, well and him of course :D

    Hope life is well with all of you, will try to pop in later to catch up but in the meantime:

    940921_10200628119638759_2011940502_n.jpg

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    945213_553611487992913_871587008_n.jpg

    Night all x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Looking forward to your year end update :) xc
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Short update for now as still want to do my snowball calculator but things are most definitely going in the right direction. I've just done a signature update and I've paid off almost 11% of my debt since my LBM in 2011.

    Only £715 to go and I'll have hit my first goal of being in the £40ks.

    The last 2 days have been nsds as planned. OH has had a weekend off so we've been out for coffee on Saturday and lunch yesterday, both with him paying. Other than that he hasn't spent much money either so its been a good weekend in our house mse wise

    Today won't be a nsd as I have things I need to get and tomorrow may not be either as I've switched Granny day to tomorrow and may take my girlies out for a tea treat.

    I'm not finding much time to login as often these days but I do pop in and read on my phone, sadly I can't put pictures up via that method, which is why there is a lapse between funnies.

    Hope life is being kind to you all, will try to log in later for a catch up

    Happy Bank Holiday Monday all

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    A man was walking on the beach one day and he found a bottle half buried in the sand.

    images?q=tbn:ANd9GcR_mlmOuT7PmSSK741iImQ6wVr7mxiTn8EDfewQ1rg8gKn0KERY

    He decided to open it.

    Inside was a genie. Genie_KHREC.png

    The genie said,” I will grant you three wishes and three wishes only."

    3-wishes.png

    The man thought about his first wish and decided, “I think I want 1 million pounds transferred to a Swiss bank account. !!!!!!!

    1_000_000__jn.jpg

    Next he wished for a Ferrari red in color. !!!!!!! There was the car sitting in front of him.

    motor_170.jpg

    He asked for his final wish, " I wish I was irresistible to women." !!!!!!!

    He turned into a box of chocolates.

    box-of-chocolates1.jpg



    Be careful what you wish for

    Granny x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • Haha love the joke!

    And super well done to you for having paid off 11% Here's to you hitting the 40s very soon :T I hope you enjoy your granny day too xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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