The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

Canucksfan

Ooh Superheavy (yr name comes up as Supergravy on the phone's predictive msg!) ... Do u fancy swapping Bucket Lists? Yours is a lot more exciting than mine

Superheavy

Canucksfan wrote: »

Ooh Superheavy (yr name comes up as Supergravy on the phone's predictive msg!) ... Do u fancy swapping Bucket Lists? Yours is a lot more exciting than mine

Aw shush! I know my list is a bunch of boy stuff that shows that I'm really not growing up at all. All I know is that I hope I don't end up back in the same debt pickle again due to immaturity.

Then again, I'm hoping that it doesn't go that way, and that debt free day will be debt free for good. (with the exception of a mortgage).

And before I forget....


Mmmmm, gravy!

ashleighsalem

re: Croyde Bay - I live in N.Devon, if you are thinking of going there it's worth looking at the coastal paths, Baggy Point to Woolacoombe is a lovely walk and there is also a great network of cycle tracks. Car Parks here are expensive so it maybe worthwhile looking into weekend or weekly bus tickets and also check out the local paper this often has money off vouchers. If anybody needs any info just ask.

ashleighsalem

new totals for #100 5011/5701 87.90%

lemonpopsicle

Wooo big Ebay sale and lovely buyer who paid by BACS means £280 off the CC so
No.069 £4764/£7719 = 61.71%
:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j:j

Superheavy

Typical, I get up early, move all the money into my current account ready to pay off the car loan....and their website is down.

It'll still be there when I get home I suppose.

Mrs_Addicted_to_Spending

Here is my list of 10 things to do when I've paid off my debts:

1. Bigger lawnmower with collecting tray (will save me loads of time). We have tiny mower atm which is 21 years old :eek:.
2. New dishwasher as mine's literally falling apart, just hope it lasts til debts gone cos can't afford another one til then.
3. No longer have to worry about debt . Actually this one should be 1st.
4. Savings for emergencies.
5. Holidays :j.
6. Weekend away with friends - they want to go but I can't afford it.
7. Decorate our bedroom which is in a dire state.
8. Decorate kitchen.
9. Save for car (instead of having to get a loan when ours finally packs up).
10. Over pay mortgage.

I actually got very excited yesterday when thinking about this. I was trying to decide between the lawnmower and dishwasher (which to get first) then it struck me that when I didn't have to pay off debts (this one on here plus loan which finishes at end of this year), I could buy both of them in one month. In fact we'll have at least £500 a month freed up:j. Also, next May I finish my degree and might actually be able to get a job so that means all my wages would be available too. We'll be rolling in it - I'll have to go on a forum to help me decide what to do with it all :rotfl:.

Thanks Kerri - this has really cheered me up :T.

loubie_lou

I am only going to put one thing on my list at the minute and that is:

I can say I am no longer in debt for the first time since being a teenager!

That's the most important thing to me at the mo, but I have the regulars such as save a fund for when I hopefully go back to uni, save for a new car etc

camuk81

Kerri I love this week's challenge, ok here goes:

1. To save a set amount each month of £150 a month to cover all emergency bills or holidays.
2. To have a second saving pot and work up toward my bucket list holidays of New York and Africa.
3. To overpay each month into the mortgage.
4. To redo my wardrobe
5. To stop having moments of the green eyed monster. You can't have everything everyone else has
6. To start making my husband have his lightbulb moment
7. Finally get round to redoing the kitchen, block paving, conservatory and decking even if it takes another 6 years without getting a loan
8. To start saving my my son's uni fee's seriously as he wants to be a computer programmer.
9. To slow down a lot and stop being involved in everything else
10. To learn to say no and stand back from everyone else problems

And so onto my update of my life.

Well sister in law has been diagnosed as Bipolar, she has decided she no longer wants her mum to live with her even though she has cared for her on and off for the last 15 years so just going through everything to get her declared homeless and find a house for her.

On other news no spending as been walking the street for my local broadband in my area. Its keeping me fit at least. Surveyed over 70 homes in 3 days and explained everything thats going on at the moment. Cream crackered. Just checked with the bank no sign of any extra monies coming as of yet!
Its payday on Friday hurray. So more debt busting to come. Been that busy have to go update my spreadsheet.

SpagBol

ashleighsalem wrote: »

re: Croyde Bay - I live in N.Devon, if you are thinking of going there it's worth looking at the coastal paths, Baggy Point to Woolacoombe is a lovely walk and there is also a great network of cycle tracks. Car Parks here are expensive so it maybe worthwhile looking into weekend or weekly bus tickets and also check out the local paper this often has money off vouchers. If anybody needs any info just ask.

Oh wow you lucky thing!! I love it in N Devon (and South! And Mid! I'm not fussy it's all beautiful ) and would move like a shot but for work. Is it as great living there as it is holidaying there?