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When I asked for luck I didn't mean the bad variety!!!

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Comments

  • brizzledfw
    brizzledfw Posts: 7,302 Forumite
    Debt-free and Proud!
    Very pleased to read your recent posts PLMBL :T great news!

    Just the flaming DWP to sort now..grrrr
    MFiT-T4 Member No. 96 - 2022 is my MF goal :D
    Winter 17/18 Savings Rate Goal: 25% [October 30%] :T
    Declutter 60 items before 31.03.18 9/60 ** LSDs Target 10 for March 03/10 **AFDs 10/15 ** Sales/TCB Target 2018 £25/£500 NSDs Target 10 for March 02/10 Trying to be a Frugalista:rotfl::T
  • Great news that DH spent the whole day out with friends, I bet it did him the world of good and I reckon he should make it a regular thing to give you a break (and him also of course ;) )

    I hope you get the DWP thing sorted out too xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • Evening all!

    Gonna keep it brief tonight as I haven't had the best day with Mr Lucky and I'm feeling a bit miserable. Only gonna focus on today's positives;

    I lost a pound at fat class. Was hoping for (and deserved) more, but at least I lost.
    Won the raffle at fat class, £5 (for a free week).
    MiL has paid for us to get new carpets :j. This will make a HUGE difference to our house and they could be fitted as quickly as next week.

    Hope everyone has had a good day Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • beanielou
    beanielou Posts: 96,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Great news on the positives then.
    Take care of you xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • poohbear59
    poohbear59 Posts: 4,866 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Great news on the weight loss and carpets :)
    business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
    'I had a black dog, his name was depression".
  • Hope today has been easier? Great news on the carpets and the weight loss :) xx
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • satchmo1
    satchmo1 Posts: 3,304 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Sorry you're feeling pants, but glad to hear about the weight loss, the raffle and MIL's gift of carpets. You'll really enjoy the way it spruces up the house. She's a treasure.


    Can Mr Lucky find a running buddy who will look after him so that he can build up a regular routine? I know locally a blind runner asked for a running buddy.
    What would you get if all you got was what you were thankful for?
  • Thanks for all the well wishes everyone. We've had a more positive day today so I'm not as miserable as I was!!

    MiL is very good to us, though I'd like to think it is a two way street as we do lots for her too. FiL always dealt with finances and she is a bit lost, so I do lots of stuff for her in that way also. I recently 'found' a lot of money she didn't know she had (:eek:) in a stocks and shares ISA and the price she paid for our new carpet is 10% of that amount (keep telling myself this so I don't feel guilty). It was a generous gift though, we are having 2 bedrooms and the stairs carpeted :j.

    DH is actually going out running again with his pal in an hour or so. Pal is now officially running buddy :D.

    This morning we saw both boys in a musical concert at school which was very cute, even if a little spoilt by someone behind us complaining that it had gone on so long they would miss 'aaaal of Jeremy Kyle' :eek::eek::rotfl:.

    This afternoon as been spent further prepping DS2's room for decorating. His is one of the bedrooms to get a new carpet! I've also been trying to get a cheaper quote for my home insurance which is due at the beginning of next month. Amazingly it seems the renewal quote is the cheapest I can get so far.

    Car tax reminder also landed today :(. £265 for the year :eek:
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida

  • This morning we saw both boys in a musical concert at school which was very cute, even if a little spoilt by someone behind us complaining that it had gone on so long they would miss 'aaaal of Jeremy Kyle' :

    :rotfl::rotfl: that made me laugh! It reminded me of my trip to a1di today as the checkout girl and two of her buddies were chatting about JK! They also thought they were super nice and everyone else was a " !!!!'ead " .....went a bit like this [imagine Essex accent here] " yeah I swear down if one more f-ing grandma knocks into me like, I'm gonna f-ing ram 'er wiv me pram! I'm too f-ing nice fer me own gud!" :rotfl::rotfl: she then proceeded to stand in the queue giving everyone dirty looks, me included :rotfl:

    Boo to your car tax! Mine is same price but I put £25 in an envelope every month now towards it!
    Mortgage Overpayments 2024/25 - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200. A-£200, S- £221.34. O-£200
    Total- £1783.67
    Goal pay off 1% of current mortgage in 1 year. £1650
    EF- £642.41/500
  • OMG DF(w), your trip to Ald1 sounds horrific!! If that's them being nice I'd hate to see what nasty was like :eek:.

    Re the car tax, I need to start doing that. I put £25 away each month for Christmas but I'm going to have to start a car pot too. Been trying so hard to pay the debts off I haven't got as far as saving for anything else yet :o.

    Had a quite chilled morning shopping for paint etc for DS2's room. Then went to the farm shop and Ald1 (no scummy mummies DF(w)!) Got home, picked DS2 up from nursery and made lunch. Then we got a call saying they would be delivering and fitting the carpets on Monday.

    PANIC!!!

    Spent the next few hours trying to get the rest of the border off the walls. MiL came round to help and ended up her and DH working in the room and me looking after the boys etc and making the tea. I think DH has overdone things though as he has been mixing up his words tonight. His sentences should make sense but the words are in the wrong place, eg "let it do him" instead of "let him do it". He has also discovered a lump under his ribcage which we can feel when he lies down so we have an appointment to get that checked out on Monday.

    It never rains ......
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
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