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Mortgage Free in 10 years

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  • Hi Megela, don't fall over Froggy when you walk through the sitting room door, he's a little the worse for wear and is having a kip :rotfl:

    Just told MrT about Mary Berry's treacle tart so he's making that when we are back at home :D

    Glad you liked the choccy B&B pudding :T

    BTW, you're doing brilliantly with your OPs

    Tilly x x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Hope everyone is not too much the worse for wear after all that partying!!!

    Just done the H*lif*x shuffle and OPd the £10 reward.

    Had a great day out in London yesterday, visited Kensington Palace and my girls love Victorian history. Used 2for1 voucher & kids free - entrance £14.50 for 5. Tube - £15.20, 5 drinks at a Hyde park cafe - £14!!! (that must be london prices?)

    DD1 off to Guide camp tonight for 2 nights, DD2 staying over at her nans tomorrow. We're going to see Skyfall tomorrow night, couldn't believe the price of that either - £20.70 for 2!!!

    Should be a lovely peaceful weekend, unless the party's still on at Tillys?
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Have a great weekend - enjoy Skyfall - Saturday prices are expensive.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Thanks MCI - DH works such long hours and with kids going mid-week isnt really an option. Looking forward to it though.

    Just been to he H*lif*x to open fixed rate bonds for the girls.

    H*lif*x lady: 'You don't use your current account?'

    Me: 'errr no' (hoping she doesn't push it any further)

    She didn't push it, but now I may have drawn attention to the fact that I only seem to be using it for the reward! Oh dear. Still I had to find the best rate for the girls money I suppose.

    Bought 2 Xmas pressies today - James Bond boxset for DH, and a talking teapot for niece. Wish my girls would decide what they want.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Wa1tr0se delivery came to £69 yesterday so £20 into holiday clothes pot - £84/£250.

    Second job payday this week went on tickets for my daughters show (£63 - we go twice as she puts so much work into it it seems a shame to see it only once - but not very MSE) & £50 on family day out in London. Nothing in savings pots:(.

    Have decided to buy DD1 a sewing machine £54.99 in *rgos with a £5 voucher to put towards a camcorder for DD2 £50 & hopefully another £5 voucher.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Withdrawn works lottery syndicate winnings from last couple of months - a massive £76.50 to be shared between 6!!!

    Result - £12.75 OPd to mortgage.

    Enjoyed Skyfall on sat night, and DH treated me to a pizza on way home - the old romantic!!
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Really must go and see Skyfall - everyone is saying how good it is! and mmmm to pizza.

    MCI
    Mortgage Free x 1 03.11.2012 - House rented out Feb 2016
    Mortgage No 2: £82, 595.61 (31.08.2019)
    OP's to Date £8500

    Renovation Fund:£511.39;
    Nectar Points Balance: approx £30 (31.08.2019)
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    Mortgage interest has been added today - £275.32, £80 overpayments needed to knock off another month. I'm waiting for £60 in survey payouts so nearly there.

    £11.25 OPd today from Pbase payout.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
  • Mystery shopping treating me to pizza this evening... but I'll let OH off because he got me flowers at the weekend (less calorific)!
    MFW: Nov 2008 £156k, Jun 2015 £129k, Jun 2017 £114k.
  • megela
    megela Posts: 755 Forumite
    Ninth Anniversary
    edited 7 November 2012 at 6:32PM
    Just popped in to post a quick £10 OP from S&S voucher that arrived in post.
    Re-mortgaged 20/04/12 MTiT-T3 No.7
    Start balance £89611.10 + £22500 = £112111.10/Current balance £85436.53
    Original Mortgage Free Date April 2032
    Target Mortgage Free Date July 2022/Currently August 2029 (based on no offset)
    Total overpayments from 20/04/12: £8152.95
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