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PigginSkint's DFW Diary
Comments
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Good grief re the jobs; as you say just like a bus; wait for ages then 3 come at once.
Hopefully he can get one which suits.
I think we can forgive you re the housework - have you been on chore wars? Dragon set it up and if nothing else it does feel like you are doing something - even if the something is doing the washing up. I think we tend to forget how much we do do from day to day.
I did register with chore wars, having seen it on Dragon's diary thread (I think - or was it hypno's?!) but haven't got any further than that. Don't you need to be invited to join someone's army or something like that?! (Sorry - been asleep since I did it!)PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Latest news:
My Avon customer came to see me quite early (before 11am) which meant I could pay her money into my bank account along with all the rest. So money has been paid in and I have now paid Avon – so one very important job done!
I have now checked my available balance and I have enough in there to pay one bill that will be going out of my account on Monday and to continue paying my little payments off my Egg and Tesco credit cards as part of the ‘Make a payment a day challenge’ – I am up to £4.50 now. I never realised how motivating it could to just make a little payment every day!
There is another payment going out on Friday next week but I will have been paid by then!
OH phoned me at about 11:30 this morning. His brother had told him to phone the bloke at the agency at 9:00am to talk about the job. He had been trying repeatedly for 2.5 hours to get hold of this bloke and every single time he phoned, it was either engaged or he hung up. Really frustrating as you can imagine! By that time he had had enough so decided to have a break from it for a couple of hours. I suggested that perhaps he should just try every hour until he got through, which is what he said he would do. I also told him to tell his brother about the problems he has been having.
He has got to go to the care home sometime today to do his CRB. I think he is wise to keep them all ticking along until one of them comes good!
I shall report as more news comes in…PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Hi All
Thank goodness it’s Friday. I am feeling sooooooo tired today!
OH still didn’t manage to get through to that bloke yesterday and couldn’t get hold of his brother either. However, he did manage to speak to his brother’s wife so at least the message will be passed on that he has been trying!
OH went to do the CRB forms at the care home yesterday and the vibes that he is getting from there are that he has got the job, though of course they haven’t said as much. No news yet about the other one though.
Today OH should be paying the Halifax bill – he hasn’t said that he can’t so I am keeping my fingers crossed about that one. I will know when I get home anyway!
Having checked my internet banking today I have discovered that my solicitor’s cheques have cleared so I have a bit more spare money now – I think a trip to Aldi on the way home is on the cards now! Not that we need much, you understand!
I have been plodding on with the Make a Payment a Day Challenge – I have now made an extra £5.50 worth of payments this week. I think what I might do, as a one off, is make some small extra payments to all the credit cards that I can see on my Egg Money Manager so that the balances are all round numbers – I will pay off the pence so there are only pounds. If any are close to a ten, I think I will round it to that as well. I know it’s not a lot but every little helps and it makes me feel good.
One of my balance transfers has now gone through – I am just waiting for the other one now.
Can’t think of any more news to report at the moment. This weekend I think I shall mostly be watching the Olympics and not a lot else!
I will update on yesterday’s to-do list in a separate post and then put together today’s list – I doubt it will be very long because I usually spend Friday evenings collapsed on the sofa and mainly asleep!
Bye for now!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Update on yesterday's to-do list:PigginSkint wrote: »· [strike]Play free bingo tonight on Gala[/strike] Done! Didn't win anything though!
· Investigate other free bingo opportunities Didn't get chance to do this.
· Do surveys Didn't get chance to do this.
· Do some Avon admin (if I can do a little bit every day it won’t seem so onerous!) Oops! Forgot about this one!
· [strike]Clear one of my boxes of ‘stuff’ in my bedroom and find a home for everything in it (even if that is the bin!) [/strike] Done!
· [strike]Nag OH about Halifax bill that needs paying tomorrow! (Have already left him a note to that effect on the fridge).[/strike] Done!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Today’s to-do list is as follows (some of these I have already done but I have still added them to the list so I can see what I have managed to get done today!)
· [STRIKE]Arrange for some additional small repayments to be made to some of my credit cards. [/STRIKE] Done!
· Reply to email from home insurance providers giving them the details they require (this job will then be finished – hooray!)
· Do some surveys
· Do some washing
· Do small amount of shopping at Aldi
· Make a nice salad for dinner
· Collapse on sofa
· Sleep!
I think that is about as much as I will manage today!
Might catch you later, if not, have a good weekend everyone!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Update on yesterday's to do list:PigginSkint wrote: »· [strike]Arrange for some additional small repayments to be made to some of my credit cards. [/strike] Done!
· [strike]Reply to email from home insurance providers giving them the details they require (this job will then be finished – hooray!)[/strike] Done!
·[strike] Do some surveys[/strike] Done!
· [strike]Do some washing[/strike] Done!
· Do small amount of shopping at Aldi. Tried to do this but their card machines were down and I had no cash on me so I had to put everything back! :mad:
· Make a nice salad for dinner Couldn't because couldn't buy any!
· [strike]Collapse on sofa[/strike] Done!
· [strike]Sleep![/strike] Done!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
:mad: at the card machines not working - that would just about have done me as far as any future supermarket visits go.....I dislike supermarket shopping at the best of times :mad:Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)Life begins at the end of your comfort zone (Neale Donald Walsch)0
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Latest news from the PigginSkint household before I get on to today's to-do list:
The mystery of why OH has been unable to get through to the bloke about the job at his brother's place has been explained - his brother had given him the wrong number! He now has the correct number and tried to phone him but the apparently he is not in over the weekend - OH has got to phone back on Monday.
He has heard back about the job that he went for an interview for the other day - he didn't get. It's a shame but it wasn't really ideal - the travel costs would have been quite a lot and it wasn't for many hours anyway. Also he would only have been asked to work when they actually needed him and it could be at quite short notice - you can't really plan anything around that, can you?PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Today's to-do list looks like this:
- [strike]Do some shopping[/strike] Done!
- List some more books on Amazon (got it open in a separate window as I speak)
- Do some washing
- Do a bit of housework (whatever takes my fancy!)
- Do a little bit of Avon admin
- Do a little bit of work on updating my big finances spreadsheet
- Watch the Olympics
Bye for now!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Hi All
Sorry I have been a bit quiet for a few days. On Saturday evening OH hogged the laptop all evening so I couldn’t get back on. Then on Sunday I had a horrid sicky headache all day which I couldn’t seem to shift, so the last thing I wanted to do was look at computer screen. Then yesterday morning the headache turned into a migraine so I definitely couldn’t use a computer and had to take the day off work. I feel very tired today but otherwise O.K.
It looks like the job at OH’s brother’s place is a goer – he has to go in to the agency tomorrow to register and then will probably start on Thursday. This means he should be working Thursday, Friday, Saturday (12 hour nights) and then will be off 3 days before working another 3 days and so on. :j
He is going to be packing plenty into his days off and personally I think he is nuts! He should be working on Saturday night and then on Sunday he will go down to London for a rehearsal on the project he is working on with his friend. He will be rehearsing Sunday and Monday and then will come back on Monday night. Then he should be working again on Wednesday night. He has just been offered an audition for a panto and he has decided he is going – that’s on Thursday and then he is working again on Thursday night. Apparently he thought about turning it down but then found out it would be 3 months work so he is seriously considering going. :eek: 3 months work versus what could be indefinite work at his brother’s place – no contest as far as I’m concerned. Anyway, who am I to say?! He is going to be pushing it to even get there and back in time and he will have to sleep on the coach and/or train because he won’t have time to come home in between.
With any luck, after the next few days, he will realise that it is far too much to even attempt! I worry for his health, as much as anything. The reason he had a nervous breakdown was because he worked too much and didn’t get enough sleep. I have said all this to him so I hope some of it filters through!
Anyway, in other news, after a quiet time for a little while I have now got another 2 Amazon sales – woohoo! :j So I will package those up tonight to post tomorrow. I have also had another email from them to say I have a payment on the way – that should hit my account on Friday I think. I managed to get quite a lot of new listings done on Saturday – I have still got a few to do but I am getting there, slowly but surely. Once I have finished with the boxes of books (about ½ box to go now) I will have another look at my CD collection to see what could go – I might try Play for them though, we will see!
Both of my balance transfers have now gone through so I can now start directing the other of my ‘make a payment a day’ payments to LTSB instead of Egg. I made a few extra payments to my other cards which went out yesterday so my total for this challenge is now £19.07. Every little helps!
Once OH starts working I am going to get him to pay me his contribution to the household bills – I worked it out at approx £330 per month not counting food or the bills that he already pays.
On that subject, I think I forgot to mention that he did actually manage to pay the Halifax bill. So the sofa at his Mum’s will remain cold for the time being!!
My Avon order came this morning. It is not as big as last time, mainly because I missed out on getting any orders from work because I was off on annual leave. Oh well, the next one should be better. Also, it won’t be long before we get on to the Christmas books :eek: which should see my sales soar!! :j Anyway, tonight’s job will be bagging up all my deliveries ready to start doing tomorrow. I also need to finish getting my books ready to go out – this shouldn’t actually take too long because I did most of it yesterday evening, all I need to do is put the books in plastic bags and then they are done.
While I was watching some of the Olympics at the weekend I did some work on my spreadsheet – in pencil on print outs of the relevant pages (individual sheets for some of my credit cards, which needed updating). I have forgotten to bring them with me today so I must try to remember to bring them with me tomorrow so I can add them to the spreadsheet.
I managed to do a bit of housework over the weekend, including clearing another cardboard box of stuff in my bedroom. I also cleared and cleaned the top of my chest of drawers in my bedroom – a job that was badly overdue as it tends to be a bit of dumping ground (probably like Hypno’s dining table!
). I am getting there slowly!
I am thinking of doing a housework rota, but I think I will wait until DS is back before I do it – I want to get OH and DS involved in devising it as I think it is more likely to succeed if I get their agreement beforehand. Wish me luck – I am going to need it!!
Right I think that is all the news for now. I will do an update on my previous to-do list in a separate post before doing a new one for today.
Bye for now!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0
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