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Living for the Present...after all who doesn't love a gift!

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  • Afternoon!

    Well dd has finished nursery so that's everyone on holidays now until September :T

    I've got a blinding headache and didn't sleep well last night. The puppy had me up at 3am to go to the toilet. He's got an upset tummy. I changed his food today to plain boiled rice in the hope it will pass VERY soon! I don't like cleaning poop from beige carpets :(

    Have been in touch with the tenant. They're moving in next week so i will have the rest of my money then. Deposit will be put straight into the DPS and the rest of the money will go to fixing gutters at the house.

    Have called my sister about the item that wasn't paid for on ebay as i know she was interested (but by this point i already had bids & 50 odd watchers) i've told her i will re-sell on ebay unless she wants it. So waiting to hear back. I think she wants me to just give them to her though :( and whilst she is on benefits and i feel bad, i am also poor and my dh works very hard! So feel mean asking my own sister for money, esp when she is making me feel bad but i'm persisting :rotfl: esp as they are to be a present for her niece on her partners side (and i do NOT like him!) petty, petty, I know ;)

    have received my ebay money and put £50 straight into the emergency funds so it's back where it started and my sig is once again right :rotfl:

    Upto NSD #2 (am starting count again as didn't note down other days where i've had them this month *doh*) I did pay for postage today for ebay, but i don't count this as the buyer pays for it :T

    Have had a lot of interest in a bundle of old school clothes i've put on ebay for 99p. Which is good as i was hoping it would go for more than 99p :eek::rotfl: Have a few other bits that i can try selling....just need some motivation :eek: which has escaped me this week :eek:

    Dog has been for a walk, on the lead as he keeps running off, we went about 2 miles which i thought was very good as ds2 was walking the whole way :T

    It's raining here one minute then sunny the next getting really fed up with the weather :( <
    SAD!!!

    Heard from my dad today :T he's going to try and visit if he can tie up some business before the end of August. He sent a card for DD birthday and it got here a week late, i guess it's the thought that counts though lol. And Duke was their present for them all combined :)

    Have thousands of jobs but can not be bothered with one single one of them ...........so tired. Want to spend the afternoon curled up with a hot chocolate and watching rubbish t.v. won't happen with my 2 though *sigh* !!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just called the CCCS to update my budget and the systems have gone down.................! waiting on a call back now!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • They've called back and i've given them new income figures :D i've also added £10 extra onto the school fees fund per month as we have DofE and some other bits to pay out for (plus DD school uniform). Also asked if I could save £50 per month from my budget for repairs to rental house :) and everything else has stayed the same. So new figure that we will be paying from September is £478. Not quite as high as before but this takes into account the new tax credits etc so i think we're doing ok keeping it quite high when we have lost over £230 per month on the TC :) - if we can keep this rate up we will be DF in 1.7 years :T :T :T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • I have a new goal....i've budgeted £120 to buy, 1 pair of walking boots, 1 pair of rugby boots & 2 pairs of GOOD school shoes (i.e clarks) ...goal is to get it lower that that price cos if i have to pay £120 i will be -£100 on my budget :eek: !
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    wow 1.7 years, doesn't seem too long away xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • so far have rugby boots for £17.59 :T just 2 pairs of shoes & walking boots to search out now ;)

    ABBA- I guess not, still 2 more christmasses though *boo-hoo*!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Your debt is coming down nicely, 1.7 years will fly by!!
    Electric and Gas Predators 17/£700 :(
    :j:j:j October make £10 a day challenge :j:j:j
    £155/£310
  • Have listed 4 things on fb. Really trying to de-clutter and getting no where. Kids won't let me sell baby toys, I'm loathe to part with my knick-knacks lol, perhaps i'm just meant to have a cluttered, full house! :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Your debt is coming down nicely, 1.7 years will fly by!!

    :T hoping it will be less though ;) otherwise where would the challenge in that be :rotfl:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Posted the shoes today poppet x :)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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