The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

parsniphead

mf0u1098 wrote: »

:beer::beer::beer::beer:

So far we are up to £668,069.07 with just an hour to go!!!!!!


:beer::beer::beer::beer:

Wow wee that's amazing:beer:

mf0u1098

Well folks, that's it, end of the challenge. What an incredible year.

We have collectively paid off a staggering

:j:j:j£668,069.07:j:j:j

It's hard to put into words what this feels like, to know that a group of strangers have come together with a common goal to beat the debt and have paid off such a sum of money. On the way we have made some truly special friends. Some have achieved the ultimate goal of becoming debt free whilst others have paid massive chunks of debt off and still have a little way to go. For some the road is longer but I believe we have all changed for the better through this challenge. We have all won. We have control of our lives back and don't live with the constant weight and fear of debt anymore. Just the act of taking control has been incredibly liberating. The knowledge we have all shared with each other has opened doors we never knew existed and people who once thought they were completely hopeless with money and will power are now passing on their knowledge and experience to others.

Thank you all for being a part of this journey, the inspiration and laughs we have had along the way have been incredible. We have shared tears and hard times and congratulated the births and personal achievements. I feel honoured, proud and humbled to have been on this journey with each and every one of you. I sincerely wish you all the very best and hope that you continue to pass the message on to others that you can do anything you put your mind to. Let's inspire a new generation of people to achieve what we have done.

Have a wonderful debt free/reduced Christmas and I'll hopefully see you around on the next thread.

Good bye *sniffle sniffle*

Jemma xxx

Kerfuffle

Hi everybody,

well my final figures are as my signature states and nothing has changed.

# 65 5671.68 / 11971.68 = 47.38%

I'd hope to round the total paid up to 50% but it was just too much to achieve, so I'll be starting the next thread with the same totals as I have now.

Jemma, thanks for starting this thread, and to every body that has joined in it truly has been a wonderful journey sharing this past year with you all. I think most of us have had major events this year and it's been great reading and sharing these events with each of you.

My debtfreeness didn't go to plan, but then for the majority of the year I was unemployed and finding a new job took a lot longer than I anticipated. However I'm quite happy with what I've achieved, the debt is still heading in the right direction at least.

So I will now skip on over to the new thread and hope to see you all there.

Merry Christmas and a Happy New Year to you all, and all the best for 2013


:xmastree::xmassmile:snow_grin:xmassign::rudolf::santa2::xmastree:

SpagBol

mf0u1098 wrote: »

Well folks, that's it, end of the challenge. What an incredible year.

We have collectively paid off a staggering

:j:j:j£668,069.07:j:j:j

It's hard to put into words what this feels like, to know that a group of strangers have come together with a common goal to beat the debt and have paid off such a sum of money. On the way we have made some truly special friends. Some have achieved the ultimate goal of becoming debt free whilst others have paid massive chunks of debt off and still have a little way to go. For some the road is longer but I believe we have all changed for the better through this challenge. We have all won. We have control of our lives back and don't live with the constant weight and fear of debt anymore. Just the act of taking control has been incredibly liberating. The knowledge we have all shared with each other has opened doors we never knew existed and people who once thought they were completely hopeless with money and will power are now passing on their knowledge and experience to others.

Thank you all for being a part of this journey, the inspiration and laughs we have had along the way have been incredible. We have shared tears and hard times and congratulated the births and personal achievements. I feel honoured, proud and humbled to have been on this journey with each and every one of you. I sincerely wish you all the very best and hope that you continue to pass the message on to others that you can do anything you put your mind to. Let's inspire a new generation of people to achieve what we have done.

Have a wonderful debt free/reduced Christmas and I'll hopefully see you around on the next thread.

Good bye *sniffle sniffle*

Jemma xxx

That is truly amazing, well done everyone :T

Special congrats to CW2 for being debt free :j

HAPPY CHRISTMAS EVERYONE!! You are all so wonderful, this Christmas feels so much more positive than last and that is only going to get better :j That's down to a LBM and necessity on my part I suppose but 90% of it is down to this thread so thank you Jemma and all of you on here for being there for me to talk to every day. It means more than you will ever know :A

By the way I am finishing the year on [COLOR="rgb(46, 139, 87)"]£17,715 / £58,000 30.54%[/COLOR] :j

Now let's get plastered! :beer: And see you on the new thread!

affordmylife

where is the new thread ???? cant wait xx

nctmum

mf0u1098 wrote: »

Well folks, that's it, end of the challenge. What an incredible year.

We have collectively paid off a staggering

:j:j:j£668,069.07:j:j:j

Thank you for keeping us together Jemma - best of luck with everything

minicooper272

affordmylife wrote: »

where is the new thread ???? cant wait xx

There's a link on page 244 about 2/3 down the page (sorry I can't figure how to copy/paste on a tablet)

Thanks again jemma for all the fantastic hard work over the last year! What an amazing job you've done! £668k is no longer hanging over us thanks to everyone's hard work, and your motivation!

mf0u1098

You're very welcome, best of luck for 2013 Xxx

NewlyFrugalMumof3

Thank you so much Jemma for being so organised and motivating us all on our DFW journey. What a sterling job you have done!

Alas, even though my debt hasnt decreased much (due to needing newer car as old one clapped out big time), it is going in the right direction and 2013 WILL be the year that it is cleared.;)

Happy New Year.

SpagBol

affordmylife wrote: »

where is the new thread ???? cant wait xx

New thread is https://forums.moneysavingexpert.com/discussion/4358035

:beer: