The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

sydneybean

#35 608/9435

slowly slowly catchy monkey!

choclover

#304 £1,144.02/£5,210.12 (21.96%)

his_missus

choclover wrote: »

***RANT ALERT***

Then he said I don't do anything in the house either!

Cannot believe how insensitive he is, he treats this place like a hotel - leaving me to tidy up after him all the time and expects his dinner on the table when he comes home!!!


***RANT OVER***

My Hubby said that to me once so I did nothing for a week except feed us and the cats...he soon realised I did a lot more than he thought

Karrie2129 wrote: »

Unfortunately, I have to bow out of this thread. Had a minor setback which means I am realistically looking at a year to clear all my debts.

Not going to give up though! There is light at the end of the tunnel!

:beer:

You're certainly not the only one who feels like this, unless I get an unexpected windfall, I'll probably be here after Xmas too so you'll not be on your own

mf0u1098 wrote: »

So it's monday morning again... work should be made illegal so we can stay snuggled in our duvets all morning!

Maybe working on Mondays should be made illegal...but then, we'd all hate Tuesdays :rotfl:

Nothing much to report here. Payday on Friday so I can hammer the CC especially as I no longer have a loan to repay. However, we have used it a few times this month so I don't think I'll make much of a dent in my figures

Hubby told me he'd extended his OD by £200 to finance his London trip :mad: What he'd failed to tell me was that he'd reduced it from £500 to £100 last month so it stands at £300 now and not the £700 I envisaged... he's promised to get it back to 0 this payday, hmmm...

HelenPie

*****Joining in the Rants*****

This is actually a rant from Friday, but I was too confused to write then and managed to keep a clear head all weekend but being back at work has brought it all up again for me

Still no news since being told not to expect a bonus or the payrise I was told I would get last year but even worse than that, there's been a lot of restructuring since I went off for wedding/honeymoon and on Friday afternoon I got told to start winding down my work and that my role was going to change. I'm the only person in my department (a department that is very necessary under regulation).

Worse than that, they have reassured me that they "think I'm very bright" and will still have a job, they just don't know what that job will be! :mad: I'm already on my 4th role within 4 years for this firm through being accommodating to their needs (new company) but had just started to get this one really well established. I told them I don't want a pity job - I want to do a role because they need it filled and I'm the best person for it.

Needless to say, any one of the jobs they've plucked out of the air as ideas so far should be paying about the same if not more than for the role I'm already doing, but I'm already £15k under market rate and can bet I wont get a fraction of that coming my way. And only one of the suggestions is something that I would be remotely interested in doing. Up until now, all of my role changes have been fairly natural progressions.

The upsetting thing is that because I've been so accommodating and moved around until now, I can't really communicate my skills very well on a CV to go elsewhere. It's all very well saying that I've moved because I'm capable of doing any one of jobs A-E but my CV just looks like a string of 4 failed roles

My manager is now on holiday for 2 weeks, I've been told I wont hear more for 6-8 weeks and it's really difficult to concentrate on the job at hand now because I'm thinking too much about this.

Sad Helen

********

mrso2b

152 :j mrso2b £2,950.57 / £12,000

Minimum payment made to Santander card.

Have managed to transfer my Barclaycard and Halifax card to First Direct which is interest free for 20 months :T

lemonpopsicle

I'm not surprised you're HelenPie I would be too.
Am I allowed to have a Grrrr session? I've just received what I though was my CC bill but it turned out be my Annual CC Statement- never had one before- anyway it says I've paid £378 in interest over the last year. I am now feeling deflated, that's an awful lot of money down the drain :wall:

his_missus

HelenPie wrote: »

*****Joining in the Rants*****

This is actually a rant from Friday, but I was too confused to write then and managed to keep a clear head all weekend but being back at work has brought it all up again for me

Still no news since being told not to expect a bonus or the payrise I was told I would get last year but even worse than that, there's been a lot of restructuring since I went off for wedding/honeymoon and on Friday afternoon I got told to start winding down my work and that my role was going to change. I'm the only person in my department (a department that is very necessary under regulation).

Worse than that, they have reassured me that they "think I'm very bright" and will still have a job, they just don't know what that job will be! :mad: I'm already on my 4th role within 4 years for this firm through being accommodating to their needs (new company) but had just started to get this one really well established. I told them I don't want a pity job - I want to do a role because they need it filled and I'm the best person for it.

Needless to say, any one of the jobs they've plucked out of the air as ideas so far should be paying about the same if not more than for the role I'm already doing, but I'm already £15k under market rate and can bet I wont get a fraction of that coming my way. And only one of the suggestions is something that I would be remotely interested in doing. Up until now, all of my role changes have been fairly natural progressions.

The upsetting thing is that because I've been so accommodating and moved around until now, I can't really communicate my skills very well on a CV to go elsewhere. It's all very well saying that I've moved because I'm capable of doing any one of jobs A-E but my CV just looks like a string of 4 failed roles

My manager is now on holiday for 2 weeks, I've been told I wont hear more for 6-8 weeks and it's really difficult to concentrate on the job at hand now because I'm thinking too much about this.

Sad Helen

********

Can you not think of it as each new role having been a promotion? Showing you are flexible and capable of adapting to any role needed? Proving you have the skills to carry out any role you have been asked to? Despite all the restructuring you have always been their choice of candidate.

I understand you must be feeling quite negative about it all but, if you do consider changing jobs, your CV can reflect all these things positively. Lots of companies now want people who show flexibilty, skills in many areas, reliabilty...you sound like you have all of these and more x

lemonpopsicle

his_missus wrote: »

Can you not think of it as each new role having been a promotion? Showing you are flexible and capable of adapting to any role needed? Proving you have the skills to carry out any role you have been asked to? Despite all the restructuring you have always been their choice of candidate.

I understand you must be feeling quite negative about it all but, if you do consider changing jobs, your CV can reflect all these things positively. Lots of companies now want people who show flexibilty, skills in many areas, reliabilty...you sound like you have all of these and more x

Well put his missus :A

jakes-mum

Hugs to all this morning, for those with work issues, I dont have alot of advice I can give (been out of the rat race too long I think!) so I will just send you an extra big <<<<HUG>>>>

Well what a depressing weekend have spent most of it trying to tactfully tell DH he needs to lose weight (this is what the dr's are going to say thursday) whilst trying to make sure he understands his weight doesnt actually bother me in the slightest I just worry about his health and with all his ankle issues, his symptoms would ease if he lost some of the extra
We also had to have the 'what if I have to go off sick too' convo which was basically me trying to explain the financial implications and him saying he would be going up the wall within a week!
It all got worse when we went to cambridge and I had to give him my mobility scooter and go borrow one from the shopping centre as he couldnt walk any more after 50 mtrs even with crutches and then a walking stick we bought :eek:

I have rung and ordered a DLA pack for him now as im certain he comes under the HRM, he cant even get up without unbelievable pain and has to wear his shoes constantly or his feet cannot take his weight we are now looking at changing my car to a van with 2 rows of seats so we can fit two scooters in the boot :eek:

I really do think theres someone up there who watches me, sees im getting somewhere with the finances and goes 'ummm nuh uh young lady! heres a nice big spanner for you . . . enjoy!'

KissyKissyKaren41

#342. £2003/£2842

Another direct debit out so leaving me £839 to pay, of that £470 is a Barclays loan which is interest free and clears in January so will be just aftet Xmas 2012 for me the rest i will clear on the 25 th of this month, at last its nice to see the end x. How I've not spent this last few weeks il never know... Next, dotcom matalan all the sales nightmare! But I suppose that's what got me here in the first place..... Going to have a read back to see what's been happening last week, work was chaos !