couples and money

tinktinktinkerbell

nickyhutch wrote: »

Everything that comes in belongs to both of us. I earn a touch more than OH, but it's not relevant. I'm in charge, because OH isn't interested and would seriously mess up (and admits that).




Could you not do that by an online transfer or standing order? Or transfer the DD to your account? Would save you the hassle of a difficult trip out.

i keep pushing OH to put it on my account (or at least on the one the electric comes out of) but he keeps dragging his heels

dont know how to do a transfer from one bank to another

lilmisskitkat

liney wrote: »

All our money goes into one join bank account, an amount is then transferred for savings and the bill money is left there ready for direct debits.

My DH is given cash for petrol and spends weekly, and I take cash for groceries, petrol and spends weekly.

Same for us really, DH is the only wage earner though. I do have a seperate account into which child benefit and child tax credit is paid into which i use for the kids clothes/shoes/school stuff/swimming & dancing lessons/xmas/birthdays etc. Not because it's 'my' money but simply because i deal with all the kids stuff.

K xx

picnmix

Joint everything here as well, been that way for 20 years and we've never had a cross word about money.

nickyhutch

tinktinktinkerbell wrote: »

i keep pushing OH to put it on my account (or at least on the one the electric comes out of) but he keeps dragging his heels

dont know how to do a transfer from one bank to another

It's really easy. Just set yourself up with online banking (go to your bank's website) and you can do more or less anything from there. I do all our banking, bill paying etc. like that. We have 3 accounts between us and I get paid monthly and OH weekly, so there is some juggling about to be done; online banking makes it really easy. You could even set up a standing order for the internet/phone bill.

Sequeena

Joint account for us.

jokeyjo

we still have sperate accounts even after nearly 17 years together from mine its food shopping and gas,electric and water from his is all direct debits and fuel and car stuff , works fine with us as we both pay our way and have something kept back just in case

[Deleted User]

We have a joint account for all our incomings, but from that we both have an allowance transferred to individual accounts for personal spending.

That way we aren't over spending on the joint account but we have a little privacy on what we spend our individual money on. Works well for us esp at birthday and xmas time as I deal the money, I would know where DH shopped and how much otherwise. Plus if he comes home with carp dvd's and modelway railway stuff, I don't care, its his money.

epsilondraconis

My wife and I have a joint bank account and everything goes into the same pot. I earn 3 times more than her but never see the money as her money or my money, its our money.

Perhaps I'm old fashioned; however I never really understand why married couples keep their own money (unless you can't trust the other person).

Having said that, the OP needs to do whatever is best for them given their unique set of circumstances.

tinktinktinkerbell

nickyhutch wrote: »

It's really easy. Just set yourself up with online banking (go to your bank's website) and you can do more or less anything from there. I do all our banking, bill paying etc. like that. We have 3 accounts between us and I get paid monthly and OH weekly, so there is some juggling about to be done; online banking makes it really easy. You could even set up a standing order for the internet/phone bill.

cant do online banking since barclays changed their system

used to do it but still didnt know how to transfer money bank to bank

shell_girl

We have separate accounts but have online access so we can both move money from one to the other as needed. Most direct debits come out of my account, so OH will transfer money in each month. When he wasn't working I paid all the bills, when I go on maternity later this year he'll pay all the bills. We don't argue about money- it's all ours. If one of us wants something we'll buy it from our own accounts (eg OH wants a game or I want a new pair of boots) but we'll usually mention it first in case the other is a bit short.

Our contribution isn't measured financially- when OH wasn't working he was in charge of house stuff like cooking and cleaning and washing. When I'm on maternity I won't be bringing in much money but I'll be providing childcare and housework. We don't know yet how we will work it out after my maternity leave finishes, as we don't want to both work full time and not see much of our child, but that's somethng that we've got at least a year to work out.

We've been together 7 years and we've never had anargument over how 'fair' it is, I've never felt hard done by and I hope neither has he. We've had arguments over what to pay for as a priority and what will need to wait until next month, but that's because we both have a say and we need to agree.