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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    I'm up to the end of page 184....Blimey!!!

    I'll carry on tomorrow folks but now it's bedtime!

    Canucksfan – I asked my sister tonight and she started to feel the kicking about 4 weeks ago but she’s getting more acrobatic now (the baby that is!). Glad to hear that Kerfuffle is doing well, I hope we hear from her again but just let her know we are thinking of her. How are you doing? How’s the night shift working out?

    Bonglecat – how is your hubby doing with not smoking? How was Madeira???

    Mrs Addicted to Spending – How are you feeling on the debt front at the moment? I know you were feeling pretty disheartened in August. So how is the hubby getting on with his LBM? Is he still leaving his card?

    Karrie2129 – How are you getting on with paying off your Littlewoods account?

    Ruthy1604 – Hey we’re almost neck and neck with our totals now, it’s so exciting hitting the 70% mark!!! Oops, just read further on and you’re almost at the 75% off mark!

    Fritterprincess – Have you made any more headway in paying off you overdraft? It’s such a fabulous feeling to be rid of that noose around your neck!

    Kerri_dfw – WHERE ARE YOU??? I hope you’re ok hun x

    Choclover – Well done on your payments and a December wedding sounds amazing!!! Wow paying off over £1400 in one month is incredible!

    Linzight – WOW you are are soooooo close to being debt free, what an amazing result!

    Minicooper272 – Any idea when you’ll get your next tax refund to pay off some more of your debt?

    Spagbol – You are so close to 25%, it’s an absolutely amazing achievement in so little time hun, hope you’re rightly very proud of yourself! Oooooh I love walking in the woods, it’s so pretty and great when it’s raining!

    Jakes-mum – 85.52% paid off, that is incredible!!!

    Lemonpopsicle – Well done in getting rid of Mr Branson! I got rid of Mr Barclaycard yesterday and it’s a great feeling! I’m so impressed by you reaching £7100, 92% paid off is an incredible achievement and you are so close to being debt free now!!!

    Colsey – Excellent start Colsey! Not far to reach 10%!

    CW2 – Over 60% off is a terrific milestone!

    GreenSaints – WHOOP!!! Over 25% paid off!

    Tirlittan – Your cycling holiday sounded absolutely amazing, I am sooooo jealous!!! I can’t wait until 15th October when you will debt free!!!

    Kerfuffle – How are your daughter and grandson doing? I hope they are both well! You too obviously!!!

    Mumof3plusoh – Yowzer! Almost 85% paid off, well done!

    Loubie_lou – Well done on reaching the £5k milestone, it’s brilliant!

    Nctmum – Oooooh when do you go to Amsterdam???

    Oompa Loompa – How are you feeling about debt busting now? I know you have been getting exhausted with recently?

    Glenda – Over 50% paid off!!!

    Welshone27 – Sooooo close to 60% paid off, great news about driving although you’re right that it’s expensive! Also congratulations on not missing a payment this year, that’s a fantastic achievement.

    Fallenwiccan – Well done on your renewal!

    Save Dosh – How is your daughter doing at uni?

    Avogirly – How’s work going? Getting to over ¾ paid off is fantastic!

    Psychopathbabble – How was Cyprus??? I lived there for about 4 months and it was amazing! Well done on the weightloss hun x

    Cj75 – Great to hear from you and well done on your weightloss! I’ve been trying soooo hard to lose weight but it’s seemed to be an uphill battle lately with being ill then going on holiday where I didn’t do much exercise. Also it’s brill that £300 arrears has now been confirmed as paid off!

    Tinks14 – How are you getting on with your debtbusting? You’re almost at 30% which is brilliant!

    Miss Frugal Wannabe – You’ve finally got a number!!!!!!!!!!!!!!!!!

    Banwa – yay for your big milestones of almost 40% paid off and under £10k owed! Not so great news about your hubby being out of work twice then having to take a pay cut. It’s great that you are still making repayments despite what life is throwing at you x

    BrandNewStart – I hope you are feeling better now. Well done at being in the black!!!!!!! Fabulous!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    edited 2 October 2012 at 8:50AM
    Hi Jemma, hope you had a good holiday! I hope you don't mind all the work you have to do on this thread, we really appreciate it :T You must be feeling so proud as we near the end of the challenge, like lots of your children going off into the world well prepared for monetary issues in the future :A

    Anyhoo, another DD out today to my Mr S CC:

    #084 £13,781/ £58,000 23.76%

    25% will be when we hit £14,500. Hopefully by next month!

    Coooeeee Jakesmum...don't buy any food!!!
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • Morning
    Another payment for me today.....


    DFW#24 = Now Paid £3090/£6100 = 50.6%

    Awww i'm soo chuffed to be over the 50% mark.

    Well done to everyone else - its amazing watching the figures getting lower and lower each month!
    I'm a Debt Free Wannabe :) PAID £4400/£6100 = 72.1% Busted!
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    SpagBol wrote: »
    Hi Jemma, hope you had a good holiday! I hope you don't mind all the work you have to do on this thread, we really appreciate it :T You must be feeling so proud as we near the end of the challenge, like lots of your children going off into the world well prepared for monetary issues in the future :A

    Anyhoo, another DD out today to my Mr S CC:

    #084 £13,781/ £58,000 23.76%

    25% will be when we hit £14,500. Hopefully by next month!

    Coooeeee Jakesmum...don't buy any food!!!

    Thanks Spagbol and everyone else who is so lovely about the thread. I don't mind at all managing this challenge, I wish I could devote a lot more time to it but life has just been so hectic the last few months! And yes I do feel incredibly proud of you all. It doesn't matter if you're already debt free or you will be debt free or even if you have not paid anything off but have more importantly not added to your debt. If you've changed your life for the better because of this thread then I couldn't be more proud. I won't be debt free by Xmas like quite a few of you (will hopefully only have £2k to go) but I don't feel that I've failed. I will have paid off £15k in a year and that is not to be sniffed at!

    Keep up the hard work everyone! :A
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    Morning
    Another payment for me today.....


    DFW#24 = Now Paid £3090/£6100 = 50.6%

    Awww i'm soo chuffed to be over the 50% mark.

    Well done to everyone else - its amazing watching the figures getting lower and lower each month!


    :T:T:T Well done on reaching the halfway milestone, it's all downhill from here! :A
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Jemma - hope you had a lovely holiday! And what a mahoosive round up!!

    I ran the Bristol half on Sunday. I didn't train enough so was looking to do it just as a training run. Everything went well up to 9miles but then I started to slow down. The last 3 miles were hard and the last mile an absolute killer. I was determined to run all the way and my resolve to do that was properly tested in those final miles. But I did it! I ran every single step of the way and got over the finish line in 2:20:22 which I was very pleased with. Next time, I'll train properly!

    14 days till DFD!!!

    Good debt busting everyone! Keep at it!
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • affordmylife
    affordmylife Posts: 1,224 Forumite
    Part of the Furniture Combo Breaker
    dont think i will be debt free in 85 days but i will be more debt free than i am at this moment and significantly closer to my target than i was this time last year. thank you jemma xx
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    tirlittan wrote: »
    Jemma - hope you had a lovely holiday! And what a mahoosive round up!!

    I ran the Bristol half on Sunday. I didn't train enough so was looking to do it just as a training run. Everything went well up to 9miles but then I started to slow down. The last 3 miles were hard and the last mile an absolute killer. I was determined to run all the way and my resolve to do that was properly tested in those final miles. But I did it! I ran every single step of the way and got over the finish line in 2:20:22 which I was very pleased with. Next time, I'll train properly!

    14 days till DFD!!!

    Good debt busting everyone! Keep at it!

    :TWell done on the half marathon and well done on being 2 weeks awat from DFD :j
  • Kerfuffle
    Kerfuffle Posts: 1,384 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud!
    mf0u1098 wrote: »

    Canucksfan – I asked my sister tonight and she started to feel the kicking about 4 weeks ago but she’s getting more acrobatic now (the baby that is!). Glad to hear that Kerfuffle is doing well, I hope we hear from her again but just let her know we are thinking of her. How are you doing? How’s the night shift working out?

    Kerfuffle – How are your daughter and grandson doing? I hope they are both well! You too obviously!!!

    Hi Jemma et al,

    I'm still here, still reading, just lurking.

    My parents are over here visiting us at the moment so I don't have much time to linger on here.

    My daughter and Grandson are doing great, he's still having a four-hourly feeds so she's getting very tired now. Luckily her partner works 4 days on 4 days off so he can really lend a hand when he's around.

    Well done to everybody making payments and going that extra push, not long to go now at all :eek:.

    Congrats on all to baby news.

    Shame the summer is over, hope you've all had a good one, and you're all set for the mad manic season ahead of us.

    Here's to the next 84 days!!
  • I had to get the old sheepskin boots out this morning so summer is officially over :( Been to the doctors today and have had hypothyroidism diagnosed. This hopefully explains my exhaustion and many other things that I've had going on in the last couple of years. I didn't think that they would take me seriously, but it appears so, and on the bright side, I now don't have to pay for prescriptions!

    Slowly getting the spendies paid off again, it's sickening to think had I not gone crazy the last couple of months, I'd actually be debt free by now. Hey ho, the scenic road is the best and all that.


    well done Tirlittan on running the whole way!
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
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