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Living for the Present...after all who doesn't love a gift!

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  • oooh i can't possibly say until i hear back! I'm too superstitious and think i'll jinx it :p

    Anyway i spent an hour in the gym, then ruined it by eating chocolate & drinking wine!!! I will never learn will I!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Sorry to see you are having a horrible time, keep your chin up and hope the news you can't tell us yet is all good. xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • Morning :)
    Well no news yet ....

    DD is slightly better today so am taking her to nursery as we promised to bring the puppy in for show and tell. The car is actually switching on at the moment so i will try and get it to nursery and back (DD will just cry the whole way there if i make her walk)

    NSD today.

    Car being fixed again later hopefully that will do the trick ....if fixed early enough it may turn into a LSD as need toilet rolls,sugar & washing up liquid!

    Am really just counting down days now though until i can get to pick ds1 up :T

    May be back later with some news (i am so impatient!!) :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I hate Cliffhangers !!!!! :rotfl:

    I am so impatient I need to hear the news now !!!

    Hope the car made it to nursery and back for you x
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    :kisses::grouphug:

    Thank you all, I sometimes feel the people on here care more than the friends I have in real life :eek: shocker eh!!! Big hugs to you all :D

    We are real life friends:D.

    Also, if you do ever win the lottery and go travelling with the kids, you will have somewhere to sleep in Oz (unless you really want to sleep under the stars):rotfl::rotfl::rotfl:.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Right well have had a phone call and have a meeting next week with someone that might be able to offer some assistance to me on my little cliffhanger.....I really daren't say more as i've jinxed myself so many times i'd be gutted if i talked it up and then it fell flat anyway and was a no-go! So i'm just going to forget about what i said until meeting and if it goes well then :j and if it goes not so good then, oh well!

    Boring day today not a nsd after all though as i had to get washing up liquid! Was a lsd though still.

    May go to gym tonight but i'm absolutely exhausted already so may forget that idea :rotfl:

    2 more nights to go and ds1 will be home :T:j:T

    :cool:
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • :money::money::money::money::money::money:


    If any of my 'readers' are talktalk plus customers, just to let you know you can log onto your account and claim a 'free gift' of 12 months of LOVE FILM free :T You can watch the films through a ps3, xbox 360, laptop (computer etc) or Mac :T

    That will save a few pennies (that i was never going to part with anyway :rotfl: but ya know what i mean ;) ) will save on blockbusters prices for the summer though :T And is a saving of £59 a year :j
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    :money::money::money::money::money::money:


    If any of my 'readers' are talktalk plus customers, just to let you know you can log onto your account and claim a 'free gift' of 12 months of LOVE FILM free :T You can watch the films through a ps3, xbox 360, laptop (computer etc) or Mac :T

    That will save a few pennies (that i was never going to part with anyway :rotfl: but ya know what i mean ;) ) will save on blockbusters prices for the summer though :T And is a saving of £59 a year :j

    Great post!

    I am no-one's customer as I've cancelled everything. Four weeks tomorrow!!!:j:j:j:j:j
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50 wrote: »
    Great post!

    I am no-one's customer as I've cancelled everything. Four weeks tomorrow!!!:j:j:j:j:j

    :rotfl::rotfl: rub it in why don't ya! :j:T
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • have requested £0.87 from TCB! With a 5% bonus because i chose to be paid via amazon voucher :rotfl: woooooooooooo! Go me! :j I'm on fire with this saving money malarky :rotfl::rotfl::eek:

    I also have a whole 42p confirmed on Quidco :eek: and £13 tracked. Can't be paid under a pound so that will sit there till some more confirms!

    This evening I have spent time reading the MFW diaries, and actually find it quite depressing that if in a few years i am debt-free from CC's and loans etc i will then have to start all over again on my 105,000 mortgage :eek: and that is not even the house I live in :rotfl: so if i want to buy a house well i can see me having a mortgage well into my 70s if i even live that long :eek::rotfl: sobering thoughts!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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