The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

mumof3plusoh

mf0u1098 wrote: »

:j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

I've been really naughty and had a chinese for tea

Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx

Wow Jemma that is absolutly fantastic, really really pleased for you. I think you can be let off with the chinese. :T:T:T:T

fallenwiccan

mf0u1098 wrote: »

:j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

I've been really naughty and had a chinese for tea

Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx

What's going to be number 3? :rotfl: Well done You've worked so hard you deserve that little treat.

fallenwiccan

Well I've been good tonight, was going to get take away but instead we used things out the freezers and I spent all night playing an old game I've been meaning to finish so that's some progress for me Hoping for a quiet weekend tidying up and just chilling out.

KissyKissyKaren41

#342 £658.02/£2842

Another £80 in the kitty for debts today x

Barbeduk

Well it is all quiet in our house, DH has gone to work and the kids are still asleep!

Just wanted to say Jemma, wow, that is fab news! Think that chinese was well deserved and it's helping you keep the calorie intake up!:)

His missus, that really made me laugh, substituting crisps for fruit :rotfl::rotfl:. Well, they must have some vitamin C (or so I tell myself). Well done on the holiday fund.

Have a lovely weekend everyone, sun in Devon, yippee!:cool:

KissyKissyKaren41

Just want to say remember to have a little us time all us fab bill payers this weekend, free fun of course lol x

CW2

mf0u1098 wrote: »

:j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

I've been really naughty and had a chinese for tea

Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx

Congratulations Jemma - that's fantastic news, so pleased for you!! :T

camuk81

Afternoon all, well bad week. Kid has been playing up at school, so Karate club has set him a challenge. I'm hoping this is going to improve things a bit. Just overly stressed with everything.

Then just got a tax bill from the tax office, once again my tax code has changed. Had a little cry, end result feeling exhausted and feeling like I may have to stop the challenge. Just shocked myself by seeing that my debt payments are more then free cash.

Thankfully two lots of cash due through soon, so going to struggle on but I may have cut down to minimum payments. Proper stressed with it all.

Stupid tax man. Right off for another cry and a sleep to get rid of all this negativity then start rethinking action plan. I'm sure it's not as bad as I think it is at this exact moment.

mf0u1098

camuk81 wrote: »

Afternoon all, well bad week. Kid has been playing up at school, so Karate club has set him a challenge. I'm hoping this is going to improve things a bit. Just overly stressed with everything.

Then just got a tax bill from the tax office, once again my tax code has changed. Had a little cry, end result feeling exhausted and feeling like I may have to stop the challenge. Just shocked myself by seeing that my debt payments are more then free cash.

Thankfully two lots of cash due through soon, so going to struggle on but I may have cut down to minimum payments. Proper stressed with it all.

Stupid tax man. Right off for another cry and a sleep to get rid of all this negativity then start rethinking action plan. I'm sure it's not as bad as I think it is at this exact moment.

Oh no camuk81, you really seem to be having a bad time, I'm sending you a monster hug :A Please don't give up or your debt repayments will only keep getting bigger than your free money, if you cannot pay off all your debts by Xmas then just choose a lower amount so you can stay on the team as we really don't want to lose you hun. Remember that ANY overpayment that you can make means more money in your pocket and less in the fat cats at the bank! We're all here for you so please don't cry hun, you've got lots of friends here to support you xxx

Mrs_Addicted_to_Spending

Camuk 81 - sorry you're having such a bad time but please don't leave us! At least if you are paying something, that's better than nothing, or increasing your debts. I'm not going to be able to pay off our debts this year either as my DH has had to change jobs as his old one was disappearing and he's going to be earning quite a bit less. But I'm still going to keep paying what I can because at least then I feel like there's a (very small) light at the end of the (very long) tunnel x