The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

trying_hard

KissyKissyKaren41 wrote: »

Evening all summers gone sadly hope it will be back soon,I've paid off some of my hol cleared rent arrears and a little off argos n Marisota so ticking away nicely here so that's #342 £1041.02/£2842

Will have about 500 more to pay mid month but will declare that then, well done everyone on ya overpayments this month we are all doing fab and lost 8 n half pound in slimming world so happier kissy here x

Well done on your weight loss!! I started SW on Monday but can't get into it, I think it will be better when OH gets paid and I can meal plan properly. Trying to work out syns with what's left in the cupboard is really hard:o

trying_hard

BNS - sorry that you are feeling down, I hope you will be feeling brighter soon.

minicooper272

Got a phonecall from my bank today, asking if I can pop along for a customer satisfaction interview. Sounds ominous.... So I've an appointment to go in on Saturday, at which point I will be taking the opportunity to reduce my student overdraft for the first time!!! :T

I'm taking it down £500, which takes my overdrafts down to £2500 total. Although I earmark money pay off my overdraft, having the ceiling lowered will psychologically be so much nicer!

camuk81

Mrs addicted - oh don't so want a set of mind right. I must not spend I must not spend!

Brand new start - oh don't worry Hun, I had a massive black spot a few weeks ago, world was going to pot was fed up and about ready to turn my back on everything. It's not helped as body has given up too. Dragged myself out my sorry pit and gone to see the doctors and forced myself to get involved. Doing better not had a cry for two and been throwing myself into a local campaign for my community dot do with brid boxes for the local schools and then broadband, I'm still stressing at 2 in the morning but it gets better.

Don't be a stranger lots of hugs

kerri_dfw

BNS - if you're sat at home on your own turn on the radio, it's amazing how much better you can feel just by hearing other peoples voices and the funny things they say. If I start to feel blue when I'm working from home, I instantly think "ooh bog I've forgotten Jamie Theakston" and instantly put Heart on Hope you feel better soon xx

suzitiger

Oooh Kerri I do that too, I have the tv or iplayer on all the time just cuz I like being chatted to. My Boyf can't understand why I like to watch episodes of stuff I've already seen on iplayer, but if I've already seen them I don't get too distracted and it means I can potter about with what I'm doing and not get lonely :-)
BNS Just keep telling yourself that its all chemical. Totally no need to apologise for being off topic, I feel like these things are all related to our debt busting troubles. When I am unhappy I am more likely to buy things because I feel like it will help me feel better, but it doesn't at all in the long run, so definitely a related topic
Do you have any organising tasks you can do to help distract you? If you can manage to motivate yourself to do something like paperwork that may help a bit. Hope you are on the up again really soon

Kerfuffle

Hi Folks,

Well no extra payments made this month, just the usual loan repayment

Hi Pedro, nice to see you, is this a flying visit or are you taking your coat off?

BrandNewStart - I'm sorry to see that you've been feeling a little blue again, I've recently started to recognise that I get a bit down due to the weather, and I also recogise that if I don't eat too healthily then that can affect me too. I know one of the best things to do is go for a walk in the sunshine, but when I'm feeling like that it's the last thing I want to do, so I usually just put a dance cd on, crank up the volume and dance as though nobody is watching.

Superheavy

Popped some money from the Freelance work into the savings account to pay more off the loan where possible.

#123 - 4228 / 10762

Should at least get over 40% by the half year mark anyway...

jakes-mum

WOOHOOOOOOOOOOOOOOOOO! It's LOAN DAY!!!!!!!! The very last £180.27 Mr T's loan company will ever get out of me!! :j :j new total isssssssssssss:

#16 £4471.89/£8806.89 50.77% over halfway :j:j:j

starnac

Well done jakes-mum. You must be so pleased at paying off your loan AND over half way. Double celebration. :j :j