The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

vw_campervan_mum

Ok I am going to stick with current debt - I am going to see it through to the very end (I am very good at starting things & not finishing them and this is TOO important to do that lol)

# 234 £10480/£12468 84% paid off!

My next payday is New Year's Eve which is the anniversary of starting this challenge. Although I didn't pay all debt off by 1st Nov as I hoped or even Xmas, I am still very pleased that I have stuck with it as the previous years of trying really didn't get me anywhere!


I have paid off nearly £10,000!!! Not bad for a single mum. I am going to have a lovely Xmas with my family and some relaxed spending rules - then back on the straight and narrow in the New Year until the debt is completely eliminated!

Good Luck everyone with the new challenge and I hope you all feel proud of your effort over the last year :beer:

XXX

vw_campervan_mum

PS Good Luck Canucksfan with your new LO - pics soon we hope XXX

jakes-mum

kerri_dfw wrote: »

JM is the OH ok? That doesn't sound very good.

his_missus wrote: »

Oh J-M, hope Hubby is ok. sending you ((hugs))

Well hes annoying me senseless so obviously feeling better He keeps moaning his bum hurts, I always said he was a pain in the A** :rotfl:
His throat is still up and he struggled through some soup for dinner (couldnt get the bread down) but his temp has come down again so I think its tonsilitis, have to keep reminding him to take his penicillin (how hard is it really! take yours when I take mine!) and to take pain killers, I swear I have 3 kids

Right on a more debt related note, having had a good think about what I want to save for on the new thread, I really dont want to be as rigorous as this year and want us both to have a little bit of play money so am thinking I want to save £4K toward a new car by xmas 2013 to go with the £1300 we already have. If I can get it to £6k then that would be awesome but we will just see how we go

lemonpopsicle

Have you decided on your Christmas pressie J-M or has that been put on the back burner because of a DH's illness?

Canucksfan

Mission accomplished and successful...our beautiful son was delivered safely yesterday morning. No name yet- he is lovely and rolypoly! He had to go to the Neonatal Unit initially as his lungs were a bit wet due to the c section delivery, but he is back with me now
Thanks for all your kind wishes gang and I'll post a piccie of THE most scrumptious boy in the Universe as soon as I get home xxx

jakes-mum

lemonpopsicle wrote: »

Have you decided on your Christmas pressie J-M or has that been put on the back burner because of a DH's illness?

At the minute im not sure as hes still in quite a bit of pain, in all honesty after the scare he gave me last night I dont care whether I have a present or not

Knowing him he'll drag the jakester out in the car, park outside the shop and give him the £50 to get me something, its the way he works. He did say last night (whilst doped up) that he had had an epiphany and knew exactly what he was getting me :eek: whether that was just the drugs talking remains to be seen :rotfl:

Ooooo canuckfan, congrats on your little boy :j:j I still vote for 'debt free' as the middle name

kerri_dfw

Hurray Canucksfan, so glad everything went ok and you and the babe are well xx

mumsiemum

Canucksfan - Congratulations !!!!!

choclover

Canucksfan wrote: »

Mission accomplished and successful...our beautiful son was delivered safely yesterday morning. No name yet- he is lovely and rolypoly! He had to go to the Neonatal Unit initially as his lungs were a bit wet due to the c section delivery, but he is back with me now
Thanks for all your kind wishes gang and I'll post a piccie of THE most scrumptious boy in the Universe as soon as I get home xxx

Congratulations Canucksfan! Lets hope you'll be home for christmas

Well, my final update of 2012! My accounting went a bit haywire and forgot about the BNPL, so it's a lot less

#304 £1,462.35/£5,210.12 (28.07%)

psychopathbabble

Canucksfan wrote: »

Mission accomplished and successful...our beautiful son was delivered safely yesterday morning. No name yet- he is lovely and rolypoly! He had to go to the Neonatal Unit initially as his lungs were a bit wet due to the c section delivery, but he is back with me now
Thanks for all your kind wishes gang and I'll post a piccie of THE most scrumptious boy in the Universe as soon as I get home xxx

I'm sure he is the most scrumptious baby boy Congratulations! My cousin had the most scrumptious baby girl last night too... so 2 babies in one day