We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

1443444446448449490

Comments

  • CW2
    CW2 Posts: 113 Forumite
    Congratulations InsertWittyName - fantastic news, you should be very proud of yourself :beer:

    Debt at LBM (31.05.11): £16,750
    Debt Free Date 22.12.12 :j
    Saving for a house deposit: £5,003 / £15,000 target
  • nctmum
    nctmum Posts: 128 Forumite
    Thats brilliant InsertWittyName! I started with a similar amount to you, and its been hard to shift such a huge amount, its a great achievement
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:


  • jakes-mum
    jakes-mum Posts: 4,646 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Congratultions Insertwittyname :j :j :j
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £2470.95/£1000 (19) £0/£1000
  • nctmum
    nctmum Posts: 128 Forumite
    Ok, I'm feeling excited now, usually only declare at the end of the month, but I'm going to risk it, and hope I can do more next week

    #307 £12,088 / £16,464 73.42%
    :xmastree:POMDB Xmas 2013 Board - Paid off £12k in 2012 :j:j :xmastree:


  • Insertwittyname, many many congratulations to you on becon=ming debt free,:j:beer::j:beer::j:beer::beer::j:beer::beer::j:beer:
    [SIZE=2]SPC4 #1395 Aug 11 £135.75/£150
    SPC5 #1395 Shower fund used £13.60 31/7/12 Banked Farepack administrators cheque £301 19/10/12 £326.40 in the tin....TOTAL £641
    SPC6 #1395 Total £144.62
    SPC7 # 051 Banked so far £100 TOTAL £142[/SIZE]
    SPC8 #051 £46 :(SPC9 #51 £1091.34 :T:T
  • banwa
    banwa Posts: 952 Forumite
    Well done Insertwittyname, you should be so proud:T:T:T
    Debt £26k 18/10/14
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:
    DFBX12 ROLL OF HONOUR
    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:



    :starmod::staradmin InsertWittyName :staradmin:starmod:
    Joined on 20th November 2011
    Debt free on 21st November 2012
    Total cleared - £16,570.76


    :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod: :starmod::staradmin:starmod:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • A year and a day, I didn't realise that!

    Thanks Jemma :)
    I was a DFW, now I'm a MFW :T
  • Congratulations InsertWittyName! You're such an inspiration!
    £2013 in 2013 £866.71/£2013
    DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
    DFD February 2015 £2,303.63/£19,520.26 (11.80%)
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    :T:TWell done InsertWittyName:T:T Fab news!:D

    Finally I have the info I need to set up online banking so I can pay off some debt tonight. Not going to pay much more than the minimum though as this is a 5 weeker for me. My next payday isn't til 21st Dec so I want to spend as much of this wage on xmas as I don't want to be doing ANY xmas shopping the last weekend before xmas or xmas eve. Will be able to pay off a greater chunk in the New Year.

    Also, got my EDF bill today and as I'm in so much credit, they're refunding £180 :j
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.7K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 259.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.