The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

psychopathbabble

forgottendreams wrote: »

Hey,
Think my post may have been missed from the 25th Sep! When you have a free min can u update. I know I dont post very often, but would still like to be included in the 'club' and love seeing my totals getting lower Thanks

I don't think Jemma has had a chance to update anyones total as she has been away... I'm sure she will update it all as soon as she can.

jakes-mum

Weeeeeeeeeeeeeeeeeeell, ive been to the supermarket today :rotfl: BUT was very good and bought the milk I needed, some bananas (as we had ziltch fruit in the house :eek:) and some sweety bits for a parcel im doing so a pretty good refrain I thought I even completely bi-passed the meat aisle (didnt quite manage to avoid the meat reduced section but there was nothing in it anyway :rotfl:)

With my humumgously full freezer, tomorrow DH and I will be having . . . . a meal out well it is DD's parents evening :eek: who wants to rush around cooking before that

Superheavy

Congrats Jemma...hope you have a nice evening tonight. Is your sister trying to check all the boxes so she only has to go out once?

I'm in a bit of a dilemma today. I'm moving back to my old job on 22 October, and although it's lower paid it is much less stressful and I can make more in overtime if I need to. However, this means leaving the nest once more, and today I was looking at properties.

Would you go for:
1 Bedroom house in a nice area, own driveway, small garden and generally fairly well finished throughout. Rent is £400, and the council tax in that ward is fairly high.

OR

Studio Flat that has been really nicely finished throughout, off-road parking and cheaper council tax. Rent £335, but its a studio.

I'm pondering the pluses and minuses of both, and I'm not really sure if I'm going to try and save to buy my own place, or whether I'm happy to rent. Next year is likely to be fairly expensive with 2 x stag do's, a wedding in Mexico and I'd also like to build up some savings, so I know which answer makes the most sense. However, I reckon I could easily make up the difference and more through freelance work. Or, I could still do the freelance work and save more money? Been trying to figure this out for the last four hours. I dunno.

jakes-mum - don't forget bread, milk and beer when you're in the shops. Hang on, don't buy food!

lemonpopsicle

Superheavy wrote: »

Congrats Jemma...hope you have a nice evening tonight. Is your sister trying to check all the boxes so she only has to go out once?

I'm in a bit of a dilemma today. I'm moving back to my old job on 22 October, and although it's lower paid it is much less stressful and I can make more in overtime if I need to. However, this means leaving the nest once more, and today I was looking at properties.

Would you go for:
1 Bedroom house in a nice area, own driveway, small garden and generally fairly well finished throughout. Rent is £400, and the council tax in that ward is fairly high.

OR

Studio Flat that has been really nicely finished throughout, off-road parking and cheaper council tax. Rent £335, but its a studio.

I'm pondering the pluses and minuses of both, and I'm not really sure if I'm going to try and save to buy my own place, or whether I'm happy to rent. Next year is likely to be fairly expensive with 2 x stag do's, a wedding in Mexico and I'd also like to build up some savings, so I know which answer makes the most sense. However, I reckon I could easily make up the difference and more through freelance work. Or, I could still do the freelance work and save more money? Been trying to figure this out for the last four hours. I dunno.

jakes-mum - don't forget bread, milk and beer when you're in the shops. Hang on, don't buy food!

I'd go for the house, I think I'd get stir crazy pretty quickly in a studio and the house isn't that much more. Plus you can have people to stay if you have a bedroom, didn't you say the beers were on you :rotfl:

suzitiger

jakes-mum wrote: »

I have a new love! FB selling :rotfl: though have near enough run out of stuff to sell also been crafting like mad these last few weeks (even been neglecting my comping :eek: :eek:) how have you been my lovely?

I have been good, I was thinking of selling something on the FB seller, is it any good then? What kind've things have you been making?

Mrs_Addicted_to_Spending wrote: »

Hi welcome back Suzitiger - bet Paralympics was fab!

Thank you yes it was!

Congrats to Jemma's sister :T How nice on her birthday too

Haha PPbabble as long as you had a good time and gave some Gamesmakers high fives that's what it's all about

Superheavy wrote: »

I'm in a bit of a dilemma today. I'm moving back to my old job on 22 October, and although it's lower paid it is much less stressful and I can make more in overtime if I need to. However, this means leaving the nest once more, and today I was looking at properties.

Would you go for:
1 Bedroom house in a nice area, own driveway, small garden and generally fairly well finished throughout. Rent is £400, and the council tax in that ward is fairly high.

OR

Studio Flat that has been really nicely finished throughout, off-road parking and cheaper council tax. Rent £335, but its a studio.

Hi Superheavy, I can't tell you which one to go for but if I were you I would be thinking about how much time I was likely to spend in the house and how much you would like to socialise there. Because it's only worth having the space if you are going to be using it alot. Also the extra money you could save can help towards getting to Mexico and all the other lovely plans you have

mf0u1098

Well we've had lovely food and I've finally managed to get onto t'interweb after resetting the router twice!

I'm going to start doing the updating now...

p.s. Superheavy, I agree with Suzitiger in that it depends on how much time you'll spend there. I'm used to living in just my bedroom mainly so wouldn't be bothered by the studio except for having friends round...

mf0u1098

:xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree: Only 85 days until we are DEBT FREE!!!! :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:

Shrewbie

Can I declare £57.21 off my overdraft from fleabay sales please Jemma? Sorry if you've already updated me

Shrewbie #350 1807.21/5826 - - -31%

jakes-mum

suzitiger wrote: »

I have been good, I was thinking of selling something on the FB seller, is it any good then? What kind've things have you been making?

Ive had a fairly good response to FB sales, I have 3 seperate pages from my area and I advertise on all three

Ooooo what have I been making :think: shamballa style bracelets, childrens frieldship bracelets, bookmarks, keyrings, selection sacks, chocolate tree decorations (both open hanging ones and little boxes with the chocolate inside). Takes a while as I dont have a die cutter so everything is cut by hand DH had a right hissy fit when I decided to hand make childrens birthday cards and sat and cut each individual part of trains and tractors by hand :rotfl:

choclover

SpagBol wrote: »

Well done Helenpie, that's a stonking payment :T

Jakes mum....don't buy any food...:rotfl:

I second both of these statements! Helenpie - what a fantastic achievement!:T