Reactions of a mountain goat - or not!

Becks81

As promised here is my debt busting totals for May

Unsecured Debts
Description.................Debt......Monthly.. .APR
Barclaycard................[STRIKE]555[/STRIKE] 241.97....60....... .29.9
Barclays Loan.............[STRIKE]9259[/STRIKE] 9209......100.......0
Cahoot.....................[STRIKE]4102[/STRIKE] 4052......40....... .0
Mum............................[STRIKE]2607.03[/STRIKE] 2588.02...60....... .14.9
Mastercard....................[STRIKE]738[/STRIKE] 708.......20....... .0
Total unsecured debts..........[STRIKE]17271.05[/STRIKE] 16844.22 ..430......

So that's £430 taken off my debt this month, bringing me under £17K

And tonight I have just paid what was left in my account and sent £5.17 to barclaycard.

Positive start since my confession last night

Becks81

Thanks for reading pencakes

I know how lucky I am having the support from my family - I couldn't do it without them. What I lack with the ex, my mum makes up for ten fold!!

Day one of back on the wagon is going good so far, have managed a NSD, had a healthy dinner and managed 30 minutes on Just Dance 3 on the Wii.

Not much else to report so Im going to settle down and watch the Big Brother Eviction - my guilty pleasure I love it!

please-let-me-be-lucky

Becks81 wrote: »

So that's £430 taken off my debt this month, bringing me under £17K

And tonight I have just paid what was left in my account and sent £5.17 to barclaycard.

Positive start since my confession last night

Well done for getting back on the waggon Xx

pencakes26

Mums are the best

Well done for getting below the 17k mark :beer:

A nearly NSD for me today, just my £1.35 bus fare which I'd already paid for last week, so not bad

I need to get back on my Wii.... the WiiFit board is collecting a lot of dust at the moment. Whoops! x

girlatplay

Yeah mums are the best I couldn't have got to where I am today without the support of mine. I still couldn't be without her. Hooray for mums :j:j

*goes back to lurking*

Becks81

Thanks for posting guys!

I have slightly messed up with my overpayments to my Bcard. I paid £100 then realised I had 2 d/d coming out so bang went my food shopping money. Had to put that back on the Bcard :doh: But this did help with the spending, and I came in under budget.

Got my second appointment at the vets this evening for the kittens jabs, I'll have to pay around £15 as I took the 10% discount on the provido that I joined their scheme to pay a set amount each month. Decided against this as it would cost me over £40 per month on the kittens not including the insurance. So no NSD for me.

On a positive the healthy regime is in full swing, I'm back on the weight loss wagon and in the 'zone' . I have done at least 30 mins of exercise everyday since Friday. I have kept it varied so am not getting bored and am acually looking forward to doing some more again this evening.

Only 40 days until my holiday :j I have such great intentions to get the weight off and save some money. - Although I still havent stopped smoking again I will stop, but if I am being completely honest it is helping with the weight loss. I dont tend to want to eat as much. I know I can stop so will do but most probably after the holiday.

Becks81

I have cleared off the Bcard :j :j Have received a mysterious payment from my ex, it has been sitting in my account for the last 4 days. I was half expecting him to contact me to explain - but have heard nothing.

So I thought what the hell - he owes me much more than that so I will use it to my advantage. I know it is probably intended for the girls but I see it as it's clearing something off that will cost me in the long run, and the money I am saving in interest can go on towards our holiday.

As it stands it still hasn't affected my DFD but I will now snowball onto my mum's credit card - and have added the scary figure to my signature.

Have also listed a few things on ebay and have already sold 3. Will use this towards buying some more summer clothes as the ones I have are all too small :T

Plodding along nicely again, I just wish the end of July would hurry up!

mqandy

I'd say your electricity usage looks a little high (obviously without knowing your house).

If that went down by £20 and Sky was to be replaced by £5 extra on entertainment instead, that's almost £500 a year...

Good luck getting and staying on top!

Becks81

mqandy wrote: »

I'd say your electricity usage looks a little high (obviously without knowing your house).

If that went down by £20 and Sky was to be replaced by £5 extra on entertainment instead, that's almost £500 a year...

Good luck getting and staying on top!

Thank you, I worked out my electricity costs by adding up a yearly bill and dividing by 12. As it happens I'm currently around £130 in credit with my electricity but what with it being the summer months I think it will balance itself out by the end of the year. Plus this was calculated when my ex still lived here, so lights were left on, pc was running 24/7 - you get the picture.

And I would rather skip a few haircuts then drop sky - I don't know what I would do with myself!

pencakes26

Well done on clearing the barclaycard!:j

Sky is my guilty pleasure too, especially now the beeb doesnt always show the F1!

I havent had a haircut in months! I wanted to grow it anyway.... lol. If it gets really bad I will get my mum to cut it, it did the job 20 years ago!