The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

mumof3plusoh

Congratulations Canuksfan on your gorgeous scrumptious little boy xxx

Kerfuffle

Hi Canucksfan,

Congratulations on the arrival of scrumptious Bubba, I'm so pleased to hear that everything well.

Welcome to our world Baby Canuck.

xx

SpagBol

mumof3plusoh wrote: »

just got myself another star
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Oooh well done! How many do I need for my third star?

vw_campervan_mum wrote: »

Ok I am going to stick with current debt - I am going to see it through to the very end (I am very good at starting things & not finishing them and this is TOO important to do that lol)

# 234 £10480/£12468 84% paid off!

My next payday is New Year's Eve which is the anniversary of starting this challenge. Although I didn't pay all debt off by 1st Nov as I hoped or even Xmas, I am still very pleased that I have stuck with it as the previous years of trying really didn't get me anywhere!


I have paid off nearly £10,000!!! Not bad for a single mum. I am going to have a lovely Xmas with my family and some relaxed spending rules - then back on the straight and narrow in the New Year until the debt is completely eliminated!

Good Luck everyone with the new challenge and I hope you all feel proud of your effort over the last year :beer:

XXX

You have done so well, you should be very proud and excited to start the year on such a high percentage :T

psychopathbabble wrote: »

I'm sure he is the most scrumptious baby boy Congratulations! My cousin had the most scrumptious baby girl last night too... so 2 babies in one day

Yay huge congratulations. I can't wait to see the picture. Give him a kiss from me

SpagBol

So I need 750 posts for my third star...just under 200 to go!

lemonpopsicle

Oooooh a new little baby :j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Well done Canuck and Mr Canuck :j

parsniphead

Congratulations the canucksfan family and welcome little one.:T

SpagBol

Right, I'm thinking about the new thread. Do I just start the thread and write 10 or so posts then I can go back and edit them with instructions, people's names, targets and totals etc.

And let me know by the end of today if you'd like to keep your number. I think so far just Kerri, Jemma, suzitiger and Jakes Mum are keeping theirs? And possibly me too so I don't get confused :rotfl:

Apologies in advance if I muck this up, I am a bit of an IT dunce...:o

vw_campervan_mum

:happyhear

Congratulations canuck family xxx

CW2

Evening all,

#003 reporting in for duty. I finally received my work bonus today so I am now technically...DEBT FREE :j I have in fact still got one loan outstanding but I now have the money in the bank to pay it off. As the loan payments are manageable and don't affect my ability to get a mortgage, I'm actually going to keep the loan running as normal and keep the money as savings (a) in case of an emergency and (b) as the start of a house deposit, but having the money there means I'm technically debt free so challenge achieved! Its a lovely feeling to be in control of my finances for the first time since I was 18 and I can now focus on saving for the elusive house deposit.

A big thank you to Jemma for starting this thread and keeping it going (as well as all you regular contributors!) - its really helped me keep on track and push to save more and more as Christmas has neared.

Good luck to those of you still plugging away - every penny helps so keep going!

Merry Christmas everyone
CW2

InsertWittyName

Congratulations CW2!