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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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  • KissyKissyKaren41
    KissyKissyKaren41 Posts: 215 Forumite
    edited 27 April 2012 at 5:24PM
    :j-Payday !!!

    Hamper payment day today so loaded up with everyone elses cash too, but cant moan as everyone saving with Park with us is paying for most of our vouchers ;) so hubby is paying this in in work today, so I dont have to go anywhere and another NSD I always feel so :A having a NSD on payday lol...

    Another £175.00 off my debt today so going in the right direction....

    #342 £215/£2842
    LOST 7ST 1/2LB July-groc chal £209/£300
    POALYDBX2012:santa2: #342 £2192.00/£2842 1 debt vs 100 days 9...£10/£123 8/11 NSD in July..
  • kerri_dfw
    kerri_dfw Posts: 4,556 Forumite
    1,000 Posts Combo Breaker Debt-free and Proud!
    I've been lurking but not posting as I've been using my phone/tablet instead of my laptop whilst I've been on a training course.
    I've found a website that tells me where the nearest outlet villages are :D so on Tuesday I shall pop by the one in Braintree and purchase more chocolate as I'm running low, saves me a small fortune when you can get 6 dbl deckers for £1.20 instead of the normal 87p each in the petrol station!!! I need a new cardigan from g@p too, and they're 30% off in the outlet plus I have a further 15% off outlet shop voucher so I'll take that with me.

    No debt busting now until payday on Monday, cannot wait to kick some more debt bottom.
    Diary: Getting back on track for 2013 and beyond
    DEBT FREE 13-10-13 :dance::dance::dance::dance::dance:
    Beautiful daughter born 11.1.14
    Mortgage: [STRIKE]£399,435.91[/STRIKE] £377218.83
    Deposit loan from Dad: £9000[STRIKE]£10000[/STRIKE]
  • What is it with me and tech breaking?! My ipod refuses to play music. It looks as if it's doing it but no sounds come out using the headphone jack or the dock connector on my hifi :( It will connect to a computer but I really don't know what to do.

    Might risk taking it to the apple store and asking advice but it's at least 5 years old so :(
    HSBC CC - £3000 / £3000
    Halifax CC - £1032.77 / £1032.77
    Mortgage currently at [STRIKE]£82,299.71[/STRIKE] £76,017.62 would love to overpay
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    Happy Friday everyone! It's the weekend and my mum, bless her, gave me a bottle of wine today so me and DH will be :beer: later! We used to have a bottle every night, stick the cost of that in the demotivator and see how much we've frittered away over 20 years, it's :eek::eek::eek:.

    I am in a very happy mood as have paid another £170 off the card. So #319 £3430.45/6109.94.

    DH is working an extra day tomorrow, bless him, so that's more money for the pot. Am getting very, very excited at the prospect of being debt free. First thing we save up for is the boiler, then a log burner, lovely! We're already saving up all the sticks the dog finds on his walks. And I've promised the kids we'll save up for an aeroplane holiday! I'm afraid it's camping weekends this year, but they don't mind.

    Have a fab weekend.:D
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • What is it with me and tech breaking?! My ipod refuses to play music. It looks as if it's doing it but no sounds come out using the headphone jack or the dock connector on my hifi :( It will connect to a computer but I really don't know what to do.

    Might risk taking it to the apple store and asking advice but it's at least 5 years old so :(

    What model is it? I can't remember which one, but they are replacing all of a certain model from a few years ago cos of a fire risk... might be worth a look :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Sorry I've been MIA but I've been revising for an exam which is in a week and a half (like a good girl :A:rotfl:). However, when that's done I'm off til September - yay!

    We've been paid today but not had time to sort out debt payments yet so will have to do that tomorrow - no time today as I'm off out tonight :) - work hard, play hard, that's my motto!

    Anyway, I hope those who are ill get better soon.

    Well done to all those who've paid off some of their debts :j.

    *Hugs* to all those who are struggling to keep motivated - it's very tough.

    Hopefully I'll be back to report some debt payments tomorrow :).
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • This might prove a tad too much for me...i have £30k(rough guess-real total to follow) to plough through.

    Unless i can find £4k a month from somewhere this just will not happen this year. I wil give it a go and try to clear at least half so £15k in 7 months, here i go :)
    :eek:Living frugally at 24 :beer:
    Increase net worth £30k in 2016 : http://forums.moneysavingexpert.com/showthread.php?p=69797771#post69797771
  • brightpurple
    brightpurple Posts: 67 Forumite
    edited 27 April 2012 at 7:19PM
    Quick update from me!

    #256 £4494.11/£15,000

    £10,505.89 to go!!
    Paid off £16,715/£16,550 by Christmas 2013
    Now to pay off all remaining debts by Christmas 2014
    Total to pay #041 £7,086.97/£16,500
    Only £9,413.03 to go :eek:
  • choclover
    choclover Posts: 522 Forumite
    Quick update from me, a couple of payments made today, but will be some more Monday and Tuesday next week when DDs go out.

    #304 £1,435.83/5210.12 (27.56%)
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • Superheavy
    Superheavy Posts: 468 Forumite
    Direct Debit for a loan and a bit more cash smuggled into the savings account. Not quite getting to 40% by the end of April, but at least I'm well on the way, and with Sharesave for work maturing in the summer, still well on track to getting it all out the way.

    Great work everyone, hope nobody's being tempted by spending. :A

    #123 - 3905 / 10762
    DFW - DEBT FREEEEEE!

    Total - 10762/10762 :)

    Every silver lining has its cloud.
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