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Finally I have a mortgage I can start to pay off!

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  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Just joined up to Giki, and I've been zapping about all over the site here and there, very interesting  - my score is abysmally low, around 420 :( but that's because I live on my own in a semi detached house meant for a small family - awful :( anyway, it's reminded me of some things I've never done already - I'm on a regular tariff for elec and gas, for instance, easy enough to change.  Thanks for this!
    2023: the year I get to buy a car
  • Cheery_Daff
    Cheery_Daff Posts: 17,158 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, i've just signed up too! Scored 320 after the initial questions :open_mouth: but once I went through and answered all the other questions it jumped to 3160 :open_mouth::joy:

    I think my score was skewed by having just planted 1000 trees in the garden :joy: but also I think I forget how many things we do already. Green electricity, no tumble dryer, rarely any flying (6 times in my life I think!) , mostly second hand clothes,  don't eat meat, rarely buy new appliances etc. Plenty more to do though!
  • newgirly
    newgirly Posts: 9,338 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    I just had a go and got 547,  not sure if having a full house is good or bad 😆
    MFW 67 - Finally mortgage free! 💙😁
  • Suffolk_lass
    Suffolk_lass Posts: 10,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Karmacat said:
    Oh!  Thats very good news then, a personalised rec and also one from Riverford is good enough.  I doubt they're a charity, to be honest, they call themselves a social enterprise in their terms of use, but that's fine.  Found a lot more about them when I peeped at their privacy policy Giki team  pretty high -powered, actually, they're obviously in it for the long haul.  Detailed things we can do are a godsend.
    And they are a Ltd company
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,762 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    newgirly said:
    I just had a go and got 547,  not sure if having a full house is good or bad 😆
    Sorry NG, must have cross posted. I think that's a good start - guess the full house probably does help!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Suffolk_lass
    Suffolk_lass Posts: 10,291 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You're a bit quiet - I am hoping all is well with you and yours
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I've been meaning to get onto this thread and say something like that for days.  Hope you're okay, madvix.
    2023: the year I get to buy a car
  • Busy_Mee
    Busy_Mee Posts: 422 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    Me too. Hope all is well MadVix x
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