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Living for the Present...after all who doesn't love a gift!

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  • slm6002
    slm6002 Posts: 4,400 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    well done on the meal plan. i only ever manage 1 week at a time if i am lucky :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • Ugh, i really struggled with that meal plan! We have such fussy eaters in the house (ME hahahaha & kids :p) that it's usually the same old to be honest with you so i try to spice it up a bit (not literally though ;) ) with same ingredients but different meals! I need to be a little more creative/ adventurous/ willing to try new things :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • slm6002
    slm6002 Posts: 4,400 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    My son is the worst as wont eat veg or pasta or pizza. DD will try bits but veg is a problem and no gravey or sauces. I seem to cook different dishes a lot of the time. Tried the 'eat that or go hungry' approach but it never worked - they did go hungry!

    We almost made it to the beach but chicken out just as downpour arrived. We always go on our wedding anniversary and build sandcastles (tomorrow is anniversay, but thought today would be easier). This is the first in 7 years of not going - will try again next weekend
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002 wrote: »
    My son is the worst as wont eat veg or pasta or pizza. DD will try bits but veg is a problem and no gravey or sauces. I seem to cook different dishes a lot of the time. Tried the 'eat that or go hungry' approach but it never worked - they did go hungry!

    We almost made it to the beach but chicken out just as downpour arrived. We always go on our wedding anniversary and build sandcastles (tomorrow is anniversay, but thought today would be easier). This is the first in 7 years of not going - will try again next weekend

    lol well at least we love vegetables (well 4 out of 5 of us do....ds2 won't touch them but i still try every dinner lol) and we all will eat a salad (which is why there is so many on there haha :rotfl:) and they love fruit so nearly there ;)

    Aww you should have gone in the rain with a big golf umbrella (like we did....which the wind blew inside out within seconds and broke:( silly weather!) i hope you get there next weekend :T this is the WORST summer ever huh for rain :(
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Just got car insurance quotes, tried every comparison site i could find, also the ones not on there (direct line etc) and have found the cheapest one...£328 :T however i wasn't impressed the same company also was cheapest on 3 other sites, BUT they were all different prices??? Is this because of the fee the comparison sites charge? they must vary their fees quite a lot :eek: £200 difference between cheapest and dearest from SAME company between sites :eek:!! it really pays to shop around huh!

    Also found cheapest dog insurance for what we need so will buy both on pay day :) (or put aside for when car insurance is due as quote is saved until it runs out anyway!) xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • Beencounting
    Beencounting Posts: 952 Forumite
    Hi DFW :)

    Well done on the insurance quote, that doesn't seem too bad (although free would be better of course :D). We've just paid ours and our DDs and it was over £1,400 for both :eek::eek: . Needless to say it's been a very [STRIKE]frugal[/STRIKE] skint month!

    Been
    Full LBM 26 Sept 11
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Well done on your insurance hunting :D.

    Have you checked if they are on Quidco? ;)
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • Car insurance is a complete minefield, have you tried the companies that aren't on the comparison sites?

    Well done on the meal plan for the month, I've only every managed to do 2 weeks.

    xx
    DMP with CCCS started Jan12 £34,906 Jan13 £31,893 Jan14 £26,836 Jan15 £21,894 Jan16 £16,839 Jan17 £14,415 Jan19 £12,938ish Jan19 £9,649 Jan20 £6612 Feb 21 0 Self managed from Jan'17
    Jan 18- Bcard1 £0,Bcard2(PRA) £0,C@ptl £0,Ybank,£0,Virgin/MBNA £0,YB1 £0,S@ntader £0,Bcard loan £0,
    DFD - [STRIKE]Jan 2027[/STRIKE] [STRIKE]Nov 2018 [/STRIKE][STRIKE]Jan 2019[/STRIKE] - DFD 28 Feb 2021
  • we do a rolling 2 week meal plan. I say we but its mostly the husbands work! As for car insurance its a nightmare. Well done on the price you got!
    Trying to shift that debt!
  • Hi DFW :)

    Well done on the insurance quote, that doesn't seem too bad (although free would be better of course :D). We've just paid ours and our DDs and it was over £1,400 for both :eek::eek: . Needless to say it's been a very [STRIKE]frugal[/STRIKE] skint month!

    Been

    :rotfl: FREE would be preferable as we are brassic right now! :rotfl: AND £1400 :eek::eek::eek::eek: I am SO glad dh got rid of his car so we only have one :eek::eek: (and our premiums were higher cos of his speeding fine :mad: silly man!
    gargrave50 wrote: »
    Well done on your insurance hunting :D.

    Have you checked if they are on Quidco? ;)

    Oh yes! Quidco & TCB were my first port of call ;) and also my last once i found the cheapest. But unfortunately even with cashback their cheapest they could offer me was £60+ more so no cashback for me this year :( and i love cashback :rotfl:
    Car insurance is a complete minefield, have you tried the companies that aren't on the comparison sites?

    Well done on the meal plan for the month, I've only every managed to do 2 weeks.

    xx

    I checked churchill & direct line umm and one other i forget the name...can't remember any more that aren't on comparison sites,... if you know of any let me know and i will check those too :D
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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