New Dmp Mutal Support Thread

craftingqueen_2

Good afternoon everyone,

It's been a busy ole day for us we had 17 letters to deal with .Hubby phone Nationwide up about cc , she was really rude stating she was not there to talk about his arrears and put the phone down.We have sent them 3 letters this month but they haven't read any of them.Has anyone else had any dealings with Nationwide?



craftingqueen.

yellowmonkey

winkus

Don't know if you have to buy uniform from a special shop but i am lucky as my DD's are at primary school and most of the stuff we can pick up in supermarkets quite cheap. Brought 4 pairs of Girls white socks from Tesco(I do shop elsewhere i promise you) For £1 yesterday.

YM

yellowmonkey

craftingqueen

Afternoon. Not had any dealings with Nationwide but she sounded a right pain. I wonder how these people are trained and how they feel when they get home.

YM

winkus

yellowmonkey wrote: »

winkus

Don't know if you have to buy uniform from a special shop but i am lucky as my DD's are at primary school and most of the stuff we can pick up in supermarkets quite cheap. Brought 4 pairs of Girls white socks from Tesco(I do shop elsewhere i promise you) For £1 yesterday.

YM

No they have to wear poloshirts with school emblem on etc. £7.00 each!!!:eek: Blazers , ties and all!!! Its a primary school but catholic so it comes with territory I suppose. They do all look nice though but it shows in our bank balance!!!!

yellowmonkey

winkus

Hopefully i will have that problem when my DD's go to grammer school.(you can but hope). I am off now to take my youngest DD out for a bike ride so she can clip the ankles of the pensioners with her stabilisers. Only joking.:rotfl: :rotfl:

Speak soon.


YM

craftingqueen_2

Hi ym

The letters they write to you tell you to give them a ring that's what hubby needed to do and got that answer from that woman!

in_debt_again_but_dealing_with_it

franny wrote: »

Good day to one and all.

I have today received my bank charges form HSBC. They have plopped staright into my a/c thus leaving me with much less overdraft to pay back - woo hoo.

The thing is though. I have been on my DMP for 2 months with the CCCS and they have helped me through this time when I have literally had no money, not even any change for bread etc (had to borrow lots). However, I am now due to start a new job that will pay me much more than I am now and I will be in a position to pay more to my creditors.

Does it make sense to stay with the CCCS, who I know have negotiated 0% interest with my creditors, or shall I go it alone and pay off my creditors with my increased salary and allowing myself a little more each month to live on as the CCCS will take every penny that I don't officially need to live on?

Hi Franny
How long have you been chasing the charges from HSBC?? I am about to send the second letter - did you have to go to the court stage? Mine are for 0ver £2,000. Any advice on this much appreciated.
IDA

ilovegreatdanes

hi all,
just thought id say hello.nothing much to report.no post today, so no news ias always good news!!!
hope you are all doing well.got a bargain from superdrug.full marks head lice treatment was reduced from £10.99 to £1.74 cos it was shortcoded and was the last one.(if you have no chilren or have passed this particular wonderful stage of child-rearing then i am so jealous!)
i cant get it free on prescription where i live so it works out really expensive to keep up.you can guarrantee that if ds gets the little blighters, so will i.thought it would have stopped when he got to secondary school but seems even worse.you only need one out of the class who cant be bothered and its like bashing your head against a brick wall.
anyway it really cheered me up.(i know, i should get out more!!!)
catch you all later.regards.xx

Scottishmummy

Hi just popping in to say hello and keep this bumped up the thread. No news here really. Very quiet day. Lots of rubbish in the mail but nothing important.
ilgd so far touch wood we have been nit-free but that was a bargain.

franny keep with cccs - you can still up your payments to them but let them know you have been struggling with your budget and need to increase it slightly.

hello to everyone else - sorry if I haven't replied to any questions I'm trying to do 4 things at once

teecee152

Hi everyone

Hope everything is going well!!
Franny - Great news about the bank charges Well Done!!!

ilgd - Nits are a nightmare aren't they and the stuff costs a fortune! My DD had them last year and it drove me almost insane all that washing and combing and conditioning, luckily I managed to get rid of them but what a job!!!

Going to get an early night tonight so night everyone speak soon.

xx