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When I asked for luck I didn't mean the bad variety!!!
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:j on the 18's. I love breaking into another number. It's so exciting
. Sorry about the feeling sick and bleeding etc xx
5 Year plan. April 2020 to June 2025- CC and mortgage free by time I'm 60
Currently CC £23,674.36 /£14,895.41/£14315.42
Mortgage £28,214.65/ £26,254.71/ £25,746.43
By end 2020 I want CC at £ 19,000.00.
By end 2021 I want CC at £10,000.000 -
please-let-me-be-lucky wrote: »
And in other, majorly exciting news, I've just done a debt count now that payments have been made and I'm in the 18's!!!:j:j:j:T:T:T:D:D:D. Total amount now owed is £18,838.07. Next step, 17's!!
:T:j:T:j
Fantastic!MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Thanks for the well done messages everyone
. On one hand I feeel ridiculous for getting excited about 'only' oweing £18k
but on the otherhand its much better than £23k like I did last year :T.
I worked my morning off at job 1 today for a colleague who needed the day off, so thats another £18.24 in my wages on payday.:j Working extra at job 2 this week as well so not got a day off until Sunday, but on the plus side I only have 6 more shifts left at job 1 and then its the 6 weeks holidays.:D:D:D. I only have 2 more reports to write tonight, and I've got all the files etc up to date so no more homework for me:T.
Off to get weighed nowgot a feeling I may have found and collected more abandoned lbs this week. Just can't get my head in the right place at the moment.
Hope everyone is well XxDebts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
Hope this evening went better than you thought it would xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Own up then, who dropped the 2lbs I found this week then :rotfl::rotfl::rotfl:? Will really try to stick in this week (sick of sticking out!).Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
please-let-me-be-lucky wrote: »Own up then, who dropped the 2lbs I found this week then :rotfl::rotfl::rotfl:? Will really try to stick in this week (sick of sticking out!).
oops sorry xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10 -
Didn't manage to get online yesterday as I didnt stop from dawn til dusk with one thing or another, including (but not limited to
) work, work at home for work, meeting a friend and her DS for sotplay, food shopping, sister coming for tea and having to call DH's friend over to fix our boiler as the pilot light kept going out and we had no hot water or heating. He fixed it but it took until 11pm!! Don't know what we would do without him as that saved a fortune in call out charges.:A
As for today, it started AMAZINGLY :j:j:j when I checked my online banking and found a random £2,447 credit from tax credits :T. It's all down to when I called them last week with our actual earnings for last year and apparently thats how much they owe us (I called to make sure they hadn't made a mistake :rotfl:). So I've had a lovely time planning what to do with it. Still haven't decided entirely but I know for sure I will pay at least £1k straight off the LTSB card as that's our highest rate debt at 5.9%, so looks like I'll be in the 17s quicker than I thought :j. I also paid £50 to my sis today, so I now owe her £900.
They say 'in one hand out the other' though, and I then got email confirmation that my final bill from Eon will be £360, which is almost double what I estimated it would be :mad:. At least I have the extra funds available now!
Work was so-so today but I'm on the final countdown now. 5 more shifts then 6 weeks off :j.
I went to the Drs this afternoon to ask her advice about my recent problems as I didn't know when to take my next lot of pills etc. She agrees that I've probably been pregnant and had a miscarriage, so she suggests a full month off the pill and start again the day of my next period, as we now don't know where I will be in my cycle. She said, and I quote "but be mega super extra careful in your month off as you must be very fertile to fall pregnant on the coil AND the pill so I don't hold out much hope for anything else" :rotfl::rotfl:.
Bathroom starting to take shape now as well. They are in there at the minute fitting the sink, as the tiles are on now behind where it needs to go :T.Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
I can't count
! It's actually 4 more shifts at job 1
Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
Best win so far - holiday to Florida0 -
fabtastic news about the tax credits
:T seems to be more good news than bad so that is good, keep it up hun
xx
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
0 -
please-let-me-be-lucky wrote: »I can't count
! It's actually 4 more shifts at job 1
yey to only 4 more shifts. Funny to see this dancing banana on here because I just dropped him into Piq's diary because I thought a girl can never have too many bananas. Oh right, the saying is shoes not bananas, silly Granny :rotfl:
Hope you are feeling a bit brighter tonight. Yey to the tax credits, boo to E0n.
xTargets
Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!
Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)
LBM : July 11 - £56,962
DEBT FREE 21-05-21
MORTGAGE FREE 13-06-18
Loving my kitty cat
https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p10
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