Sealed Pot Challenge 5 ~ Part 2

skilly

Hi all, £2.05 going in my pot today :-)

System

jakes-mum wrote: »

Yayyyyyy on your house :j :j

Tips: :think: Make a spreadsheet of ALL your outgoings to see exactly how much you are going to need to pay out each month, including monthly cost for car tax/MOT and/or bus passes and Buildings/Contents Insurance (these are bloomin sneaky and always catch people unawares when they have a home!)
Make a food budget and a meal planner, so much money was wasted through 'top up' shops in this house.
Absolutely positively, have an emergency fund! Things can and will go wrong in a house and it will make you feel so much more secure just to have £300 - £400 in a savings account incase the washing machine breaks down or the car needs a repair.

I'll keep thinking

Agree with all of these, plus:
Try to pay bills monthly just after you get paid (by DD if possible) so you know how much money you have left to play with. Budget monthly for TV licence too, that's another one that sneaks up
Try Martin's budget tool and demotivator if you're spending more than you earn!
Here's wishing you many many happy years together in your new home

On topic - I've been potting and reading steadily, really impressed with how much some of you have banked!
Rx

RedGoose

Bagged up and banked £55 from my sealed pot yesterday, plus a £4 cheque for a "try me free" offer.

Will update my siggy shortly- I'm nearly there (squeal)!! :j

jakes-mum

Woohoo!! £1 post office kill :j :j :j was getting a bit dejected about how little I have been getting from there as of late, but while I was standing at the counter waiting for the lady to weigh my parcels had a quick once over of the floor and there he was sat next to a load of boxes Hes safe now in me pot

HOHOHOoffwegoKaren41

Another £2 coin in my pot today x

jakes-mum

Just back from bingo with me mum and i won £107.50 :j :j :j gave mum £50 of it (we share winnings but she refused to split the £7.50 ) so out of my £57.50 ive popped £2.50 in the SP and am contemplating the fate of the other £55

crimson.addict

jakes-mum wrote: »

Just back from bingo with me mum and i won £107.50 :j :j :j gave mum £50 of it (we share winnings but she refused to split the £7.50 ) so out of my £57.50 ive popped £2.50 in the SP and am contemplating the fate of the other £55

well done on the win Jakes-Mum

My potting has not been going well, i'm hoping it picks up soon. going to empty my purse when i get home then i can update my sig and such

I hope you are all well x

skilly

Hi, £1 going in pot :-)

CallieHolmes

Hi, is it too late to join please? xx

leictina

Hi CallieH

Its never too late to start saving.......read the first post to see what this challenge is all about.....Sue (our mighty leader) will be along soon to allocate you with a number.

in the mean time welcome and enjoy the madness that is the fun on the SPC board.....

and remember to ask any questions as we are all friendly (if a little mad!!!):rotfl: