The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

starnac

jakes-mum wrote: »

With regards to places to live, I suppose it depends on what part of Wales your looking at, DH and all his family are from Cardiff, Penarth is a lovely town though expensive, Cardiff Bay has had so much work done to it and the flats are lovely inside with nice views (our nephew lives there :rotfl:). Not a huge fan of Dinas Powys, and some parts of the Valleys look rough, Couldnt help with any other area im afraid, we rarely go out of that area

*Coughs* and which parts are you talking about? Obviously not the part I live in. I am SO hurt *struts off very dramatically* :rotfl:

Seriously though Kerri if you need advice pm me

jakes-mum

starnac wrote: »

*Coughs* and which parts are you talking about? Obviously not the part I live in. I am SO hurt *struts off very dramatically* :rotfl:

Seriously though Kerri if you need advice pm me

Come back starnac! come back!! :rotfl: I did say SOME! obv I would never be talking about where you live, admittedly the only time ive been to the valleys was to visit someone who lived in a run down bedsit with insects under the carpet :eek:

Superheavy

I'm willing to have a punt on a few parts of the valleys that aren't particularly nice.

Pontypridd.
Merthyr.
Caerphilly.

Then again, I've lived in some rather grimy parts of Swansea too, and areas that look bad aren't always the worst places to live.

Amy83

I keep meaning to be more active in this thread, I'm sure if I was it'd help me make the right choices and bring my debt down a bit quicker than I am doing already! Still, it's on it's way down, will just need a sprint for the finish line if I carry on at this slow rate.

Well done to everybody though (especially to those who are completely debt free already - AMAZING!), it's incredible that such a thread to inspire so many people to get themselves debt free! :j


#217 £889 /£6,000

Shrewbie

Hello Everyone

This is my first post and one of the first steps I'm taking to sort my life out (in many regards ha)
your updates and tips I've found very motivational, so here goes to joining the xmas challenge to pay off my overdraft, with a plan to get rid of the rest by May 2013!! If we're still doing numbers, I'd like one of those please although as I'm starting from today I have only one total
Shrewbie: £1,750

Ruthy1604

:wave:Welcome Shrewbie

Its never too late to join this challenge:) - I'm sure Jemma will be along soon ish to give you your very own number
Ruth

mf0u1098

InsertWittyName wrote: »

Back in the game - and winning no less :T

We're sooo close to 50% I can taste it

I know, I cannot wait until I hit that 50% mark, I feel like I've been treading water a bit for the last couple of months but I haven't! Should be at 51% on next payday and I'm soooo excited. We're getting there hun! xxx

YoungBusinessman

Well today was the first of the month. Seems to be on the 1st that most of my business expenses appear out of nowhere. Anyway,not the worse day, sun eventually came out for a while. Tomorrow i have a really good day planned, all i need is some nice weather again and it will be perfect.

Looking at upgrading my phone....is an iphone 4s really all that? Is it worth the money? May look at buying one and have a sim only contract.

mf0u1098

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j
In April we have paid off......

£55,385.00

This means that we have paid off a total of

£373,861.37

since this challenge started

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

mf0u1098

Shrewbie wrote: »

Hello Everyone

This is my first post and one of the first steps I'm taking to sort my life out (in many regards ha)
your updates and tips I've found very motivational, so here goes to joining the xmas challenge to pay off my overdraft, with a plan to get rid of the rest by May 2013!! If we're still doing numbers, I'd like one of those please although as I'm starting from today I have only one total
Shrewbie: £1,750

Hey Shrewbie! Welcome to the team, I'm just off to bed now but will get you your very own number tomorrow evening. Don't wait until then to join in, just jump straight in with the chatter. You've made the right step to debt freedom and we will all help you get there :A xxx