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Living for the Present...after all who doesn't love a gift!

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  • that's a fab idea with the skype and movies....might have to get onto dh to make one ;) lol i can imagine his reaction as he shares a room with 9 other squaddies :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Remind me of the ages of the younger children again DFW ? I have jsut diug out a pile of all manner of sticker books, colouring books, writing, learning . You name it really and I know there are more hiding somewhere ! x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Remind me of the ages of the younger children again DFW ? I have jsut diug out a pile of all manner of sticker books, colouring books, writing, learning . You name it really and I know there are more hiding somewhere ! x

    the youngest will soon be 3 (next week :eek:) and my daughter has just turned 4 :T and i know what you mean about cost of these books :( i spent tonnes on them when ds1 was at primary and gave them all away instead of saving them for the younger two :doh:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Ok, dont buy anymore !! :)
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • pinot- :)

    Updated signature, no more off debt but savings have gone up an ickle bit! Have now requested around £50 from ebay funds that are in PP so when they hit i will minus how much postage cost me and transfer all that to the emergency funds. Will also have a little rummage around for stuff to ebay later!

    had one pm about an item i have on ebay (bundle of stuff) and they have offered nearly £7 which if not including p&p is great. If it includes p&p then won't be great....have messaged back for more clarification lol x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    pinot- :)

    Updated signature, no more off debt but savings have gone up an ickle bit! Have now requested around £50 from ebay funds that are in PP so when they hit i will minus how much postage cost me and transfer all that to the emergency funds. Will also have a little rummage around for stuff to ebay later!

    had one pm about an item i have on ebay (bundle of stuff) and they have offered nearly £7 which if not including p&p is great. If it includes p&p then won't be great....have messaged back for more clarification lol x

    All sounds good stuff to me. Signature looking very very good , well done you and its always nice when the emergency pot goes up isnt it ?

    DD2 is currently going through the kiddies activity books and is pleased to find that she has found some that your DS2 will like as well, with Dinosaurs in , so they arent all jsut girly ones. There are also Halloween and Easter books as well, soem of which there are two of so they can have one each with no fighting !! Perfect !!! I will pm you when I get a sec about getting them to you. Wont be this evening as I have a bit of a mad one ! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • ahh thanks so much hun :) and thank your dd too :D

    Can someone please distract me from looking at holidays now! I keep getting emails from groupon, likebees, lastminute. com, etc etc *argh*!!! i wanna holiday *waaaaaaaah*

    Ok strop over, off to make some dinner - jacket potatoes and salad, exciting huh! x
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    ahh thanks so much hun :) and thank your dd too :D

    Can someone please distract me from looking at holidays now! I keep getting emails from groupon, likebees, lastminute. com, etc etc *argh*!!! i wanna holiday *waaaaaaaah*

    Ok strop over, off to make some dinner - jacket potatoes and salad, exciting huh! x

    Ive been doing exactly the same. Seen the most beautiful hotel in Samos !!

    Cover yourself in fake tan, Eat your dinner in a bikini, floppy hat and sunglasses. Pour yourself a vino with a swizzel stick and drinks umbrella in and sit underneath a very bright lamp ! ! Find some foreigny sounding music to play whilst to dine and Bobs Your Uncle ! Just dont forget to draw the curtains first ! Who needs a real holiday when you can have a homemade one ?!! :rotfl:
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • Ive been doing exactly the same. Seen the most beautiful hotel in Samos !!

    Cover yourself in fake tan, Eat your dinner in a bikini, floppy hat and sunglasses. Pour yourself a vino with a swizzel stick and drinks umbrella in and sit underneath a very bright lamp ! ! Find some foreigny sounding music to play whilst to dine and Bobs Your Uncle ! Just dont forget to draw the curtains first ! Who needs a real holiday when you can have a homemade one ?!! :rotfl:

    :rotfl::rotfl::rotfl::rotfl: my budget was more skegness or camber sands than Samos anyway :rotfl::rotfl: so your idea sounds far better. Imagine how much wine i could buy with £300 for a 4 day break :eek::eek::eek::rotfl:

    Other MSE news: I made £4. Long way off holiday money :eek::rotfl: and it all went to DS1 for his pocket money for the hols! He now has £9....more money than my current account holds, i should be worried, i think!?!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    lol G to the mid-life crisis...i often wonder if that's what is wrong with me :p and cuddles have been shared - the only thing that cheered him up though was a gun with sponge bullet things in (??) from matalan in their sale so £1.50 spent and a happy little fella :)

    I would feel cheeky taking the shoes off you cos i expect it would be a few years yet till ds2 is in them, ds1 is nearly in mens size 7 and ds2 is in a small size 7 :p xx

    Don't be so silly, if you don't take them they are going to the charity shop.........
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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