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Finally I have a mortgage I can start to pay off!
Comments
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Morning all,
Oooh thanks for the SL. Haven't really started any research yet, so good to know about the Coop, although there's one in Broadford near where we're staying. I think that's where Hector's is too? (Google Maps research to check there was a pub in walking distance of our accommodation!). It's somewhere I've always fancied going but have never got around to - and we had considered the NC 500, but felt we'd left it a bit late to organise. Beginning to get excited about it now as it's only next month.
Cat sitting pre-visit went well and they've added an extra visit and paid, so that's all sorted for next week now. Have also nabbed a couple of jobs on the work platform, which has become a nice little addition to my main clients (especially as things are so quiet at the moment). Have been doing some more thinking about my crafty side-business too, which is good - spent a lot of yesterday sewing, but this is still the stuff for family.
MS things:
* Clicks done
* £7.50 PA survey done - it's is going to be a good month for this at least! (and instant payout unlike my clients!)
* NSD yesterday mainly because the weather was so pants!
* Extra day of cat-sitting booked
* BIL and fiancee will look after our boys while we're away - we'll pay them, but it's peace of mind!
*Bibimbap last night for dinner (yum) and hm pizza tonight - all using stuff we have in
* Refreshed my profile on the professional website I renewed my membership for
Gratitudes:
* It's not raining - will definitely get out for a walk today
* Enjoyed my day of sewing and listening to an audiobook yesterday (loving my Airpods!)
* DH cooked dinner
Have a good day all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
Extra catsitting, yay 2023: the year I get to buy a car5
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Afternoon all,
Realise I may have told a massive porkie earlier - of course yesterday wasn't a NSD, I booked our holiday! 😂 (Karma, thanks for that windows key and full stop tip).
Today is also not a NSD as I've bought a top on Ebay (needed), an orange juicer (glass thingy, very low tech) from a charity shop - something I've been looking for for ages, and hayfever tablets, as per Martin's recommendation.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
What was Martin's recommendation? I just bought 12x30 citirizine from the same place as last year via AmazingSave £12k in 2025 #2 I saved £14,660.97 of £6000 or 244.35% of my target. The 2026 Save £12k in 2026 thread is here
OS Grocery Challenge in 2025 I finished the year at £2880.99/£3000 or 96.03% of my annual spend so I am sticking with a £3000 annual budget for 2026
I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the grow your own in 2026 discussion thread
My keep within our budget diary is here4 -
Pharmacy First - 180 tablets for £4.79 posted. Also citirizine.Suffolk_lass said:What was Martin's recommendation? I just bought 12x30 citirizine from the same place as last year via AmazingMortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Hi Vix, just been on your solar panel website and it looks fantastic, I didn’t realise this type of thing was an option!
MFW 67 - Finally mortgage free! 💙😁4 -
Nor did I! But a much more flexible option that a whole roof professional installation. That said, I read something this morning that says the Chinese are using forced Uighur labour in Xijiang to make them 😪 and ours is a Chinese brand (the company just send you what they have, you don’t pick the brand).newgirly said:Hi Vix, just been on your solar panel website and it looks fantastic, I didn’t realise this type of thing was an option!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway4 -
Evening all,
A thoroughly unproductive day today, so fed up with the weather! When will the sun come up and it warm up? It’s been cold, wet and miserable here again today. I did manage a walk earlier and totally love my headphones for listening to audiobooks. I know I’m late to the party but it’s such a revelation!
We’ve just had JO’s tikka masala with quorn for dinner, using more stuff from the freezer. There’s also some left over for the freezer.MS things:
* from a group on FB I’m a member of I’ve added a couple of daily free games from bookies and today I win some free spins which translated into 4p in my account! You can also win actual prizes on the free games.* reinstalled Qmee for surveyage- can’t imagine it’ll last but at least there’s no minimum payout. £1.79 so far.
* meal plan is going to plan
Gratitudes
* a walk while it was dry
* chat with dad
* a fun game discovered on the PS5
Have a good evening all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
I keep Qmee as my backup too and only use it if everything else is quiet! I generally try to manage it by only doing ones that are 10 minutes or less - that way I feel like I'm retaining some level of control!Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!5 -
Glad it’s not just me. Feels ridiculous setting up an invoice (for record keeping, not sending to them, obviously) for such a small amount though!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway6
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