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Living for the Present...after all who doesn't love a gift!

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  • mandz1
    mandz1 Posts: 2,548 Forumite
    have a lovely day dfw.
    PAD Maker
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    have requested £0.87 from TCB! With a 5% bonus because i chose to be paid via amazon voucher :rotfl: woooooooooooo! Go me! :j I'm on fire with this saving money malarky :rotfl::rotfl::eek:

    What is the saying? Look after the pennies and the pounds will look after themselves!:rotfl::rotfl::rotfl::rotfl:
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Well I dont know what to wear either its humid and wet and claggy. I am sure you looked lovely and I hope you had a good time. x
    Trying to shift that debt!
  • Ahh thank you all :) i had a fab day and ds1 is home, where he belongs ;) we got to visit his new boarding house for next year and he's happy with what he's been allocated as friends are going with him to the same house :T always a good start with my homesick child huh :)

    He looked very smart in his blues and marched very well (sorry can't be more technical as i've no idea what is good and not really) ;) We drove into the town and we actually couldn't see 10 feet in front of us due to heavy fog :eek: 2 hours later and the rain (torrential!) and fog had lifted :T and the parade went ahead :) we were lucky really with the weather!

    Have spent an actual fortune -to us- on take away food today :( not happy about it but we all needed feeding so will have to knock that expense on the head i think!

    Tenant has paid her holding deposit ;) i text her telling her someone else had gone round the house and was very interested. Next thing i know money is being transferred.....she probably thinks i was lying but i''ll have you know it's true ;) -no really! I forgot to tell my blokey in wales that i had a prospective tenant and not to show to anyone else so he's still been showing it OOPS! :o cue me having to make lots of phone calls today to cancel more viewings and tell the other lady who wanted it she was too late !! She sounded rude anyway and was trying to knock money off pffft! Get on yer bike!

    Right i've only come on for a quick catch up with everyone's diaries and have been on for an hour now! Must go to sleep am thoroughly exhausted and probably speaking/typing gibberish! Good night all!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Glad you had a good day and lucked out with the weather. Yey :j to getting the deposit and hopefully that will make today's spends easier to swallow Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • PinotGrigio41
    PinotGrigio41 Posts: 4,213 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Dearest Gibberish, oops DFW !!

    We understood every word of the post above. Left you a message on my diary asking about your day , that was a bit silly wasnt it ? So I wont repeat myself !!

    Glad you have all your babies safe and sound at home with you , enjoy !! xx
    LBM July 2011 - Finally took control Nov 2011 DFD Sometime in the distant future ! :eek:
    Total debts Nov 2011 [STRIKE]£96796.75[/STRIKE]:eek:
    Total Debts JUL 2020 £00.00
    Cleared Jul 2020 £96796.75
    :T
    Emergency Fund / Rainy Day - £5500 . DMP Mutual Support Thread 428
  • slm6002
    slm6002 Posts: 4,403 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Glad you all had a great day and like others have siad yay for the deposit - hopefully that will help with the loss of tax credits :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Glad you had a good day and lucked out with the weather. Yey :j to getting the deposit and hopefully that will make today's spends easier to swallow Xx

    :j yep i hope so with the money, and at the end of the month the rest of the rent is due £275 & the holding deposit so we should be O.K ish now.

    As for the weather...i had anice summer dress on and had brought wellies to stand on the grass with...luckily i didn't need them at the last minute *phew* :rotfl:
    Dearest Gibberish, oops DFW !!

    We understood every word of the post above. Left you a message on my diary asking about your day , that was a bit silly wasnt it ? So I wont repeat myself !!

    Glad you have all your babies safe and sound at home with you , enjoy !! xx

    :D:j:T so happy to have them all home with me! And all at the same time as dh which is a rarity lol
    slm6002 wrote: »
    Glad you all had a great day and like others have siad yay for the deposit - hopefully that will help with the loss of tax credits :)

    :T may have done had i not made a purchase this morning.....;)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Good Morning!

    Well as i said above i made a purchase this morning for £83 :eek: I bought the christmas panto tickets :j I thought i would have been nearly the first one there, but nope christmas eve was nearly sold out :eek::eek::eek::eek: at what date do these people book :eek::eek: Anyway i managed to get 2nd row from stage sort of in the middle and it was £4 cheaper per ticket than last year :eek::T so a saving of £20 :money: if i had got one row further back i would have been paying £20 a ticket :eek: So christmas eve is sorted out now :D although now to go play with online banking to try and absorb some of the costs without using all my tenancy money :D oopsy :p
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Glad to see you are on a better financial footing (minus panto tickets:rotfl::rotfl::rotfl:).
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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