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New Dmp Mutal Support Thread
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Sounds fab! I spent a little more than I meant on 'me' in poundland but I got fabby post it notes and lots of Ebya packaging stuff. There was hardly any Easter making stuff and I'm gutted! So tonight I'm going to get DDs craft stuff out and create some of my own 'kits' instead!
Listing more on Ebay as I type - now 49 items....still only 6 selling though
Sea xxCCCS DMP:Feb 07
Total:£37,016.47 now £0 DEBT FREE FEB 14
2022 Decluttering Campaign 49/10110 -
Hi guys :hello:
I have read through all the gazillions of posts I've missed, but I'm not as organised as Teecee to make notes about how everyone is getting on, so hi to everyone!!
Nothing much happening here. I'm getting a bit frustrated as PayPlan appear to be doing nothing! They haven't approached my creditors regarding a pro rataed (sp?!) amount apparently because they are waiting on some of them to confirmed my balances (even though I've sent them paper statements). It's been six weeks and my more organised of creditors are getting mightily impatient and some will start charging interest again soon after a period of grace awaiting further communication :mad: If I speak to PayPlan I'm just fobbed off really. I've paid my money to PayPlan but none of it is reaching my creditors.
On the upside, Cahoot are possibly the nicest bank in the world (touch wood!). The one time someone phoned me, I was given words of comfort and encouragement. They immediatelt froze interest and charges, and only sent me one letter in the six or so weeks saying they are aware of my situation and will wait for the third party to contact them, not to worry, I don't need to contact them etc. They also advised me to check that the thrid party weren't charging me and included a debt management plan booklet (independent I think) detailing free services. Well done CAHOOT!!! :T :T :T That's the way to do it!
On holiday now, but have masses and masses of work to do :eek: Feeling a bit shaky today, think the adrenaline which has been keeping me going has been zapped. Also been eating bad food for a few weeks, so need to change that to more fruit and veggies and get more exercise.
Sea - good idea about buying Ebay packing stuff from Poundland. I've been getting mine from Tesco. Only prob with Poundland is that I'd have to go to the Metro Centre... dangerous DFW territory :rotfl:
Joek - I've bought one of the expanding files for all my docs. Really handy and got it on sale :A Enjoy your dividing!
Big hugs to all,
smilealot :rolleyes2Member #4 of the DMP Mutual Support Club - DFW Nerd #335
Debt at March 2007: £26,728.32
Current debt: £00 -
Hi everyone,
amani - Great news about the welcome pack, once the first payment had been made I finally felt like it was really happening and I was doing something positive.
Joek - Sorry about your trouble with MBNA , hang in there!!!:grouphug: :grouphug:
Sea - There wasn't anything in my poundland store for DD so went to hobby craft, She loves to do cross stitch and so got her some little kits that were on sale 99p each. She sits for hours doing them so well worth a couple of quid!!!
Hope everyone is well and having a good day.DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
"PROUD TO HAVE DEALT WITH MY DEBTS"
Official DMP mutal support club member no 2 *DFW NERD 351*0 -
Hi smilealot!!!:wave:DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
"PROUD TO HAVE DEALT WITH MY DEBTS"
Official DMP mutal support club member no 2 *DFW NERD 351*0 -
Finally got Teecee and smilealot on at the same time again!
Once more I feel whole
(hi guys!)Chuffed to be member 11 on the DMP mutual support thread.
Unanimously voted 'Quotation King' by members of the club. Woo-Hoo:D
Lost my 2 star virginity to smilealot and teecee. And no other two could have been better!0 -
Joek I think any kind of cookie should be classed as an essential!
Sea just being nosey, how old are your children? My dd is being a pain - she's almost 5 and constantly whining at the moment (just a phase pleease!!) and whinging "Nobody will play with me!!" - can't remember the boys being like this but perhaps thats my rose tinted spectacles blurring my memories of them!!! Although I must admit I do neglect her, I'm just so busy all the time - constant round of housework (although judging by the state of my house???), cooking, washing etc and today taking advantage of the good weather I'm gardening too - oh the joy of having a family and all that guilt!!!
Amani glad you got your welcome pack and congrats on the first payment.
Got to go need to referee the children - aaah anyone got a whistle!!!I stopped smoking 25th June 2007STILL Never complacent but confidentMy debt is GOING DOWN!!!!0 -
Finally got Teecee and smilealot on at the same time again!
Once more I feel whole
(hi guys!)
AAAAAAAAAAAAAAAAAAW you big softy you!!!:rotfl: :rotfl:DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
"PROUD TO HAVE DEALT WITH MY DEBTS"
Official DMP mutal support club member no 2 *DFW NERD 351*0 -
LOL at Joek!
Hi guys! Are we enduring that horrible embarrassed moment when you meet up together for the first time since....?! :rotfl:Member #4 of the DMP Mutual Support Club - DFW Nerd #335
Debt at March 2007: £26,728.32
Current debt: £00 -
Know what you mean smile I thought Joek was avoiding us, typical man use us abuse us then throw us away like we mean nothing to him:rotfl: :rotfl:DEBTS @ :idea: 1/1/07 - £25,800:eek: DEBT @ 04/05/11 - NIL
FINALLY DEBT FREE - 4TH MAY 2011:j:j:j:j:j
"PROUD TO HAVE DEALT WITH MY DEBTS"
Official DMP mutal support club member no 2 *DFW NERD 351*0 -
Nightmare IDAAS! I spend most of last night playing Twister with four grown adults... a four year old was doing the spinning, you can imagine all the fixing that was going on to his delight. I don't have any kiddiewinkles, but I'm exhausted by simply playing with my friends' ones!!
Good luck :rolleyes2Member #4 of the DMP Mutual Support Club - DFW Nerd #335
Debt at March 2007: £26,728.32
Current debt: £00
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