The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

jakes-mum

starnac wrote: »

:rotfl: it just proves that what we both said is true :rotfl:

ETA 9lbs 2ozs jakes-mum :eek: I though DS was big at 8lbs 12ozs

Hmmm, yes, it seems my MIL neglected to inform me that this was the norm for DH's side of the family, until I was pregnant with DD :eek:. Thankfully, in the words of my midwife, ive got 'good birthing hips' :rotfl:, I wasnt so sure I agreed during the pushing stage thats for sure :rotfl:

starnac

Bigger babies are supposed to be easier to birth and I think I'd have to agree as I had less trouble with DS than with my 7lbs 11ozs DD!!

Good job for 'good birthing hips' :rotfl:

mumof3plusoh

Well done Kerfuffle on the job.:j

Hope Kerri and Gemma are both ok.:(

tinks14_2

Thanks starnac and jakes-mum, much appreciated! I'm off to research baby essentials!

psychopathbabble

tinks14 wrote: »

Thanks starnac and jakes-mum, much appreciated! I'm off to research baby essentials!

It's helped me too... lots of friends are preggers! It's hard to know what to get them all.

choclover

Car payments gone out today, so new total to report:

#304 £1,640.05/£5,210.12 (31.48%)

parsniphead

Somehow I managed to scrape together and extra £170 to throw at debts today. So my new figure is

#103 - 2540/19000 13.31%

mf0u1098

lemonpopsicle wrote: »

Our lovely Jemma seems to have gone AWOL now
Jemma and Kerri are you ok?:wave::wave:
Little regular DD to loan goes out tomorrow so new figs

No.069 £5659 / £7719 = 73.31%

Hey everyone, sorry I've been awol . I've been really struggling to be honest. Snowdon with my family was a complete disaster and I didn't cope very well... Work has had a Snowdon trip organised for 3 months and I'm signed up and paid for (B&B for 2 nights) and it's this weekend. I haven't really had a choice in the matter, I was simply told I had to go and have felt under immense pressure to give myself a slap and get on with it. I always knew how much I would struggle with the distance and the fact that I'm not completely "better" which is why I wanted to try Snowdon last Thursday in the safety of being with my family who I thought would understand... BAH! What a joke! It was absolutely horrendous, I spent the journey driving down there shaking like a leaf, I couldn't eat anything all day and because of all the family kicking off in the morning then we couldn't attempt climbing Snowdon even though I know now I couldn't have done it anyway. It was just too big a step. I've told 2 people at work I'm not going and they are supportive although they don't understand. I'm dreading telling my boss as he definitely won't understand and will flip his lid. At the end of the day though it's my decision and I'm not bothered about still paying for the B&B, I need to do things that are right for me.

I guess the last few days since coming back from Snowdon have been very difficult for me to deal with especially as my dad has been playing up majorly again and I've resorted to spending nearly all my time confined to my room or going for a walk, always on my own and always thinking. Yesterday when I spoke to 2 of my work colleagues I got wuite tearful about everything which is extremely rare as I tend not to show any emotion to anyone. I guess that's why it's such a shock for them sometimes cos I can act ok so well even though I'm terrified inside until I'm actually faced with something I can't deal with. In this case I've been really REALLY dreading the Snowdon trip for months and it's been getting worse the closer we've got. The fact that my boss doesn't take no for an answer and makes me feel like I'm crazy sometimes doesn't help. He probably doesn't think this but it's how he makes me feel sometimes.

It's payday today and I didn't realise which just shows how demotivated I am at the moment with the debtloss and it's scaring me. I just feel that I've got too much on my plate at the moment to be dealing with my money issues since I am now in a reasonably good place (have some savings now and debts on 0% or cashback loan). I've not been overly spending but I've not been watching what I spend either.


Now for some good news at last: Last night I went to the running club though and I gave it my all (was nearly sick at the finish!). I've really been improving and the instructor called me over to say that he thinks I'm ready to start racing for the club!!! I'm so chuffed as I'd done virtually no running before joining 8 weeks ago... It's really snapped me out of my doldrums and made me see what I should be proud of. I've been grinning all day today. I've entered the Salford 10k in September and the Liverpool Half Marathon in March next year and am really excited!

To help me with my other "issue" then I am going to buy a big road map poster thing and put loads of stickers on for places where I've been and put coloured ribbons depending on how difficult it was for me. e.g. I used to find it impossible to go to the Trafford Centre as I collapsed there once so it would have been a red ribbon then but I've made myself go so many times that it is a now a green. I'll also put places on there that I want to go to and work at them to get the ribbons to change from red to yellow to green. Visually it will be good for me to see all the ribbons start to turn green and my area of travelling widening. I'm also going to put all my pics up of when I've done amazing things to remind me that it's not impossible and I can be like that again. I want to enjoy doing things again rather than dreading them.

Tomorrow is a new month and I'm determined to be more positive and work on making myself happy. Part of my problems at the moment are to do with my parents and I know I need to get out asap. This will only happen when my debt has gone and I can save for a deposit. This means I need to stop feeling sorry for myself and knuckle down on the things that matter and stop getting distracted by other peoples problems and worrying what they think, concentrate on what is important for my future and overall BE HAPPY.

To kick start this off, here is a list of 5 things that I will do in August to make myself better/happier:

1) Ebay to bring in about £500 of cash towards my debt (Jakes-mum, you'd be in heaven looking through my stuff...!)

2) Train hard for my local 18mile hill walk on 2nd Sep and my 10k run on 9th Sep.

3) Sort out my ribbon map and achievement wall.

4) Get 15 NSD's

5) Do at least 2 new things that I enjoy but that pushes my boundaries... immediate thoughts are going to The Deep aquarium in Hull and go indoor rock climbing again maybe in Liverpool with my friends...


Have you all got 5 things that you want to achieve in August???

Jemma xxx

tirlittan

Hi Jemma,

sorry to hear your trip to Snowdon didn't go so well. Your boss seems very unreasonable about your work trip to Snowdon. I don't really know your backround so I don't really know where you're coming from so can't really comment anymore. I will read back and find out. Your ribbon map seems like a brilliant idea and you're dealing with things which is excellent. All the best of luck in everything you wish to do!!

I'll have to think about my 5 things I want to achieve in August. Ebaying will be one of them. I need to sort out my wardrobe and do 3 piles; one for things I wear now, one for things I want to fit in again when I lose a bit more weight and one for things that need to go and I can hopefully get bit money on ebay.

jakes-mum

Ahh Jemma, Snowdon just wasnt meant to be this time, if your not comfortable with the work trip tell them so and think no more about it. If your boss keeps on just keep repeating 'I am unable to go, sorry'. It is your choice at the end of the day

Soooooooooo itching to come over and ebay all your stuff :rotfl: my mum keeps giving me all her stuff to keep me going, I think shes worried id have a melt down if I couldnt ebay things :eek:

5 things I want to achieve in August :think: hmm, im not sure :think:

1) sort out DH's benefits
2) Get Dh motivated to do some work round the house as hes really starting to hide in 'The Game' again :mad:
3) Sort out a savings pot to start putting money away ready for the 'give us money for a trip' letter im sure is in DS's future
4) . . . . . ummm . . . . ill get back to you