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The "Pay ALL your debt off by Xmas 2012" challenge - PART 3!!!

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Comments

  • Shrewbie
    Shrewbie Posts: 939 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    I too am supposed to be working but got so excited that payment has gone to my CC and I can update for the first time! Not as big a payment as I'd like, but got hols to save for.

    #350 Shrewbie £150/ £2850

    This is just my total for xmas, I will have another £1880.45 to pay off after xmas!

    Well done to everyone staying motivated!! :T

    Student loan £5655
    House deposit €32,667K/€40k
  • Barbeduk
    Barbeduk Posts: 869 Forumite
    Tenth Anniversary 500 Posts Combo Breaker Debt-free and Proud!
    jakes-mum wrote: »
    :eek: am off with DD for a tap dancing taster tomorrow, I dont do socialising, im terrible at it, going to be so awkward round the other mums :( its only 30 minutes long but still dreading it. Its Kerri's fault! her and her challenge making me go against my hermit style nature :eek:

    Ooh, I hate socialising with other parents too. Hate the whole school playground thing. My son has problems with some of the other boys so I use that as my excuse to stand on my own.
    mrso2b wrote: »

    As for the £500 savings, again this seems like a lot but our house is practically falling apart and if something major happens, we would have NO MONEY for this and wouldn't be able to use the credit card. I'm planning on building up this pot and as the months go on, using some of the money to overpay.

    Feels good to have a plan :)

    Ours too! One of our neighbour's kindly pointed out all the faults she could see with the outside of our house :eek: She won't be coming round for drinks!:p
    Well done you're at 78.72% repayed! That's amazing :T:T:beer::T:T

    Thanks Fallen:D

    Well, we have had our best week at the business for about 18 months, which is a blurry relief as a few weeks ago I was trying to persuade DH to sell. Which means that after checking the business account I have paid off another £500 today. I feel a bit bad as DH is working 6 day weeks with absolutely no treats, but we're so close to the finish line now. So:

    #319 £5309.94/£6109.94:j:j
    Make £2020 in 2020 £178.81/£2020
    SPC 13 #51
    Feb Grocery Challenge £4.68/£200
  • BrandNewStart
    BrandNewStart Posts: 169 Forumite
    Debt-free and Proud!
    Cool running club! Go for it!:j
    Debt paid off: £19,999 Debt remaining: NONE!!:money::eek::):j:j:j:j:j:j
  • SpagBol
    SpagBol Posts: 1,371 Forumite
    Barbeduk wrote: »

    Well, we have had our best week at the business for about 18 months, which is a blurry relief as a few weeks ago I was trying to persuade DH to sell. Which means that after checking the business account I have paid off another £500 today. I feel a bit bad as DH is working 6 day weeks with absolutely no treats, but we're so close to the finish line now. So:

    #319 £5309.94/£6109.94:j:j

    Wowser, you are doing soooooo well! I am in awe- keep it up! :j:j:j
    DMP started Oct '17: £79,974 :eek::eek::eek::eek::eek:
  • his_missus
    his_missus Posts: 3,363 Forumite
    Debt-free and Proud!
    :TI did it!:T Went to Mr A's with £47 in my pocket (spent almost £3 in H&B at lunchtime) bought only what was on my shopping list (well substituted fruit, which looked pants, for crisps as a treat) and only spent £36.56 :j

    £9 left to buy fruit on Sunday and anything else we might need - DH pit the loose change in the holiday fund jar :p

    Have a fab weekend xxx
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

    That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

    I've been really naughty and had a chinese for tea :D

    Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    We've got quite a few new members recently so thought I'd post this again to help x
    To help me run this thread easily, could you please all post your totals in large text and in a bold colour, i.e.:
    £265.43/£7685.67
    (where the first amount is the total you have paid off so far in this challenge and the second amount is the total you pledged to clear by Xmas 2012.
    It would also be a big help if you could also put with it your challenge number.
    i.e. another £50 paid off so now the total for
    #001 is £315.43/£7685.67
    By the way, don't worry about working out your % paid as I can do that for you!
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098
    mf0u1098 Posts: 1,595 Forumite
    1,000 Posts Combo Breaker
    :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree: Only 228 days until we are DEBT FREE!!!! :xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree::xmastree:
    New Debt Journey: Pay off £19,622.91 by 30th April 2015 :T

    Debt at Highest: £43,073 :eek:
  • mf0u1098 wrote: »
    :j:j:j What an amazing day!!! Earlier today I rang the tax office and they are sending a cheque in the post for £584.48... THEN... I come home to a letter from HSBC about my PPI reclaim and they are paying me £1003.17!!!!!!!!!!!

    That means that in one day I'm getting nearly £1600!!! I cannot tell you how happy I am :j:j:j

    I've been really naughty and had a chinese for tea :D

    Right, I'm going to start doing my updating peeps and see how amazing you've all been in the last few days. I've tried to keep up but alas, you're all very chatty! :rotfl: Love it! xxx


    That's fantastic news :j.
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
  • Well we've had to spend some money today but at least only on planned items. DH needed some new shirts for his new job as 4 of his were threadbare and a tie as he'll have to wear one in his new job and he only had a couple. Also bought birthday present for me as it's my birthday next week. It was lovely to have a day out together before he starts his new job on Monday :)
    Pay debt in 2012 #278 £2347/£5364
    Sealed Pot 5 #1713 £78.57 //Crazy Clothes Challenge #97 £79.49/£100
    Grocery Challenge:
    Feb £359/£360 Mar £390/£450 Apr £335/£320
    May £330/£320 Jun £455/£400 Jul £321/£320
    Aug £399/£370 Sep £345/£300 Oct £421/£400 Nov £0/£320
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