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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Kerfuffle congratulations on your job. I am so pleased for you. Have some more jumping men to go with the ones jakes-mum gave you :j :j :j :j
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • Save_Dosh wrote: »
    Kerfuffle Well done on the job - hope it goes alright.

    Would it be possible to have a number for my paying the debts off, mind i won't be updating for about 2 weeks, as my totals go up and down a lot. My starting total is as per my signature.

    Welcome. When Jemma is back, she will give you a number :)
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • Karrie2129
    Karrie2129 Posts: 71 Forumite
    edited 1 September 2012 at 12:25PM
    Well payday is here! I was rich for about 10 minutes lol. Have thrown everything I can at my debts. Good news is that I now have only 3 creditors instead of 5:T

    Capital One: Done! :j
    Choice Catalogue: Done! :j

    So new totals (with interest added)

    Bank of Scotland CC £2769
    Littlewoods Catalogue £2123
    Personal Loan £2330


    #348 899 / 8121

    Will have to push a bit to reach 50% by Christmas but should have a bit extra now 2 bills have gone.

    :beer:
    Total Debt: 1383/ £8121

    Aiming to clear 50% by Xmas 2012 :j
  • tirlittan
    tirlittan Posts: 3,397 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Kerfuffle - Congrats on the job, that is fab news! :dance:
    DEBT FREE OCTOBER 2012!
    Proud to have dealt with my debts!
  • tinks14_2
    tinks14_2 Posts: 35 Forumite
    Save_Dosh wrote: »
    Kerfuffle Well done on the job - hope it goes alright.

    Would it be possible to have a number for my paying the debts off, mind i won't be updating for about 2 weeks, as my totals go up and down a lot. My starting total is as per my signature.


    Can I have a number too please?:j

    Also well done Kerfuffle:beer:
    Nothing much to report from me as my payday is in the middle of the month rather than the end. Have done a carboot but used that cash to live in rather than spending more from my bank! Done some extra work but will get paid for that in Aug :p Counting down to payday is a little like wishing my life away but I can't wait to be DF!

    p.s. everyone around me seems to be having babies which I need to buy presents for....any money saving tips here would be welcome! :D
    The "Pay ALL your debt off by Xmas 2014" challenge #88 :cool:

    Credit card: £845/£1615 52% paid
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    tinks14 wrote: »
    p.s. everyone around me seems to be having babies which I need to buy presents for....any money saving tips here would be welcome! :D

    Everyone buys clothes and teddies for newborns and parents get so much they don't use a lot of it (I have 2 littlies and that's my experience)

    What I would suggest is if a few have had babies, buy a small pack of newborn nappies, some cotton wool, wet wipes. Split the pack of nappies between the babies and make a care package. It will be really appreciated by the parents as those things can be quite expensive but as you are splitting it it'll keep the cost down for you. Look for special offers on wipes etc wipes are not that expensive if you buy SM own brand and they are just as good. Hope that helps x
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 31 July 2012 at 10:45AM
    ooooo babay presents :D

    Ill be honest, when I had mine I was inundated with bloomin new born clothes! Worst thing was they were both over 9lb 2oz so they fit for all of 1 week :o

    If you want to get clothes, get at least size 6 - 9 months, look in Mr A/Mr T sales, and b0ots do good mark downs on their clothes, personally I would have preferred a little basket with things I used regularly like some nappies, a couple of bottles (as I was bottle feeding) some bum cream, talc and a teething ring etc which would have cost alot less than some of the outfits I got :eek:

    Ive seen alot of people selling packs of nappies on our FB local selling page where their kids grown out of the size, and you can pick up bottles, teething rings, talc and bum cream in the £1 shop. If your making more than 1 it can work out really really cheap as you can split the packs ;)

    EDITED TO ADD: if your going to do the baby basket, dont buy new born nappies as you get the same problem as with the clothes! And if your worried because a parent is doing terry towelling nappies, I think even they would appreciate a couple of disposables for emergencies :)
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • jakes-mum
    jakes-mum Posts: 4,641 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Haha Starnac, great minds think alike :D
    SPC No 002 SPC(3) £285/£250 (4) £519.84/£500 (5) £768.32/£500 (6) £911.30/£600 (7) £913.23/£600 (8) £1184.82/£750 (9) £2864.04/£750 (10) £3846.25/£1000 (11) £1779.72/£1000 (12) £1596.55/£1000 (13) £1534.70/£1000 (14) £775.60/£1000 (15) £700.20/£1000 (16) £2081.34/£1000 (17) £1691.15/£1000 (18) £225/£1000
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    jakes-mum wrote: »
    Haha Starnac, great minds think alike :D

    :rotfl: it just proves that what we both said is true :rotfl:

    ETA 9lbs 2ozs jakes-mum :eek: I though DS was big at 8lbs 12ozs :o
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    Morning all!

    Karrie, you must feel fab having got rid of two debts :T

    J-M, is that £150 still tempting you? :D

    Oh Kerfuffle, have you got a new job? You kept that quiet - not :rotfl: Congratulations :T

    Nothing new to report here.
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