The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

loubie_lou

RUBBISH payday this month! So will only be making my minimum payplan payment:

#4 5000/13678

Two good things though. I have reached 5k paid off and under 9k debt remaining :D:D:D:D:D

fritterprincess

SpagBol wrote: »

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

I've paid off and closed my Spanish bank OD!!!! :j:j:j:j:j:j:j:j

Congratulations spagbol brilliant news!!

mrso2b

paid the First Direct card £203.19 so new total is

152 mrso2b £3668.10 / £12,000

lemonpopsicle

Ooooooh everyone's making great payments :j Let's hope September's total will be fab, Jemma will be pleased

minicooper272

Oh so close! I have been paid today, and my balance was only -£26! I have transferred £30 from my other bank account so that I can experience the feeling of being in the black for the first time in about 3 years! I know you guys will understand how nice that feels

It won't last long - I'll let it stay there until tomorrow and then I'll make all the payments I need to make, rent, car, train home for christmas etc etc.

Very annoyed though - I got my train times confused in my head, and found myself on the wrong train today. The train conductor told me I had to pay for another ticket at a grand total of - wait for it- £125:eek::eek::eek::eek:
Wasn't happy, as it really was a genuine mistake on my part (thought my train was the quarter past as I always get the quarter past, but had actually booked for the quarter to). The original train ticket only cost £24, so not sure why the 500% increase! He wasn't very willing to let me sort something else out - I offered to get off the train at the next stop and everything, and pay for the journey so far. In the end he took pity and let me have my young persons discount, but not before I endured a lot of whispering and pointing from the rest of the passengers in the carriage. So that's £80 I won't be paying off this month, and I definitely won't meet the 50% mark. Very upset Will debt update tomorrow.

Update: Current bank balance = £3.99!!!

lemonpopsicle

I resisted a nice brooch on fleabay today so I'm going to pay the £15 I would have paid to NR loan :j New figs
No.069 £7015 / £7719 = 90.87%

Miss_Frugal_Wannabe

£562.61 / £2516.11

seriousDFW

Not really making the progress I would like, but I guess progress is progress so here is my updated total!

#50 £5076 / £10722 = 47.34%

It's great to read about everyone's payments around payday

choclover

lemonpopsicle wrote: »

I resisted a nice brooch on fleabay today so I'm going to pay the £15 I would have paid to NR loan :j New figs
No.069 £7015 / £7719 = 90.87%

WOW! Over 90% - well done you! :T:T:T

Mrs_Addicted_to_Spending

SpagBol wrote: »

:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

I've paid off and closed my Spanish bank OD!!!! :j:j:j:j:j:j:j:j

#084 £13,471 / £58,000 23.23%

:beer: Finally left the £12k region and that's a cool percentage :j:beer:

It's left us a bit tight for groceries this month :eek: but have some backpay owing and going to sell like a banshee on the 'bay. I figure I've spent so long living to an OD limit and scrimping, I might as well be scrimping and sweating about staying within £0 as £800!

Happy Friday everyone....especially Choclover who shares a payday!

Great news! :beer:

minicooper272 wrote: »

Oh so close! I have been paid today, and my balance was only -£26! I have transferred £30 from my other bank account so that I can experience the feeling of being in the black for the first time in about 3 years! I know you guys will understand how nice that feels

It won't last long - I'll let it stay there until tomorrow and then I'll make all the payments I need to make, rent, car, train home for christmas etc etc.

Very annoyed though - I got my train times confused in my head, and found myself on the wrong train today. The train conductor told me I had to pay for another ticket at a grand total of - wait for it- £125:eek::eek::eek::eek:
Wasn't happy, as it really was a genuine mistake on my part (thought my train was the quarter past as I always get the quarter past, but had actually booked for the quarter to). The original train ticket only cost £24, so not sure why the 500% increase! He wasn't very willing to let me sort something else out - I offered to get off the train at the next stop and everything, and pay for the journey so far. In the end he took pity and let me have my young persons discount, but not before I endured a lot of whispering and pointing from the rest of the passengers in the carriage. So that's £80 I won't be paying off this month, and I definitely won't meet the 50% mark. Very upset Will debt update tomorrow.

Update: Current bank balance = £3.99!!!

So annoying about the train ticket but at least you were nearly in the black when you got paid .


Well done everyone else on their debt payments :j.