Anyone had their interest from Halifax yet?

Marvel1

Had mine 12/03/12 - I think that's when I opened the ISA Saver Direct last year and on 05/04/12 I had another - tiny amount.

Got my new one, the fixed rate was better but I didn't go for that one as withdrawl it's closure only and you never know.

Newly_retired

Got my main interest a few weeks ago and redesignated to the new 3% version and my 0.2% Reward ( 3 figures, so worth having) was in yesterday.
I will now see if there is somewhere better to transfer it to, though am steering clear of Santander, and I don't want a fixed rate as I may need to cash in if we move house in the coming year.

Deru

so, can someone confirm if the 0.2% shows up as a separate credit?

I redesignated last year on the 11th April so would expect it in 4 days if that's the case.


thanks

edit:

oh and if I'm planning on just re-designating with Halifax...should I just start paying in this year's allowance into the existing Direct ISA? (whole allowance) Would I get the Interest for the 4 days when they re-designate?

bobblebob

Seems Halifax work weekends. Filled the online form in yesterday to transfer to the new Online ISA, and its been done just now.

Says this on my statement:

10 Apr 12INTEREST (GROSS)
5.22

I assume that because the old ISA didnt mature until the 19th so its interest from the 5th to the 19th. Why does it say a date in the future tho?

antispam246

Opened mine 20th April 2011, interest paid 5th April 2012. Interest amount is correct (very slightly over actually) for 3%+0.2% bonus. Got Santanders 3.3% isa open already, just waiting on form in post to transfer which will be after easter weekend hopefully.

Interest gross still states 3% on my halifax isa, as it should. Plain sailing!

bobblebob

Just confirmed on the phone mine has changed over. She said the Saver online has a variable rate that doesnt drop after 12 month like the Reward ISA. Thats wrong surely? Thought it was only 3% variable for 12 month?

molerat

antispam246 wrote: »

Opened mine 20th April 2011, interest paid 5th April 2012. Interest amount is correct (very slightly over actually) for 3%+0.2% bonus. Got Santanders 3.3% isa open already, just waiting on form in post to transfer which will be after easter weekend hopefully.

Interest gross still states 3% on my halifax isa, as it should. Plain sailing!

Form at http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223421227891&cachecontrol=immediate&ssbinary=true&maxage=3600 if you already have a sort code and account number for your Santander ISA.

antispam246

molerat wrote: »

Form at http://www.santander.co.uk/csgs/StaticBS?blobcol=urldata&blobheader=application%2Fpdf&blobkey=id&blobtable=MungoBlobs&blobwhere=1223421227891&cachecontrol=immediate&ssbinary=true&maxage=3600 if you already have a sort code and account number for your Santander ISA.

Ah thanks, it did occur to me to look online for it but I wasn't in a rush being easter weekend. If it's not here tuesday i'll use that, many thanks.

iamkatlo

Hi guys,

I'm not Isa Savvy but just went on advice given to me from my local bank.
I took out the Halifax Isa Saver Direct @ 3% gross interest and I just checked my account and although i have been paid my interest, i am not at all happy in the slightest with the amount of interest i have been given!
I am also a Halifax Ultimate reward account holder and they lady advised me that because i have this account i would get an extra 0.20% making it 3.20%.
I put in the yearly allowance which was £5340.00 although i transferred that money on a monthly basis over the last year.
When i checked my account the interest they have paid me is £49.59?!!!!! i mean WHAT?!! If it was based on 3.20% of £5340.00 shouldnt my interest be £170.88??? Or am i getting this totally wrong?
I just feel a bit hard done by that i've managed to put in the yearly allowance to earn pretty much next to nothing at the end of it. I checked on my account and it still says 3%.
Has this happened to anyone else or can someone explain to me why i've been paid so little? Is it because i paid the money in installments and not a lump sum? Just seems so wrong to me!!!

I'm currently on hold on the phone to Halifax and have been waiting for over 44 mins and i havent even spoken to anyone yet!! Premium line too so Cheers Halifax!!!! Grrrrrr

Any feedback and advice would be great,

Many thanks, from

One frustrated Isa Saver :mad::mad::mad::mad:

Mikeyorks

Deru wrote: »

so, can someone confirm if the 0.2% shows up as a separate credit?

It will if paid on its own. If (as mine) it's lumped with other interest due on 5/4 ...... it's part of the composite sum.