The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

SpagBol

minicooper272 wrote: »

Oh dear Kerri I wonder what's causing it! Hope they get it sorted without too much disruption to you... It's weird that there's been a 2 month gap between though - upstairs don't have a hole in their bath do they?

Need to correct my earlier comment- it was B-clays, not B-card. Well it was 7am...

Logged into online banking to find my overdraft limit is still the same, but I reduced it in branch on Saturday. I'm going to have to go in this weekend, but will just take away the entire overdraft facility, and be done with it - I have the money put aside in a savings account anyway.

I have absorbed the car repair costs so debt total:

#338 £2571/3486 = 73.75%

I think this is only £50 more from my last update, but I just noticed I now owe less that £1k!

Woo hoo well done :T

mf0u1098

Hey everyone, I've just got back from working away for the week! I am absolutely shattered, it has been a hell of a week... I am just popping on to say that I've not forgotten you all, I'm having a beer tonight to relax and will be back on to catch up tomorrow.

I hope you're all doing well and are nearly ready for Xmas! xxx

mumsiemum

minicooper272 wrote: »

I think this is only £50 more from my last update, but I just noticed I now owe less that £1k!

That's great! :j I'm so hoping I can get under £1k after December payday (20th). This last bit seems to be taking forever. Mind you if it wasn't for Christmas I could have paid off a nice big chunk. I feel I'm wishing my life away waiting for each payday. JUST WANT TO BE FREE OF THIS DEBT!!!!!!

MM

Kerfuffle

mumsiemum wrote: »

That's great! :j I'm so hoping I can get under £1k after December payday (20th). This last bit seems to be taking forever. Mind you if it wasn't for Christmas I could have paid off a nice big chunk. I feel I'm wishing my life away waiting for each payday. JUST WANT TO BE FREE OF THIS DEBT!!!!!!

MM

I hear ya sister! You've only got 20% more to go, you'll get there and it will be a-m-a-z-i-n-g.:)

SpagBol

Arrgghh the balance transfer money still isn't in our account!! It is registering on the CC website though so perhaps Monday:j

Are we all having a final percentage declaration? Will that be Christmas Eve or day?

:xmassign: :xmastree:

recurrent-ostrich

Time to declare for the end of 2012.

#049 8897.97/10,000 88.97%

seriousDFW

SpagBol wrote: »

Arrgghh the balance transfer money still isn't in our account!! It is registering on the CC website though so perhaps Monday:j

Are we all having a final percentage declaration? Will that be Christmas Eve or day?

:xmassign: :xmastree:

I'll declare on Christmas eve. Won't be great! What are we going to do after that? I want this thread to continue for those of us who haven't quite made it. Would feel odd joining a different thread now! We could just keep this one going?

PiggyBankShaker

So I haven't updated for a while but here is my total for 2012:

279 PiggyBankShaker £4,949 (Paid) / £5,749 (Debt) (86% Paid)

The last £800 is on 0% until February.

SpagBol

Well done recurrent ostrich and piggy bank :j

I think there are plans for a "pay off by Xmas 2013" for those of us with bits left to pay off, not sure if Jemma is going to organise it though, perhaps I will if Jemma doesn't want to:)

Just spent £247 in Mr T's and now need to go and lie in a darkened room :eek: Apart from bread, milk and some veggies this should take us through to the end of December and that included gifts and booze but even so :eek::eek::eek:

I have sold £47 on ebay though :j and just banked £100 cheque from my lovely Grandma which will go on a couple of small gifts for £5 each on the kids then the rest saved for Holiday money in June :T

Kerfuffle

SpagBol wrote: »

Well done recurrent ostrich and piggy bank :j

I think there are plans for a "pay off by Xmas 2013" for those of us with bits left to pay off, not sure if Jemma is going to organise it though, perhaps I will if Jemma doesn't want to

Just spent £247 in Mr T's and now need to go and lie in a darkened room :eek: Apart from bread, milk and some veggies this should take us through to the end of December and that included gifts and booze but even so :eek::eek::eek:

I have sold £47 on ebay though :j and just banked £100 cheque from my lovely Grandma which will go on a couple of small gifts for £5 each on the kids then the rest saved for Holiday money in June :T

Thanks, That's brilliant. :T:T