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Living for the Present...after all who doesn't love a gift!

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  • Sounds like you've had a good day :D Love the description of the kids gardening and DH's reaction :rotfl:.

    8 miles on a bike :eek: For fun??!! Have to admit I can't ride a bike :o. As a kid my Mum could only afford a bike OR roller boots for me, so I chose the roller boots and never learned to ride a bike!
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • 8 miles on a bike :eek: For fun??!! Have to admit I can't ride a bike :o. As a kid my Mum could only afford a bike OR roller boots for me, so I chose the roller boots and never learned to ride a bike!

    it's never too late to learn you know! Before DD & DS2 I would take DS1 for rides along the canals where we used to live. We'd go off all day and happily cycle 30-40 miles in the day and stop at pubs along the way for refreshments :) (of course these days I would be MSE and take a picnic rather than pub meals & drinks :eek::o) i do miss biking though but it's hard with little ones and no money to buy equipment :o
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Sounds very lovely. We haven't been out on the bikes for ages...now that the summer is here we need to get cracking..but my 'free' time seems to be spent down the allotment instead! DDs reading under the trees whilst OH and I work our socks off..think I am doing something wrong somewhere!!
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    Bump is huge and still have 12 weeks to go grrrrrrrrrrrrrr in a lot of pain with pelvis and the health professionals who are meant to be looking after me are a waste of space xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Morning! Just a quick post from me as have to go out again soon....dog's had his jabs and i've bought 3 months of flea treatment, 6 months of worming stuff & some food for him :eek: spends there were nearly £100 :eek: after i had it done a friend said I didn't really need the kennel cough thing which I was told I did so I might give it a miss next year at £16 a go it's not a huge amount but he never goes into kennels so am unsure if he needs it? (dog owners can you shed any light!?) huge spends though :eek: they were all accounted for but still far too much money to part with :( ! His account is now very depleted as is my current account (where the gas & electric still haven't been taken out ?? )

    Didn't get to get any wool the dog was driving me nutty jumping all over everyone and ds2 kept trying to shoplift a red dog ball (??) he's an oddball himself!

    So may pop out again later just to get the hinge i need as cupboard door is very dangerous and is precariously hanging on for it's life at the moment!

    Anyway off to get changed as I need the gym & some lunch! Catch you laters and will hopefully catch up on everyone properly then :)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772 wrote: »
    Bump is huge and still have 12 weeks to go grrrrrrrrrrrrrr in a lot of pain with pelvis and the health professionals who are meant to be looking after me are a waste of space xx

    oh no do you have spd? I had something similar but it was in my back instead of my pelvis and I could not move for the last 2 months of my last pregnancy without crying in pain. Was awful and made my decision on whether to have more kids much easier! Doctor's had no sympathy really and then blamed me on having 2 kids within 13 months on it (never mind blaming the husband or anything seemed it was all my fault and DH got a pat on the back. Pfft.) I hope you have baby on time and don't have to go over as that will just break you! (says she who went 12 days over and then spent another 2 days in hospital IN labour so was eventually by the time ds2 arrived 14 days over and they wondered why he was 9lb 7oz :eek::eek:)
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I was induced with last two pregnancies because of spd but this is so much worse than the last two on the strongest painkillers doctor will prescribe without me getting hospitalised which I'm refusing so far as I have two kids to look after and a partner who works full time xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • I had that and could feel my pelvis moving apart.

    its horrible xx best of luck.

    And kids playing with crawlies is the way to be. They love them!
    Trying to shift that debt!
  • abba1772
    abba1772 Posts: 7,746 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Car Insurance Carver!
    I had that and could feel my pelvis moving apart.

    its horrible xx best of luck.

    And kids playing with crawlies is the way to be. They love them!

    I get stuck if I lie on my side and try to get up and at night I can't move my left leg by myself my lovely partner does that for me it's horrible when you feel it out of line xx
    NEXT TARGET: Halifax credit card DEC 22 £0 / £4499.12
    POAMAYC 2011 £6378.35 POAMAYC 2012 £5000.78
    POAMAYC 2013 £3480.04 POAMAYC 2014 £4085.14
    POAMAYC 2015 £7565.24 POAMAYC 2016 £8000.90 POAMAYC 2017 £7278.80 POAMAYC 2018 £13208.18POAMAYC 2019 £13309.28 POAMAYC 2020 £15026.05
  • Evening diary & friends :beer: (I don't have a wine smiley but that is what I am currently enjoying ;) )

    Well today was a bit spendy! I bought some bits second hand for ds2 and also topped up fruit & veg & juice and I have bought 2 dvds (both second hand £4 for both and one is a brand new blu-ray :j ) I am picking the dvd's up tomorrow now and I will put the new one away for DH for father's day (I feel a bit of a pauper buying him something second hand but I know he will like the film so rather buy cheaper ;) )

    I took dog for a walk this afternoon and he was exhausted after 20 mins, the sun really took it out of him poor thing. Am planning on going on a dog walk tomorrow but will see how hot it is first, he's clearly not enjoying walking in it!

    Tomorrow should be a NSD or LSD. Can't think of anything I need and I want to spend as little as possible really :cool:

    I'm just about to start knitting again, hoping to get a small blanket finished for DD for her birthday so best get a wriggle on really!
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. Aug-£200.
    Total- £1362.23
    Goal pay off 1% of current mortgage in 1 year. £1650

    EF- first goal £300
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