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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
Comments
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lemonpopsicle wrote: »I'm feeling the same but I've got some things on Fleabay and a couple of cash jobs coming up (and I won't be paying rent to Mr S
)
Ooh, very excitingI don't have much to sell but Im trying my luck on the fb sales pages that have started becoming popular.
Became Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Well my first lot of ebay stuff finished last night and I managed to make . . . . £168.34 :j :j unfortunately only £4.24 is mine :rotfl: got more finishing tonight and again the majority will be mums
Oh well I suppose I can go on and pay £5 off a bill
P.S. Psycho - well worth trying FB sales, ive sold a fair bit on there :j :j (again not all my own stuff :rotfl:)SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Well my first lot of ebay stuff finished last night and I managed to make . . . . £168.34 :j :j unfortunately only £4.24 is mine :rotfl: got more finishing tonight and again the majority will be mums
Oh well I suppose I can go on and pay £5 off a bill
P.S. Psycho - well worth trying FB sales, ive sold a fair bit on there :j :j (again not all my own stuff :rotfl:)Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j£2 SC no.70 £140/£350SPC no.73 SPC9 £248 SPC10 target £250DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/122013 mfw No.4 MORTGAGE FREE 5/8/130 -
lemonpopsicle wrote: »I know it's for your mum but can't you charge commission or is that a money saving step too far
That is exactly what DH said :rotfl::rotfl:, She does chuck me a couple of quid every so often and picks me stuff up from the shop and then doesnt charge me for it, so id feel a bit mean charging her commision for selling it all.
Im not sure who gets the better deal as she buys me shopping at times, but I spend hours listing all her stuff, answering the questions, wrapping it all up and taking it to the post office, sorting the fees, dealing with problems and just give her the 'profit'. I might feel a bit different after the 4th weekend of sorting through her garage/sheds and listing for her (we're currently on the 1st but we only got 1/4 of the way into the garage in 2 days :eek:)SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
lemonpopsicle wrote: »Oooh some nice things! If I wasn't determined to get rid of my debts by Xmas I'd be bidding
See my diary for tales of acquiring stuff for a life I don't have, plus a lot of it was wedding presents from my 1st marraige and I sort of feel disloyal to hubby number 2 keeping them.My Debt Free Diary LBM March 2010
M&S Credit Card £0
£2 Coin pot Holiday Savings £76
[STRIKE]Debt Free by Christmas 2016 No 131 £9155.73/£9155.73 100%[/STRIKE] COMPLETELY DEBT FREE 20th DECEMBER 2016 :j
Goals for 2017 Emergency Saving fund £2000.12p/£50000 -
See my diary for tales of acquiring stuff for a life I don't have, plus a lot of it was wedding presents from my 1st marraige and I sort of feel disloyal to hubby number 2 keeping them.Life's little instructions- Treat everyone you meet like you want to be treated..Watch a sunrise at least once a year..Strive for excellence not perfection:j£2 SC no.70 £140/£350SPC no.73 SPC9 £248 SPC10 target £250DFBX12 No. 069 £7719 / £7719 DEBT FREE 30/11/122013 mfw No.4 MORTGAGE FREE 5/8/130
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Hi all,
Two bits of bad news, had to go out at the weekend and buy dd1 a single bed as it will be more comfortable for her and hopefully she won't wake in the night, and also had to splash out on a new gate as the old one was falling apart. New one looks nice though, but it's a few weeks wait for the bed and mattress. So £300 odd put onto cc, which is disappointing as now I definitely won't reach 100% by xmas, but was necessary.
The other bad news is, while hubby was fitting the new gate, I noticed a wood support beam for our porch is rotten and will need replacing fairly soon, hopefully it won't cost too much.£2013 in 2013 £866.71/£2013
DF by Xmas 2013 #027£841.28/£6000 (14.02%) 12/2
DFD February 2015 £2,303.63/£19,520.26 (11.80%)0 -
Hi there, I'm back from my holiday and what a lovely time we had too! It was a real bucket and spade holiday, so th! children loved it. It was a bit cosy in the hotel room, with some of the kids sleeping on airbeds and some of them sharing the big bed. We had beautiful weather too-bonus! Then when I returned to the city, DH met me with the news that due to restructuring, it looks as if he is going to lose his job ...
He has already convinced himself that there is no way he will get another job as he is over 50. I have had to be quite bossy (not for the first time) and get him to spend time everyday on the laptop, applying for new jobs. I am trying to be supportive, but my pregnancy hormones make me particularly sensitive. At least we have managed to clear th! debts, but thanks to th! holiday, we do not have an Emergency Fund and have a big mortgage too. It's not all bad news- if he is unable to find work when the axe does fall, then we will HAVE to go home to England, back to my friends and familysooo it's back to doing overtime for me to try and raise some $$$
'You've got to tell your money what to do or it will leave!' Dave Ramsey0 -
:j My bonus has been paid!!! :j
I've just paid over £3,000 off of my Virgin credit card to clear it and still have a little left to put towards my loan (other CC is 0%).
I am going to wait until payday (Friday 24th) to make the loan overpayment so that I can make one big one rather than two smaller ones because of the process involved (I have to talk to an adviser each time so that they make sure they don't amend my usual monthly payments to try and keep my term the same!! Cheeky bu88ers :mad:)
So, without counting the upcoming loan payments, I can now state that I am **almost** back to where I startedand almost back on track for DFBX :A
#077 -£2,338.60/£16,660.26 -14.04%
By the end of this month I should be able to drop the minus signs and show that I am under my original level of debt, rather than over it :rotfl::p:jDebt Free By Xmas 2013 #010 £16,660.26/£16,660.26 100% paid, DFD 25/06/13!:j0 -
Quick hello from me as I'm at work right now. Update as of today is::D#340 £4,665.47/£6,534.22 71.4%October make £10/day currently £11.020
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