The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

recurrent-ostrich

Flipping interest rates! We are paying over 20% on all of our credit card debts bar one and I'm really cheesed off with most of our payments each month going on interest......BUT our credit rating is so poor that we are unable to get accepted for any 0% deals on any other cards!

lemonpopsicle

Regular payment to loan gone out so now
No.069 £5018 / £7719 = 65.0% :j

jakes-mum

OH R-O are you in the UK? (sorry so many on here i forget who is where!) as im sure Mr MSE posted in one of his news letters about the 'bad credit' 0% card not so long ago. Cant remember the transfer fee but it was something like 13 months interest free for people with bad credit.
Might be worth a look at the redit card section and see if you can find the info?

Ugh I feel awful today, got bad tummy, really needed to sleep longer this morning but DH insists on having the black out blind 4 inches open (so the sun wakes me up at stupid oclock) so I was up at 7am after not going to sleep till past midnight and having broken sleep all night as I ws hot then cold then hot then cold :mad:

Mrs_Addicted_to_Spending

Jake's Mum - hope you feel better soon.

Kerri - have a good flight back

KissyKissyKissy - as all loans are different you will need to read the small print to see if you can pay the loan off early without a penalty - look at the early redemption penalty section.

jakes-mum

£250 paid off the CC today :j :j naughty bank is showing that nasty - sign again next to my balance must stop spending money! Do you think the kids would mind going without food for the rest of the month? :think:

Anyway new total is:

#16 5606.89/8806.89 63.66% - only £3200 to gooooooooo! loving the round numbers

starnac

jakes-mum wrote: »

£250 paid off the CC today :j :j naughty bank is showing that nasty - sign again next to my balance must stop spending money! Do you think the kids would mind going without food for the rest of the month? :think:

As its the last day of the month you'd only have to convince them to miss tea and supper

choclover

Hubby got paid yesterday - couple of hundred quid down due to being on paternity leave. Most of our dd have gone out already, but scarily only £268 left in the bank! On a plus note, our tax credits have been updated and we received our new payment today so hopefully will be able to crack on with the debt busting if not this month then definitely next month!

#304 £1,892.59/£5,210.12 (36.33%)

loubie_lou

Sub 10k. That is all.

# 4 £4000/£13979

:j:j:j:j:j:j:j:j

jakes-mum

starnac wrote: »

As its the last day of the month you'd only have to convince them to miss tea and supper

Supper!!! :eek::eek::eek: You think im made of money? only 3 meals in this house! :rotfl::rotfl::rotfl:

SpagBol

loubie_lou wrote: »

Sub 10k. That is all.

# 4 £4000/£13979

:j:j:j:j:j:j:j:j

Yay! Well done :j:j