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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!
Comments
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Kerfuffle congratulations on your job. I am so pleased for you. Have some more jumping men to go with the ones jakes-mum gave you :j :j :j :jGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000
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Kerfuffle Well done on the job - hope it goes alright.
Would it be possible to have a number for my paying the debts off, mind i won't be updating for about 2 weeks, as my totals go up and down a lot. My starting total is as per my signature.
Welcome. When Jemma is back, she will give you a numberBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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Well payday is here! I was rich for about 10 minutes lol. Have thrown everything I can at my debts. Good news is that I now have only 3 creditors instead of 5:T
Capital One: Done! :j
Choice Catalogue: Done! :j
So new totals (with interest added)
Bank of Scotland CC £2769
Littlewoods Catalogue £2123
Personal Loan £2330
#348 899 / 8121
Will have to push a bit to reach 50% by Christmas but should have a bit extra now 2 bills have gone.
:beer:Total Debt: 1383/ £8121
Aiming to clear 50% by Xmas 2012 :j0 -
Kerfuffle - Congrats on the job, that is fab news! :dance:DEBT FREE OCTOBER 2012!Proud to have dealt with my debts!0
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Kerfuffle Well done on the job - hope it goes alright.
Would it be possible to have a number for my paying the debts off, mind i won't be updating for about 2 weeks, as my totals go up and down a lot. My starting total is as per my signature.
Can I have a number too please?:j
Also well done Kerfuffle:beer:
Nothing much to report from me as my payday is in the middle of the month rather than the end. Have done a carboot but used that cash to live in rather than spending more from my bank! Done some extra work but will get paid for that in AugCounting down to payday is a little like wishing my life away but I can't wait to be DF!
p.s. everyone around me seems to be having babies which I need to buy presents for....any money saving tips here would be welcome!The "Pay ALL your debt off by Xmas 2014" challenge #88 :cool:
Credit card: £845/£1615 52% paid0 -
p.s. everyone around me seems to be having babies which I need to buy presents for....any money saving tips here would be welcome!
Everyone buys clothes and teddies for newborns and parents get so much they don't use a lot of it (I have 2 littlies and that's my experience)
What I would suggest is if a few have had babies, buy a small pack of newborn nappies, some cotton wool, wet wipes. Split the pack of nappies between the babies and make a care package. It will be really appreciated by the parents as those things can be quite expensive but as you are splitting it it'll keep the cost down for you. Look for special offers on wipes etc wipes are not that expensive if you buy SM own brand and they are just as good. Hope that helps xGoals for FebruaryDeclutter 2/50Money Made £0/£200Overpayments £0/£2000 -
ooooo babay presents
Ill be honest, when I had mine I was inundated with bloomin new born clothes! Worst thing was they were both over 9lb 2oz so they fit for all of 1 week
If you want to get clothes, get at least size 6 - 9 months, look in Mr A/Mr T sales, and b0ots do good mark downs on their clothes, personally I would have preferred a little basket with things I used regularly like some nappies, a couple of bottles (as I was bottle feeding) some bum cream, talc and a teething ring etc which would have cost alot less than some of the outfits I got :eek:
Ive seen alot of people selling packs of nappies on our FB local selling page where their kids grown out of the size, and you can pick up bottles, teething rings, talc and bum cream in the £1 shop. If your making more than 1 it can work out really really cheap as you can split the packs
EDITED TO ADD: if your going to do the baby basket, dont buy new born nappies as you get the same problem as with the clothes! And if your worried because a parent is doing terry towelling nappies, I think even they would appreciate a couple of disposables for emergenciesSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000 -
Haha Starnac, great minds think alikeSPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£10000
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Morning all!
Karrie, you must feel fab having got rid of two debts :T
J-M, is that £150 still tempting you?
Oh Kerfuffle, have you got a new job? You kept that quiet - not :rotfl: Congratulations :T
Nothing new to report here.0
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