The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

psychopathbabble

suzitiger wrote: »

Hi guys,
I must apologise for being AWOL for so long. I'm not even sure why, but time has slipped away from me this summer so I didn't realise it had been that long until I checked. How is everyone doing?
I am super uptight this month as I volunteered at the Paralympics so I knew pay would be a squeeze this month.
Totally worth it though, I had an amazing time!
So I thought to myself I really needed to get back on here and knuckle down with the debt busting again.
I have missed you all so much!
What have I missed??? all gossip since August I think...:rotfl:

Wow bet that was an amazing experience! I ended up going to the Paralympics twice (once at the park, once at Excel) and it was absolutely brilliant!

choclover

fritterprincess wrote: »

Did anyone catch the Martin Lewis money show this week? He predicts the the energy companies are going to hike up their prices really soon. So took his advice and checked my details on a comparison site, and not only got it for £60 cheaper but it's fixed until march 2014 with no tie ins. Worth having a look people. :money::money::money:

I'm tied in for another month or too and then I'll be looking (need to stay in for a £100 discount) so hopefully I can get a fixed tarrif then.

mf0u1098

I'm back!!!!!!!!!!! Tried to get on yesterday but had major internet issues.

Well we had a great time, relaxed which was needed! I would give anything not to go back to work tomorrow which I guess is a normal feeling after being on holiday!

I found out when I was away that I'm going to have a niece!!!!!! She's due on Feb 10th. Very exciting!!!!

Being away made me think very hard about my life and how it's not what I want it to be and how I'm not the person I know I am. I'm going to have to make changes cos I don't want to feel down anymore. Only I can make the changes to who I want to be. Yesterday I sucked it up and paid off my credit card in full but can't close it until the payment clears. I also paid about £200 off my other credit card. I will declare my total properly when I'm on my laptop later.

I am determined to pay off this debt as quickly as possible so I can save up for a place of my own. I will be about £2k short at Christmas but I will have paid off £15k which I'm very happy with. I'm going to tidy my room today and then go for a long walk. I'm going out for tea tonight with a friend which will be lovely to catch up.

Anyway, I'll be back on later but just wanted to say Hello!!!! xxx

jakes-mum

*squeal* ooooo new thread baby :j well kinda 10 th feb is my sisters birthday as well

Welcome back suzitiger :wave: so jealous of anyone who managed to see any part of the Olympics live, would have loved to have gone

Right, would anyone like to be my new non shopping buddy and follow me into supermarkets reminding me I don't need to buy any more food as the kids have school dinners now :eek: soooooo can't get used to it, went to mr a yesterday out of habit and had to force what I bought into the freezer as all the food from the tesco shop last week was still in there as the kids don't have a dinner in the week anymore :eek: seriously can't fit anything else in there :eek: so someone on Friday remind me I don't need to food shop!!!!!

lemonpopsicle

Welcome back Jemma, we've missed you, glad you had a lovely hols. Great news on the payments too :j

suzitiger

mf0u1098 wrote: »

I'm back!!!!!!!!!!! Tried to get on yesterday but had major internet issues.

I found out when I was away that I'm going to have a niece!!!!!! She's due on Feb 10th. Very exciting!!!!

Being away made me think very hard about my life and how it's not what I want it to be and how I'm not the person I know I am. I'm going to have to make changes cos I don't want to feel down anymore. Only I can make the changes to who I want to be. Yesterday I sucked it up and paid off my credit card in full but can't close it until the payment clears. I also paid about £200 off my other credit card. I will declare my total properly when I'm on my laptop later.

I am determined to pay off this debt as quickly as possible so I can save up for a place of my own. I will be about £2k short at Christmas but I will have paid off £15k which I'm very happy with. I'm going to tidy my room today and then go for a long walk. I'm going out for tea tonight with a friend which will be lovely to catch up.

Anyway, I'll be back on later but just wanted to say Hello!!!! xxx

Hi Jemma, I have missed youuuuuuu, where have you been then? As I have been away from the thread I have missed all the goings on. Glad that you have had a nice think about everything, and well done for the extra payments. Congrats also on the baby news! Exciting!!

psychopathbabble wrote: »

Wow bet that was an amazing experience! I ended up going to the Paralympics twice (once at the park, once at Excel) and it was absolutely brilliant!

Thanks ppbabble, it really was great. it felt like a dreamworld being there, very surreal! What did you go to see at the Olympic park? If you visited an information point you may well have spoken to me!:j

jakes-mum wrote: »

Welcome back suzitiger :wave: so jealous of anyone who managed to see any part of the Olympics live, would have loved to have gone

Yes I was super lucky and got to see lots of things and meet athletes and meet lovely members of the public, I had a great time! How have you been ebay queen?

jakes-mum

suzitiger wrote: »

Yes I was super lucky and got to see lots of things and meet athletes and meet lovely members of the public, I had a great time! How have you been ebay queen?

I have a new love! FB selling :rotfl: though have near enough run out of stuff to sell also been crafting like mad these last few weeks (even been neglecting my comping :eek: :eek:) how have you been my lovely?

jakes-mum

I have a confession to make I have been spending yesterday :eek: yes, I admit it, I bought new kitchen scales! DH said it was a necessary purchase after I used them to weigh a parcel on friday and it said it weighed nearly 2kg, took it to the post office and their scales said 1580g :rotfl: so I wasted an entire £2.99 on a new set from H0me Bargains :rotfl: frivolous I know! :rotfl: maybe my biscuit mix will come out as its supposed to now my scales will weigh accurately :think:

Shrewbie

Hi everyone & welcome back Jemma
Paid £300 to overdraft, £100 to work loan and a £100 to CC which forgot to declare last month so new totals are

Shrewbie #350 1750/5826 = 30%

minicooper272

I asked for some advice about this a few weeks ago - my parents helped me with a car loan last January, and I pay back £100 a month. Dad said to write off the last £200, but I had decided to pay the last 2 payments anyway to help Mum out with her debt. Again, Dad told me today to write it of this month (saving £300 now), I told Mum I would still make the last 3 payments because I wanted to feel like the debt was paid off, but they have agreed that they have helped my sister out a lot lately and need to treat us equally. As much as I have debt to clear, I don't owe as much as Mum, and don't need the money as much as she does, to me its just one more month of debt, but she's signed into a 10 year debt management scheme.

Long story short, Mum's told me to put my last three payments aside to pay for a new laptop, because they didn't help me buy my uni laptop which now needs replacing... I really don't expect them to help but there's no winning! But I'm grateful none the less.

Well I've resolved to set up a standing order for £20 a month into Mum's bank account. Such a small amount, she'll never notice it coming in but it will make life a bit easier. Anyway, I now have a new update -

#338 £1753.5/3486 = 50.3% :j:j:j:j

Hope you had a nice holiday Jemma!